Tonik - Fast Loans & Deposits

0
ASO score
Text
0/100
Graphic
0/100
Reviews
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Other
0/100
Additional Information
Rating:
4.53
Voted: 1.71M
Google Play Link:
Website:
Email:
Privacy Policy:
Categories: Finance
Size: 117MB
Installs: 1.2M
App Age: 1 year 11 months
Release Date: Dec 21, 2020
Last Update: Nov 01, 2022
Version: 4.0.6
Version history
4.0.6
Nov 01, 2022
- Added new IDs for new customers<br>  - Big Loan enhancements<br>  - Rebranded Salary Loan to Flex Loan<br>  - Shop Installment Loan now enhanced with Bundles!
4.0.5
Sep 19, 2022
Big Loan (beta) - a new loan offer for condo owners<br>Added push notifications messages<br>Added new billers<br>Fixed Selfie scan issue
Version history
4.0.6
Nov 01, 2022
- Added new IDs for new customers<br>  - Big Loan enhancements<br>  - Rebranded Salary Loan to Flex Loan<br>  - Shop Installment Loan now enhanced with Bundles!
4.0.5
Sep 19, 2022
Big Loan (beta) - a new loan offer for condo owners<br>Added push notifications messages<br>Added new billers<br>Fixed Selfie scan issue
4.0.4
Aug 19, 2022
Minor fixes and changes
4.0.3
Aug 08, 2022
National ID (PhilSys ID) is now fully supported for new customers<br>Fixed issues for Bills Pay and added new billers<br>Fixed Send money to other Tonik customers using mobile number<br>Added a new payment feature for Shop Installment Loans<br>Customers can now cancel a loan application
4.0.0
Jun 10, 2022
Improved Face Identity Scan for new users<br>Added a view button for Loan customers to display their documents<br>Added a Pay button (Beta) functionality to pay Bills
3.0.9
May 07, 2022
What&#39;s new for this build:<br>-PhilSys ID is now accepted in creating a tonik account<br>-Added onboarding enhancements <br>-Bank Certificates can now be requested through the App <br>-Added an OTP to secure Group Stash contributions
3.0.8
Apr 07, 2022
What&#39;s on this release:<br>- Added document update and upload in the Profile section<br>- Added enhancements to our Time Deposit closing screens<br>- Platform updates to improve our Customer support interactions
3.0.7
Feb 28, 2022
- Improved onboarding T&amp;C and Data Privacy experience<br>- Added Push Notifications for Time Deposits<br>- Stashes improvements - display more transaction history<br>- Fixed descriptions for Virtual and Physical card transactions<br>- Fixed PESONet transaction details<br>- Included additional info on PESONet multiple batch sending and receiving<br>- App performance improvements
3.0.5
Jan 21, 2022
-Added new app push notifications<br>-Onboarding enhancements<br>-Improved app performance<br>-Support for PESONet Multiple Settlements. New cut-offs are 10am and 4pm daily.
3.0.3
Dec 07, 2021
New send money experience featuring PESONet<br>Improved Loan user experience<br>Fix for Chat upload issue<br>New Chatbot<br>Bug fixes and improvements in our onboarding
2.0.3
Aug 18, 2021
Ghost-month edition: <br>Improved our messaging for customers with limited KYC accounts<br>Added push notifications for Group Stash invites<br>Added push notifications when a tonik user contributes to the Group Stash<br>Improved responses to card linking errors <br>A way to capture CVV/CVC when topping up using a linked card<br>Lastly, you can now order a Physical Tonik Debit Card (boo-yah)
2.0.1
Jul 11, 2021
Here&#39;s what just rolled out of the shop:<br>Updated fees for Debit Card, GCash and 7-11 top ups. Others channels are free!<br>Added a happier timeout screen.<br>Added screens for our upcoming physical card launch (still coming soon!)<br>Show the app version<br>Fixed an issue with our Time Deposit List<br>Enabled push notifications for Top ups and Tonik to Tonik transfers<br>Speed up Stashes display
1.0.6
May 11, 2021
Freshly baked app goodies <br> Debit card linking - you can now enrol your debit card for faster top ups<br> Fixed purple screen lock on start up<br> We now accept Postal IDs for tonik account registrations<br> Shortened the expiry for over the counter Payexpress cash out codes<br> Improved the SMS invites for Group Stashes<br> Remapped some error codes to the right screen<br> We now display the GCash name and number in your transaction details<br> Removed Coins.ph as an option in top ups
1.0.5
Apr 16, 2021
What&#39;s new in this build:<br>Added a link to show how we are computing time deposit early withdrawal pay out<br>Improved our Face Identity Scan (better to see you my dear)<br>Improved Document scanning to improve character recognition (we still can&#39;t recognise cartoon characters though).
1.0.4
Mar 06, 2021
Now open to everyone<br> Enhanced chat agent interaction and communication<br> Included limit indicators for our cash in channels<br> Updated our Terms and Conditions<br> New notification for creating cash out codes<br> Added a Frequently asked question link from the app<br> Trimmed our code, in preparation for some summer fun.
1.0.3
Feb 21, 2021
0
Feb 21, 2021
First release
1.0.2
Jan 11, 2021
1.0.1
Dec 21, 2020

Compare with Category Top Apps

Metrics
Current App
Category Top Average
Difference
Metrics
Current App
Category Top Average
Difference
Installs
Current App: 1.2M
Category Top Average: 4.8M
-75%
Rating
Current App: 4.53
Category Top Average: 4.39
+3%
Number of Ratings (Voted)
Current App: 32.3K
Category Top Average: 79K
-59%
App Age
Current App: 1y 11m
Category Top Average: 6y 1m
-68%
In-app Purchases Price
Current App: $0
Category Top Average: $71
Update Frequency
Current App: 43d
Category Top Average: 58d
-26%
Title Length
Current App: 29
Category Top Average: 26
+12%
Short Description Length
Current App: 73
Category Top Average: 70
+4%
Description Length
Current App: 4 017
Category Top Average: 2 821
+42%
Number of Screenshots
Current App: 113
Category Top Average: 85
+33%
Has Video?
Current App: No
Category Top Average: 0% has videos
Size
Current App: 117MB
Category Top Average: 31MB
+280%

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Text ASO

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Tonik - Fast Loans & Deposits
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Tonik - Fast Loans & Deposits
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Tonik - Fast Loans & Deposits
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Tonik - Fast Loans & Deposits
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Tonik - Fast Loans & Deposits
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Tonik - Fast Loans & Deposits
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Tonik - Fast Loans & Deposits
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Tonik - Fast Loans & Deposits
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Tonik - Fast Loans & Deposits
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Tonik - Fast Loans & Deposits
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Tonik - Fast Loans & Deposits
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Tonik - Fast Loans & Deposits
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Tonik - Fast Loans & Deposits
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Tonik - Fast Loans & Deposits
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Tonik - Fast Loans & Deposits
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Tonik - Fast Loans & Deposits
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Tonik - Fast Loans & Deposits
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Tonik - Fast Loans & Deposits
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Tonik - Fast Loans & Deposits
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Tonik - Fast Loans & Deposits
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Tonik - Fast Loans & Deposits
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Tonik - Fast Loans & Deposits
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Tonik - Fast Loans & Deposits
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Tonik - Fast Loans & Deposits
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Tonik - Fast Loans & Deposits
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Tonik - Fast Loans & Deposits
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Tonik - Fast Loans & Deposits
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Tonik - Fast Loans & Deposits
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Tonik - Fast Loans & Deposits
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Tonik - Fast Loans & Deposits
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Tonik - Fast Loans & Deposits
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Tonik - Fast Loans & Deposits
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Tonik - Fast Loans & Deposits
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Tonik - Fast Loans & Deposits
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Tonik - Fast Loans & Deposits
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Tonik - Fast Loans & Deposits
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Tonik - Fast Loans & Deposits
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Tonik - Fast Loans & Deposits
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Tonik - Fast Loans & Deposits
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Tonik - Fast Loans & Deposits
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Tonik - Fast Loans & Deposits
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Tonik - Fast Loans & Deposits
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Tonik - Fast Loans & Deposits
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Tonik - Fast Loans & Deposits
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Tonik - Fast Loans & Deposits
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Tonik - Fast Loans & Deposits
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Tonik - Fast Loans & Deposits
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Tonik - Fast Loans & Deposits
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Tonik - Fast Loans & Deposits
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Tonik - Fast Loans & Deposits
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Tonik - Fast Loans & Deposits
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Tonik - Fast Loans & Deposits
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Tonik - Fast Loans & Deposits
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Tonik - Fast Loans & Deposits
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Tonik - Fast Loans & Deposits
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Tonik
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Tonik - Fast Loans & Deposits
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Tonik - Fast Loans & Deposits
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Tonik - Fast Loans & Deposits
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Tonik - Fast Loans & Deposits
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Tonik - Fast Loans & Deposits
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Tonik - Fast Loans & Deposits
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Tonik - Fast Loans & Deposits
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Tonik - Fast Loans & Deposits
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Tonik - Fast Loans & Deposits
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Tonik - Fast Loans & Deposits
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Tonik - Fast Loans & Deposits
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Tonik - Fast Loans & Deposits
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Tonik - Fast Loans & Deposits
Title (
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Tonik - Fast Loans & Deposits
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Tonik - Fast Loans & Deposits
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Tonik - Fast Loans & Deposits
Title (
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Tonik
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Tonik - Fast Loans & Deposits
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Tonik - Fast Loans & Deposits
Title (
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Tonik - Fast Loans & Deposits
Title (
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Tonik - Fast Loans & Deposits
Title (
Characters: 29 of 50
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Tonik - Fast Loans & Deposits
Title (
Characters: 29 of 50
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Tonik - Fast Loans & Deposits
Title (
Characters: 29 of 50
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Tonik - Fast Loans & Deposits
Title (
Characters: 29 of 50
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Tonik - Fast Loans & Deposits
Title (
Characters: 29 of 50
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Tonik - Fast Loans & Deposits
Title (
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Tonik - Fast Loans & Deposits
Title (
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Tonik - Fast Loans & Deposits
Short Description (
Characters: 73 of 80
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A neobank in the Philippines with loans that you can get in just minutes!
Short Description (
Characters: 73 of 80
)
A neobank in the Philippines with loans that you can get in just minutes!
Short Description (
Characters: 73 of 80
)
A neobank in the Philippines with loans that you can get in just minutes!
Short Description (
Characters: 73 of 80
)
A neobank in the Philippines with loans that you can get in just minutes!
Short Description (
Characters: 73 of 80
)
A neobank in the Philippines with loans that you can get in just minutes!
Short Description (
Characters: 73 of 80
)
A neobank in the Philippines with loans that you can get in just minutes!
Short Description (
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A neobank in the Philippines with loans that you can get in just minutes!
Short Description (
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A neobank in the Philippines with loans that you can get in just minutes!
Short Description (
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A neobank in the Philippines with loans that you can get in just minutes!
Short Description (
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A neobank in the Philippines with loans that you can get in just minutes!
Short Description (
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A neobank in the Philippines with loans that you can get in just minutes!
Short Description (
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A neobank in the Philippines with loans that you can get in just minutes!
Short Description (
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A neobank in the Philippines with loans that you can get in just minutes!
Short Description (
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A neobank in the Philippines with loans that you can get in just minutes!
Short Description (
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A neobank in the Philippines with loans that you can get in just minutes!
Short Description (
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A neobank in the Philippines with loans that you can get in just minutes!
Short Description (
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A neobank in the Philippines with loans that you can get in just minutes!
Short Description (
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A neobank in the Philippines with loans that you can get in just minutes!
Short Description (
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A neobank in the Philippines with loans that you can get in just minutes!
Short Description (
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A neobank in the Philippines with loans that you can get in just minutes!
Short Description (
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A neobank in the Philippines with loans that you can get in just minutes!
Short Description (
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A neobank in the Philippines with loans that you can get in just minutes!
Short Description (
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A neobank in the Philippines with loans that you can get in just minutes!
Short Description (
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A neobank in the Philippines with loans that you can get in just minutes!
Short Description (
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A neobank in the Philippines with loans that you can get in just minutes!
Short Description (
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A neobank in the Philippines with loans that you can get in just minutes!
Short Description (
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A neobank in the Philippines with loans that you can get in just minutes!
Short Description (
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A neobank in the Philippines with loans that you can get in just minutes!
Short Description (
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A neobank in the Philippines with loans that you can get in just minutes!
Short Description (
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A neobank in the Philippines with loans that you can get in just minutes!
Short Description (
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A neobank in the Philippines with loans that you can get in just minutes!
Short Description (
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A neobank in the Philippines with loans that you can get in just minutes!
Short Description (
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A neobank in the Philippines with loans that you can get in just minutes!
Short Description (
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A neobank in the Philippines with loans that you can get in just minutes!
Short Description (
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A neobank in the Philippines with loans that you can get in just minutes!
Short Description (
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A neobank in the Philippines with loans that you can get in just minutes!
Short Description (
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A neobank in the Philippines with loans that you can get in just minutes!
Short Description (
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A neobank in the Philippines with loans that you can get in just minutes!
Short Description (
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A neobank in the Philippines with loans that you can get in just minutes!
Short Description (
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A neobank in the Philippines with loans that you can get in just minutes!
Short Description (
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A neobank in the Philippines with loans that you can get in just minutes!
Short Description (
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A neobank in the Philippines with loans that you can get in just minutes!
Short Description (
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A neobank in the Philippines with loans that you can get in just minutes!
Short Description (
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A neobank in the Philippines with loans that you can get in just minutes!
Short Description (
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A neobank in the Philippines with loans that you can get in just minutes!
Short Description (
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A neobank in the Philippines with loans that you can get in just minutes!
Short Description (
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A neobank in the Philippines with loans that you can get in just minutes!
Short Description (
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A neobank in the Philippines with loans that you can get in just minutes!
Short Description (
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A neobank in the Philippines with loans that you can get in just minutes!
Short Description (
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)
A neobank in the Philippines with loans that you can get in just minutes!
Short Description (
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)
A neobank in the Philippines with loans that you can get in just minutes!
Short Description (
Characters: 73 of 80
)
A neobank in the Philippines with loans that you can get in just minutes!
Short Description (
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)
A neobank in the Philippines with loans that you can get in just minutes!
Short Description (
Characters: 73 of 80
)
A neobank in the Philippines with loans that you can get in just minutes!
Short Description (
Characters: 73 of 80
)
A neobank in the Philippines with loans that you can get in just minutes!
Short Description (
Characters: 73 of 80
)
A neobank in the Philippines with loans that you can get in just minutes!
Short Description (
Characters: 73 of 80
)
A neobank in the Philippines with loans that you can get in just minutes!
Short Description (
Characters: 73 of 80
)
A neobank in the Philippines with loans that you can get in just minutes!
Short Description (
Characters: 73 of 80
)
A neobank in the Philippines with loans that you can get in just minutes!
Short Description (
Characters: 73 of 80
)
A neobank in the Philippines with loans that you can get in just minutes!
Short Description (
Characters: 73 of 80
)
A neobank in the Philippines with loans that you can get in just minutes!
Short Description (
Characters: 73 of 80
)
A neobank in the Philippines with loans that you can get in just minutes!
Short Description (
Characters: 73 of 80
)
A neobank in the Philippines with loans that you can get in just minutes!
Short Description (
Characters: 73 of 80
)
A neobank in the Philippines with loans that you can get in just minutes!
Short Description (
Characters: 73 of 80
)
A neobank in the Philippines with loans that you can get in just minutes!
Short Description (
Characters: 73 of 80
)
A neobank in the Philippines with loans that you can get in just minutes!
Short Description (
Characters: 73 of 80
)
A neobank in the Philippines with loans that you can get in just minutes!
Short Description (
Characters: 73 of 80
)
A neobank in the Philippines with loans that you can get in just minutes!
Short Description (
Characters: 73 of 80
)
A neobank in the Philippines with loans that you can get in just minutes!
Short Description (
Characters: 73 of 80
)
A neobank in the Philippines with loans that you can get in just minutes!
Short Description (
Characters: 73 of 80
)
A neobank in the Philippines with loans that you can get in just minutes!
Short Description (
Characters: 73 of 80
)
A neobank in the Philippines with loans that you can get in just minutes!
Short Description (
Characters: 73 of 80
)
A neobank in the Philippines with loans that you can get in just minutes!
Short Description (
Characters: 73 of 80
)
A neobank in the Philippines with loans that you can get in just minutes!
Short Description (
Characters: 73 of 80
)
A neobank in the Philippines with loans that you can get in just minutes!
Short Description (
Characters: 73 of 80
)
A neobank in the Philippines with loans that you can get in just minutes!
Short Description (
Characters: 73 of 80
)
A neobank in the Philippines with loans that you can get in just minutes!
Short Description (
Characters: 73 of 80
)
A neobank in the Philippines with loans that you can get in just minutes!
Short Description (
Characters: 73 of 80
)
A neobank in the Philippines with loans that you can get in just minutes!
Short Description (
Characters: 73 of 80
)
A neobank in the Philippines with loans that you can get in just minutes!
Short Description (
Characters: 73 of 80
)
A neobank in the Philippines with loans that you can get in just minutes!
Short Description (
Characters: 73 of 80
)
A neobank in the Philippines with loans that you can get in just minutes!
Short Description (
Characters: 73 of 80
)
A neobank in the Philippines with loans that you can get in just minutes!
Short Description (
Characters: 73 of 80
)
A neobank in the Philippines with loans that you can get in just minutes!
Short Description (
Characters: 73 of 80
)
A neobank in the Philippines with loans that you can get in just minutes!
Short Description (
Characters: 73 of 80
)
A neobank in the Philippines with loans that you can get in just minutes!
Short Description (
Characters: 73 of 80
)
A neobank in the Philippines with loans that you can get in just minutes!
Description (
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Tonik is the Philippines' first neobank with a digital bank license offering savings deposits with sky high interest rates and quick online cash loans and shop installment loans for all of life’s necessities. Innovative. Passionate. Customer-first. That's Tonik. We're a 100% digital bank on a mission to revolutionize the way money works in Southeast Asia, offering only fast, easy, and secure transactions with a team of experienced bankers taking care of all your financial needs. We're a neobank that's there for you 24/7 with services that'll help you get ahead. Install the app today and avail any of our products below: TONIK ACCOUNT Your Tonik Account is your main account. It'll give you the satisfaction of also having 5 Stashes and 5 Time Deposit accounts within the Tonik App. You're going to love how you can move, organize, and personalize your cash. You will also have a virtual card and can request for a physical debit card to use in all your financial transactions. QUICK LOAN Need an easy loan but got no credit history or collateral? Our Quick Loan has got you covered. You can get approved in just minutes and borrow PHP5000 up to PHP50,000 depending on your needs. It's called quick for a reason, because you only need to submit 1 valid ID and 1 month's payslip. Plus, your payment dates are on your terms: choose whichever date is most convenient for you and get auto-debited on that date! What else is awesome about getting a loan with a digital bank is that you can see all your details on the app and cash out the full amount in real time. We've also got no pre-termination or early payment fees! Yass! TONIK LOAN FEATURES: • Fast approval and real-time disbursement to your Tonik Account • No credit history and no collateral needed • Minimal documents required - only 1 valid ID and proof of income • Flexible payment date - your preferred salary payout date • 6, 9, 12, 18, or 24 months installment • 100% digital - all loan info can be seen on the Tonik App • Cash out the full loan amount real-time • One bank account for application and cash disbursement • No pre-termination or early payment fees • Top up your main account. Get auto-debited on your due date QUICK LOAN TERMS: • Loan amounts: ₱5,000 to ₱50,000 • Loan tenure: 6 to 24 months • Service Fee: : ₱500 • Monthly EIR: Average 7% but depending on due date • Maximum Annual Percentage Rate (APR): 84% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None Note: Quick Loan Annual Percentage Rate (APR) is at 84%. Linking your salary payroll card will lower said APR to 65%. Minimum loan installment term is 6 months and maximum is 24 months. The Monthly EIR is also based on diminishing principal because principal balance decreases as you pay your monthly installments on time. Example computation: If you apply for a ₱5,000 from Tonik app and opts for 180 days or 6 months installment, you would need to pay a monthly fee of only ₱ 1,048.98. SHOP INSTALLMENT LOAN In-Store shopping has never been easier with Tonik’s Shop Installment Loan. Borrow up to ₱100,000 now and pay it back later for your next shopping spree at our partner stores. Buy Now Pay Later is more fun and helpful with Tonik In-Store shopping. Get a Shop Installment Loan today! SHOP INSTALLMENT LOAN TERMS: • Loan amounts: ₱5,000 to ₱100,000 • Loan tenure: 3 to 24 months • Service Fee: : None • Monthly EIR: Average 4.5% but depending on due date • Maximum Annual Percentage Rate (APR): 54% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None WHO CAN REGISTER AS A TONIK USER: Any Filipino who is: ✔️ At least 18 years old ✔️ Has a residence in the Philippines ✔️ Has a valid email address ✔️ Has an active Philippine mobile number ✔️ Does not classify under the United States FATCA CONTACT TONIK Email: customercare@tonikbank.com Website: https://tonikbank.com Facebook: www.facebook.com/TonikBankPH Tonik Digital Bank, Inc. is regulated by the Bangko Sentral ng Pilipinas.}
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Tonik is the Philippines' first neobank with a digital bank license offering savings deposits with sky high interest rates and quick online cash loans and shop installment loans for all of life’s necessities. Innovative. Passionate. Customer-first. That's Tonik. We're a 100% digital bank on a mission to revolutionize the way money works in Southeast Asia, offering only fast, easy, and secure transactions with a team of experienced bankers taking care of all your financial needs. We're a neobank that's there for you 24/7 with services that'll help you get ahead. Install the app today and avail any of our products below: TONIK ACCOUNT Your Tonik Account is your main account. It'll give you the satisfaction of also having 5 Stashes and 5 Time Deposit accounts within the Tonik App. You're going to love how you can move, organize, and personalize your cash. You will also have a virtual card and can request for a physical debit card to use in all your financial transactions. QUICK LOAN Need an easy loan but got no credit history or collateral? Our Quick Loan has got you covered. You can get approved in just minutes and borrow PHP5000 up to PHP50,000 depending on your needs. It's called quick for a reason, because you only need to submit 1 valid ID and 1 month's payslip. Plus, your payment dates are on your terms: choose whichever date is most convenient for you and get auto-debited on that date! What else is awesome about getting a loan with a digital bank is that you can see all your details on the app and cash out the full amount in real time. We've also got no pre-termination or early payment fees! Yass! TONIK LOAN FEATURES: • Fast approval and real-time disbursement to your Tonik Account • No credit history and no collateral needed • Minimal documents required - only 1 valid ID and proof of income • Flexible payment date - your preferred salary payout date • 6, 9, 12, 18, or 24 months installment • 100% digital - all loan info can be seen on the Tonik App • Cash out the full loan amount real-time • One bank account for application and cash disbursement • No pre-termination or early payment fees • Top up your main account. Get auto-debited on your due date QUICK LOAN TERMS: • Loan amounts: ₱5,000 to ₱50,000 • Loan tenure: 6 to 24 months • Service Fee: : ₱500 • Monthly EIR: Average 7% but depending on due date • Maximum Annual Percentage Rate (APR): 84% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None Note: Quick Loan Annual Percentage Rate (APR) is at 84%. Linking your salary payroll card will lower said APR to 65%. Minimum loan installment term is 6 months and maximum is 24 months. The Monthly EIR is also based on diminishing principal because principal balance decreases as you pay your monthly installments on time. Example computation: If you apply for a ₱5,000 from Tonik app and opts for 180 days or 6 months installment, you would need to pay a monthly fee of only ₱ 1,048.98. SHOP INSTALLMENT LOAN In-Store shopping has never been easier with Tonik’s Shop Installment Loan. Borrow up to ₱100,000 now and pay it back later for your next shopping spree at our partner stores. Buy Now Pay Later is more fun and helpful with Tonik In-Store shopping. Get a Shop Installment Loan today! SHOP INSTALLMENT LOAN TERMS: • Loan amounts: ₱5,000 to ₱100,000 • Loan tenure: 3 to 24 months • Service Fee: : None • Monthly EIR: Average 4.5% but depending on due date • Maximum Annual Percentage Rate (APR): 54% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None WHO CAN REGISTER AS A TONIK USER: Any Filipino who is: ✔️ At least 18 years old ✔️ Has a residence in the Philippines ✔️ Has a valid email address ✔️ Has an active Philippine mobile number ✔️ Does not classify under the United States FATCA CONTACT TONIK Email: customercare@tonikbank.com Website: https://tonikbank.com Facebook: www.facebook.com/TonikBankPH Tonik Digital Bank, Inc. is regulated by the Bangko Sentral ng Pilipinas.}
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Tonik is the Philippines' first neobank with a digital bank license offering savings deposits with sky high interest rates and quick online cash loans and shop installment loans for all of life’s necessities. Innovative. Passionate. Customer-first. That's Tonik. We're a 100% digital bank on a mission to revolutionize the way money works in Southeast Asia, offering only fast, easy, and secure transactions with a team of experienced bankers taking care of all your financial needs. We're a neobank that's there for you 24/7 with services that'll help you get ahead. Install the app today and avail any of our products below: TONIK ACCOUNT Your Tonik Account is your main account. It'll give you the satisfaction of also having 5 Stashes and 5 Time Deposit accounts within the Tonik App. You're going to love how you can move, organize, and personalize your cash. You will also have a virtual card and can request for a physical debit card to use in all your financial transactions. QUICK LOAN Need an easy loan but got no credit history or collateral? Our Quick Loan has got you covered. You can get approved in just minutes and borrow PHP5000 up to PHP50,000 depending on your needs. It's called quick for a reason, because you only need to submit 1 valid ID and 1 month's payslip. Plus, your payment dates are on your terms: choose whichever date is most convenient for you and get auto-debited on that date! What else is awesome about getting a loan with a digital bank is that you can see all your details on the app and cash out the full amount in real time. We've also got no pre-termination or early payment fees! Yass! TONIK LOAN FEATURES: • Fast approval and real-time disbursement to your Tonik Account • No credit history and no collateral needed • Minimal documents required - only 1 valid ID and proof of income • Flexible payment date - your preferred salary payout date • 6, 9, 12, 18, or 24 months installment • 100% digital - all loan info can be seen on the Tonik App • Cash out the full loan amount real-time • One bank account for application and cash disbursement • No pre-termination or early payment fees • Top up your main account. Get auto-debited on your due date QUICK LOAN TERMS: • Loan amounts: ₱5,000 to ₱50,000 • Loan tenure: 6 to 24 months • Service Fee: : ₱500 • Monthly EIR: Average 7% but depending on due date • Maximum Annual Percentage Rate (APR): 84% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None Note: Quick Loan Annual Percentage Rate (APR) is at 84%. Linking your salary payroll card will lower said APR to 65%. Minimum loan installment term is 6 months and maximum is 24 months. The Monthly EIR is also based on diminishing principal because principal balance decreases as you pay your monthly installments on time. Example computation: If you apply for a ₱5,000 from Tonik app and opts for 180 days or 6 months installment, you would need to pay a monthly fee of only ₱ 1,048.98. SHOP INSTALLMENT LOAN In-Store shopping has never been easier with Tonik’s Shop Installment Loan. Borrow up to ₱100,000 now and pay it back later for your next shopping spree at our partner stores. Buy Now Pay Later is more fun and helpful with Tonik In-Store shopping. Get a Shop Installment Loan today! SHOP INSTALLMENT LOAN TERMS: • Loan amounts: ₱5,000 to ₱100,000 • Loan tenure: 3 to 24 months • Service Fee: : None • Monthly EIR: Average 4.5% but depending on due date • Maximum Annual Percentage Rate (APR): 54% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None WHO CAN REGISTER AS A TONIK USER: Any Filipino who is: ✔️ At least 18 years old ✔️ Has a residence in the Philippines ✔️ Has a valid email address ✔️ Has an active Philippine mobile number ✔️ Does not classify under the United States FATCA CONTACT TONIK Email: customercare@tonikbank.com Website: https://tonikbank.com Facebook: www.facebook.com/TonikBankPH Tonik Digital Bank, Inc. is regulated by the Bangko Sentral ng Pilipinas.}
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Tonik is the Philippines' first neobank with a digital bank license offering savings deposits with sky high interest rates and quick online cash loans and shop installment loans for all of life’s necessities. Innovative. Passionate. Customer-first. That's Tonik. We're a 100% digital bank on a mission to revolutionize the way money works in Southeast Asia, offering only fast, easy, and secure transactions with a team of experienced bankers taking care of all your financial needs. We're a neobank that's there for you 24/7 with services that'll help you get ahead. Install the app today and avail any of our products below: TONIK ACCOUNT Your Tonik Account is your main account. It'll give you the satisfaction of also having 5 Stashes and 5 Time Deposit accounts within the Tonik App. You're going to love how you can move, organize, and personalize your cash. You will also have a virtual card and can request for a physical debit card to use in all your financial transactions. QUICK LOAN Need an easy loan but got no credit history or collateral? Our Quick Loan has got you covered. You can get approved in just minutes and borrow PHP5000 up to PHP50,000 depending on your needs. It's called quick for a reason, because you only need to submit 1 valid ID and 1 month's payslip. Plus, your payment dates are on your terms: choose whichever date is most convenient for you and get auto-debited on that date! What else is awesome about getting a loan with a digital bank is that you can see all your details on the app and cash out the full amount in real time. We've also got no pre-termination or early payment fees! Yass! TONIK LOAN FEATURES: • Fast approval and real-time disbursement to your Tonik Account • No credit history and no collateral needed • Minimal documents required - only 1 valid ID and proof of income • Flexible payment date - your preferred salary payout date • 6, 9, 12, 18, or 24 months installment • 100% digital - all loan info can be seen on the Tonik App • Cash out the full loan amount real-time • One bank account for application and cash disbursement • No pre-termination or early payment fees • Top up your main account. Get auto-debited on your due date QUICK LOAN TERMS: • Loan amounts: ₱5,000 to ₱50,000 • Loan tenure: 6 to 24 months • Service Fee: : ₱500 • Monthly EIR: Average 7% but depending on due date • Maximum Annual Percentage Rate (APR): 84% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None Note: Quick Loan Annual Percentage Rate (APR) is at 84%. Linking your salary payroll card will lower said APR to 65%. Minimum loan installment term is 6 months and maximum is 24 months. The Monthly EIR is also based on diminishing principal because principal balance decreases as you pay your monthly installments on time. Example computation: If you apply for a ₱5,000 from Tonik app and opts for 180 days or 6 months installment, you would need to pay a monthly fee of only ₱ 1,048.98. SHOP INSTALLMENT LOAN In-Store shopping has never been easier with Tonik’s Shop Installment Loan. Borrow up to ₱100,000 now and pay it back later for your next shopping spree at our partner stores. Buy Now Pay Later is more fun and helpful with Tonik In-Store shopping. Get a Shop Installment Loan today! SHOP INSTALLMENT LOAN TERMS: • Loan amounts: ₱5,000 to ₱100,000 • Loan tenure: 3 to 24 months • Service Fee: : None • Monthly EIR: Average 4.5% but depending on due date • Maximum Annual Percentage Rate (APR): 54% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None WHO CAN REGISTER AS A TONIK USER: Any Filipino who is: ✔️ At least 18 years old ✔️ Has a residence in the Philippines ✔️ Has a valid email address ✔️ Has an active Philippine mobile number ✔️ Does not classify under the United States FATCA CONTACT TONIK Email: customercare@tonikbank.com Website: https://tonikbank.com Facebook: www.facebook.com/TonikBankPH Tonik Digital Bank, Inc. is regulated by the Bangko Sentral ng Pilipinas.}
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Tonik is the Philippines' first neobank with a digital bank license offering savings deposits with sky high interest rates and quick online cash loans and shop installment loans for all of life’s necessities. Innovative. Passionate. Customer-first. That's Tonik. We're a 100% digital bank on a mission to revolutionize the way money works in Southeast Asia, offering only fast, easy, and secure transactions with a team of experienced bankers taking care of all your financial needs. We're a neobank that's there for you 24/7 with services that'll help you get ahead. Install the app today and avail any of our products below: TONIK ACCOUNT Your Tonik Account is your main account. It'll give you the satisfaction of also having 5 Stashes and 5 Time Deposit accounts within the Tonik App. You're going to love how you can move, organize, and personalize your cash. You will also have a virtual card and can request for a physical debit card to use in all your financial transactions. QUICK LOAN Need an easy loan but got no credit history or collateral? Our Quick Loan has got you covered. You can get approved in just minutes and borrow PHP5000 up to PHP50,000 depending on your needs. It's called quick for a reason, because you only need to submit 1 valid ID and 1 month's payslip. Plus, your payment dates are on your terms: choose whichever date is most convenient for you and get auto-debited on that date! What else is awesome about getting a loan with a digital bank is that you can see all your details on the app and cash out the full amount in real time. We've also got no pre-termination or early payment fees! Yass! TONIK LOAN FEATURES: • Fast approval and real-time disbursement to your Tonik Account • No credit history and no collateral needed • Minimal documents required - only 1 valid ID and proof of income • Flexible payment date - your preferred salary payout date • 6, 9, 12, 18, or 24 months installment • 100% digital - all loan info can be seen on the Tonik App • Cash out the full loan amount real-time • One bank account for application and cash disbursement • No pre-termination or early payment fees • Top up your main account. Get auto-debited on your due date QUICK LOAN TERMS: • Loan amounts: ₱5,000 to ₱50,000 • Loan tenure: 6 to 24 months • Service Fee: : ₱500 • Monthly EIR: Average 7% but depending on due date • Maximum Annual Percentage Rate (APR): 84% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None Note: Quick Loan Annual Percentage Rate (APR) is at 84%. Linking your salary payroll card will lower said APR to 65%. Minimum loan installment term is 6 months and maximum is 24 months. The Monthly EIR is also based on diminishing principal because principal balance decreases as you pay your monthly installments on time. Example computation: If you apply for a ₱5,000 from Tonik app and opts for 180 days or 6 months installment, you would need to pay a monthly fee of only ₱ 1,048.98. SHOP INSTALLMENT LOAN In-Store shopping has never been easier with Tonik’s Shop Installment Loan. Borrow up to ₱100,000 now and pay it back later for your next shopping spree at our partner stores. Buy Now Pay Later is more fun and helpful with Tonik In-Store shopping. Get a Shop Installment Loan today! SHOP INSTALLMENT LOAN TERMS: • Loan amounts: ₱5,000 to ₱100,000 • Loan tenure: 3 to 24 months • Service Fee: : None • Monthly EIR: Average 4.5% but depending on due date • Maximum Annual Percentage Rate (APR): 54% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None WHO CAN REGISTER AS A TONIK USER: Any Filipino who is: ✔️ At least 18 years old ✔️ Has a residence in the Philippines ✔️ Has a valid email address ✔️ Has an active Philippine mobile number ✔️ Does not classify under the United States FATCA CONTACT TONIK Email: customercare@tonikbank.com Website: https://tonikbank.com Facebook: www.facebook.com/TonikBankPH Tonik Digital Bank, Inc. is regulated by the Bangko Sentral ng Pilipinas.}
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Tonik is the Philippines' first neobank with a digital bank license offering savings deposits with sky high interest rates and quick online cash loans and shop installment loans for all of life’s necessities. Innovative. Passionate. Customer-first. That's Tonik. We're a 100% digital bank on a mission to revolutionize the way money works in Southeast Asia, offering only fast, easy, and secure transactions with a team of experienced bankers taking care of all your financial needs. We're a neobank that's there for you 24/7 with services that'll help you get ahead. Install the app today and avail any of our products below: TONIK ACCOUNT Your Tonik Account is your main account. It'll give you the satisfaction of also having 5 Stashes and 5 Time Deposit accounts within the Tonik App. You're going to love how you can move, organize, and personalize your cash. You will also have a virtual card and can request for a physical debit card to use in all your financial transactions. QUICK LOAN Need an easy loan but got no credit history or collateral? Our Quick Loan has got you covered. You can get approved in just minutes and borrow PHP5000 up to PHP50,000 depending on your needs. It's called quick for a reason, because you only need to submit 1 valid ID and 1 month's payslip. Plus, your payment dates are on your terms: choose whichever date is most convenient for you and get auto-debited on that date! What else is awesome about getting a loan with a digital bank is that you can see all your details on the app and cash out the full amount in real time. We've also got no pre-termination or early payment fees! Yass! TONIK LOAN FEATURES: • Fast approval and real-time disbursement to your Tonik Account • No credit history and no collateral needed • Minimal documents required - only 1 valid ID and proof of income • Flexible payment date - your preferred salary payout date • 6, 9, 12, 18, or 24 months installment • 100% digital - all loan info can be seen on the Tonik App • Cash out the full loan amount real-time • One bank account for application and cash disbursement • No pre-termination or early payment fees • Top up your main account. Get auto-debited on your due date QUICK LOAN TERMS: • Loan amounts: ₱5,000 to ₱50,000 • Loan tenure: 6 to 24 months • Service Fee: : ₱500 • Monthly EIR: Average 7% but depending on due date • Maximum Annual Percentage Rate (APR): 84% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None Note: Quick Loan Annual Percentage Rate (APR) is at 84%. Linking your salary payroll card will lower said APR to 65%. Minimum loan installment term is 6 months and maximum is 24 months. The Monthly EIR is also based on diminishing principal because principal balance decreases as you pay your monthly installments on time. Example computation: If you apply for a ₱5,000 from Tonik app and opts for 180 days or 6 months installment, you would need to pay a monthly fee of only ₱ 1,048.98. SHOP INSTALLMENT LOAN In-Store shopping has never been easier with Tonik’s Shop Installment Loan. Borrow up to ₱100,000 now and pay it back later for your next shopping spree at our partner stores. Buy Now Pay Later is more fun and helpful with Tonik In-Store shopping. Get a Shop Installment Loan today! SHOP INSTALLMENT LOAN TERMS: • Loan amounts: ₱5,000 to ₱100,000 • Loan tenure: 3 to 24 months • Service Fee: : None • Monthly EIR: Average 4.5% but depending on due date • Maximum Annual Percentage Rate (APR): 54% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None WHO CAN REGISTER AS A TONIK USER: Any Filipino who is: ✔️ At least 18 years old ✔️ Has a residence in the Philippines ✔️ Has a valid email address ✔️ Has an active Philippine mobile number ✔️ Does not classify under the United States FATCA CONTACT TONIK Email: customercare@tonikbank.com Website: https://tonikbank.com Facebook: www.facebook.com/TonikBankPH Tonik Digital Bank, Inc. is regulated by the Bangko Sentral ng Pilipinas.}
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Tonik is the Philippines' first neobank with a digital bank license offering savings deposits with sky high interest rates and quick online cash loans and shop installment loans for all of life’s necessities. Innovative. Passionate. Customer-first. That's Tonik. We're a 100% digital bank on a mission to revolutionize the way money works in Southeast Asia, offering only fast, easy, and secure transactions with a team of experienced bankers taking care of all your financial needs. We're a neobank that's there for you 24/7 with services that'll help you get ahead. Install the app today and avail any of our products below: TONIK ACCOUNT Your Tonik Account is your main account. It'll give you the satisfaction of also having 5 Stashes and 5 Time Deposit accounts within the Tonik App. You're going to love how you can move, organize, and personalize your cash. You will also have a virtual card and can request for a physical debit card to use in all your financial transactions. QUICK LOAN Need an easy loan but got no credit history or collateral? Our Quick Loan has got you covered. You can get approved in just minutes and borrow PHP5000 up to PHP50,000 depending on your needs. It's called quick for a reason, because you only need to submit 1 valid ID and 1 month's payslip. Plus, your payment dates are on your terms: choose whichever date is most convenient for you and get auto-debited on that date! What else is awesome about getting a loan with a digital bank is that you can see all your details on the app and cash out the full amount in real time. We've also got no pre-termination or early payment fees! Yass! TONIK LOAN FEATURES: • Fast approval and real-time disbursement to your Tonik Account • No credit history and no collateral needed • Minimal documents required - only 1 valid ID and proof of income • Flexible payment date - your preferred salary payout date • 6, 9, 12, 18, or 24 months installment • 100% digital - all loan info can be seen on the Tonik App • Cash out the full loan amount real-time • One bank account for application and cash disbursement • No pre-termination or early payment fees • Top up your main account. Get auto-debited on your due date QUICK LOAN TERMS: • Loan amounts: ₱5,000 to ₱50,000 • Loan tenure: 6 to 24 months • Service Fee: : ₱500 • Monthly EIR: Average 7% but depending on due date • Maximum Annual Percentage Rate (APR): 84% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None Note: Quick Loan Annual Percentage Rate (APR) is at 84%. Linking your salary payroll card will lower said APR to 65%. Minimum loan installment term is 6 months and maximum is 24 months. The Monthly EIR is also based on diminishing principal because principal balance decreases as you pay your monthly installments on time. Example computation: If you apply for a ₱5,000 from Tonik app and opts for 180 days or 6 months installment, you would need to pay a monthly fee of only ₱ 1,048.98. SHOP INSTALLMENT LOAN In-Store shopping has never been easier with Tonik’s Shop Installment Loan. Borrow up to ₱100,000 now and pay it back later for your next shopping spree at our partner stores. Buy Now Pay Later is more fun and helpful with Tonik In-Store shopping. Get a Shop Installment Loan today! SHOP INSTALLMENT LOAN TERMS: • Loan amounts: ₱5,000 to ₱100,000 • Loan tenure: 3 to 24 months • Service Fee: : None • Monthly EIR: Average 4.5% but depending on due date • Maximum Annual Percentage Rate (APR): 54% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None WHO CAN REGISTER AS A TONIK USER: Any Filipino who is: ✔️ At least 18 years old ✔️ Has a residence in the Philippines ✔️ Has a valid email address ✔️ Has an active Philippine mobile number ✔️ Does not classify under the United States FATCA CONTACT TONIK Email: customercare@tonikbank.com Website: https://tonikbank.com Facebook: www.facebook.com/TonikBankPH Tonik Digital Bank, Inc. is regulated by the Bangko Sentral ng Pilipinas.}
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Tonik is the Philippines' first neobank with a digital bank license offering savings deposits with sky high interest rates and quick online cash loans and shop installment loans for all of life’s necessities. Innovative. Passionate. Customer-first. That's Tonik. We're a 100% digital bank on a mission to revolutionize the way money works in Southeast Asia, offering only fast, easy, and secure transactions with a team of experienced bankers taking care of all your financial needs. We're a neobank that's there for you 24/7 with services that'll help you get ahead. Install the app today and avail any of our products below: TONIK ACCOUNT Your Tonik Account is your main account. It'll give you the satisfaction of also having 5 Stashes and 5 Time Deposit accounts within the Tonik App. You're going to love how you can move, organize, and personalize your cash. You will also have a virtual card and can request for a physical debit card to use in all your financial transactions. QUICK LOAN Need an easy loan but got no credit history or collateral? Our Quick Loan has got you covered. You can get approved in just minutes and borrow PHP5000 up to PHP50,000 depending on your needs. It's called quick for a reason, because you only need to submit 1 valid ID and 1 month's payslip. Plus, your payment dates are on your terms: choose whichever date is most convenient for you and get auto-debited on that date! What else is awesome about getting a loan with a digital bank is that you can see all your details on the app and cash out the full amount in real time. We've also got no pre-termination or early payment fees! Yass! TONIK LOAN FEATURES: • Fast approval and real-time disbursement to your Tonik Account • No credit history and no collateral needed • Minimal documents required - only 1 valid ID and proof of income • Flexible payment date - your preferred salary payout date • 6, 9, 12, 18, or 24 months installment • 100% digital - all loan info can be seen on the Tonik App • Cash out the full loan amount real-time • One bank account for application and cash disbursement • No pre-termination or early payment fees • Top up your main account. Get auto-debited on your due date QUICK LOAN TERMS: • Loan amounts: ₱5,000 to ₱50,000 • Loan tenure: 6 to 24 months • Service Fee: : ₱500 • Monthly EIR: Average 7% but depending on due date • Maximum Annual Percentage Rate (APR): 84% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None Note: Quick Loan Annual Percentage Rate (APR) is at 84%. Linking your salary payroll card will lower said APR to 65%. Minimum loan installment term is 6 months and maximum is 24 months. The Monthly EIR is also based on diminishing principal because principal balance decreases as you pay your monthly installments on time. Example computation: If you apply for a ₱5,000 from Tonik app and opts for 180 days or 6 months installment, you would need to pay a monthly fee of only ₱ 1,048.98. SHOP INSTALLMENT LOAN In-Store shopping has never been easier with Tonik’s Shop Installment Loan. Borrow up to ₱100,000 now and pay it back later for your next shopping spree at our partner stores. Buy Now Pay Later is more fun and helpful with Tonik In-Store shopping. Get a Shop Installment Loan today! SHOP INSTALLMENT LOAN TERMS: • Loan amounts: ₱5,000 to ₱100,000 • Loan tenure: 3 to 24 months • Service Fee: : None • Monthly EIR: Average 4.5% but depending on due date • Maximum Annual Percentage Rate (APR): 54% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None WHO CAN REGISTER AS A TONIK USER: Any Filipino who is: ✔️ At least 18 years old ✔️ Has a residence in the Philippines ✔️ Has a valid email address ✔️ Has an active Philippine mobile number ✔️ Does not classify under the United States FATCA CONTACT TONIK Email: customercare@tonikbank.com Website: https://tonikbank.com Facebook: www.facebook.com/TonikBankPH Tonik Digital Bank, Inc. is regulated by the Bangko Sentral ng Pilipinas.}
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Tonik is the Philippines' first neobank with a digital bank license offering savings deposits with sky high interest rates and quick online cash loans and shop installment loans for all of life’s necessities. Innovative. Passionate. Customer-first. That's Tonik. We're a 100% digital bank on a mission to revolutionize the way money works in Southeast Asia, offering only fast, easy, and secure transactions with a team of experienced bankers taking care of all your financial needs. We're a neobank that's there for you 24/7 with services that'll help you get ahead. Install the app today and avail any of our products below: TONIK ACCOUNT Your Tonik Account is your main account. It'll give you the satisfaction of also having 5 Stashes and 5 Time Deposit accounts within the Tonik App. You're going to love how you can move, organize, and personalize your cash. You will also have a virtual card and can request for a physical debit card to use in all your financial transactions. QUICK LOAN Need an easy loan but got no credit history or collateral? Our Quick Loan has got you covered. You can get approved in just minutes and borrow PHP5000 up to PHP50,000 depending on your needs. It's called quick for a reason, because you only need to submit 1 valid ID and 1 month's payslip. Plus, your payment dates are on your terms: choose whichever date is most convenient for you and get auto-debited on that date! What else is awesome about getting a loan with a digital bank is that you can see all your details on the app and cash out the full amount in real time. We've also got no pre-termination or early payment fees! Yass! TONIK LOAN FEATURES: • Fast approval and real-time disbursement to your Tonik Account • No credit history and no collateral needed • Minimal documents required - only 1 valid ID and proof of income • Flexible payment date - your preferred salary payout date • 6, 9, 12, 18, or 24 months installment • 100% digital - all loan info can be seen on the Tonik App • Cash out the full loan amount real-time • One bank account for application and cash disbursement • No pre-termination or early payment fees • Top up your main account. Get auto-debited on your due date QUICK LOAN TERMS: • Loan amounts: ₱5,000 to ₱50,000 • Loan tenure: 6 to 24 months • Service Fee: : ₱500 • Monthly EIR: Average 7% but depending on due date • Maximum Annual Percentage Rate (APR): 84% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None Note: Quick Loan Annual Percentage Rate (APR) is at 84%. Linking your salary payroll card will lower said APR to 65%. Minimum loan installment term is 6 months and maximum is 24 months. The Monthly EIR is also based on diminishing principal because principal balance decreases as you pay your monthly installments on time. Example computation: If you apply for a ₱5,000 from Tonik app and opts for 180 days or 6 months installment, you would need to pay a monthly fee of only ₱ 1,048.98. SHOP INSTALLMENT LOAN In-Store shopping has never been easier with Tonik’s Shop Installment Loan. Borrow up to ₱100,000 now and pay it back later for your next shopping spree at our partner stores. Buy Now Pay Later is more fun and helpful with Tonik In-Store shopping. Get a Shop Installment Loan today! SHOP INSTALLMENT LOAN TERMS: • Loan amounts: ₱5,000 to ₱100,000 • Loan tenure: 3 to 24 months • Service Fee: : None • Monthly EIR: Average 4.5% but depending on due date • Maximum Annual Percentage Rate (APR): 54% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None WHO CAN REGISTER AS A TONIK USER: Any Filipino who is: ✔️ At least 18 years old ✔️ Has a residence in the Philippines ✔️ Has a valid email address ✔️ Has an active Philippine mobile number ✔️ Does not classify under the United States FATCA CONTACT TONIK Email: customercare@tonikbank.com Website: https://tonikbank.com Facebook: www.facebook.com/TonikBankPH Tonik Digital Bank, Inc. is regulated by the Bangko Sentral ng Pilipinas.}
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Tonik is the Philippines' first neobank with a digital bank license offering savings deposits with sky high interest rates and quick online cash loans and shop installment loans for all of life’s necessities. Innovative. Passionate. Customer-first. That's Tonik. We're a 100% digital bank on a mission to revolutionize the way money works in Southeast Asia, offering only fast, easy, and secure transactions with a team of experienced bankers taking care of all your financial needs. We're a neobank that's there for you 24/7 with services that'll help you get ahead. Install the app today and avail any of our products below: TONIK ACCOUNT Your Tonik Account is your main account. It'll give you the satisfaction of also having 5 Stashes and 5 Time Deposit accounts within the Tonik App. You're going to love how you can move, organize, and personalize your cash. You will also have a virtual card and can request for a physical debit card to use in all your financial transactions. QUICK LOAN Need an easy loan but got no credit history or collateral? Our Quick Loan has got you covered. You can get approved in just minutes and borrow PHP5000 up to PHP50,000 depending on your needs. It's called quick for a reason, because you only need to submit 1 valid ID and 1 month's payslip. Plus, your payment dates are on your terms: choose whichever date is most convenient for you and get auto-debited on that date! What else is awesome about getting a loan with a digital bank is that you can see all your details on the app and cash out the full amount in real time. We've also got no pre-termination or early payment fees! Yass! TONIK LOAN FEATURES: • Fast approval and real-time disbursement to your Tonik Account • No credit history and no collateral needed • Minimal documents required - only 1 valid ID and proof of income • Flexible payment date - your preferred salary payout date • 6, 9, 12, 18, or 24 months installment • 100% digital - all loan info can be seen on the Tonik App • Cash out the full loan amount real-time • One bank account for application and cash disbursement • No pre-termination or early payment fees • Top up your main account. Get auto-debited on your due date QUICK LOAN TERMS: • Loan amounts: ₱5,000 to ₱50,000 • Loan tenure: 6 to 24 months • Service Fee: : ₱500 • Monthly EIR: Average 7% but depending on due date • Maximum Annual Percentage Rate (APR): 84% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None Note: Quick Loan Annual Percentage Rate (APR) is at 84%. Linking your salary payroll card will lower said APR to 65%. Minimum loan installment term is 6 months and maximum is 24 months. The Monthly EIR is also based on diminishing principal because principal balance decreases as you pay your monthly installments on time. Example computation: If you apply for a ₱5,000 from Tonik app and opts for 180 days or 6 months installment, you would need to pay a monthly fee of only ₱ 1,048.98. SHOP INSTALLMENT LOAN In-Store shopping has never been easier with Tonik’s Shop Installment Loan. Borrow up to ₱100,000 now and pay it back later for your next shopping spree at our partner stores. Buy Now Pay Later is more fun and helpful with Tonik In-Store shopping. Get a Shop Installment Loan today! SHOP INSTALLMENT LOAN TERMS: • Loan amounts: ₱5,000 to ₱100,000 • Loan tenure: 3 to 24 months • Service Fee: : None • Monthly EIR: Average 4.5% but depending on due date • Maximum Annual Percentage Rate (APR): 54% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None WHO CAN REGISTER AS A TONIK USER: Any Filipino who is: ✔️ At least 18 years old ✔️ Has a residence in the Philippines ✔️ Has a valid email address ✔️ Has an active Philippine mobile number ✔️ Does not classify under the United States FATCA CONTACT TONIK Email: customercare@tonikbank.com Website: https://tonikbank.com Facebook: www.facebook.com/TonikBankPH Tonik Digital Bank, Inc. is regulated by the Bangko Sentral ng Pilipinas.}
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Tonik is the Philippines' first neobank with a digital bank license offering savings deposits with sky high interest rates and quick online cash loans and shop installment loans for all of life’s necessities. Innovative. Passionate. Customer-first. That's Tonik. We're a 100% digital bank on a mission to revolutionize the way money works in Southeast Asia, offering only fast, easy, and secure transactions with a team of experienced bankers taking care of all your financial needs. We're a neobank that's there for you 24/7 with services that'll help you get ahead. Install the app today and avail any of our products below: TONIK ACCOUNT Your Tonik Account is your main account. It'll give you the satisfaction of also having 5 Stashes and 5 Time Deposit accounts within the Tonik App. You're going to love how you can move, organize, and personalize your cash. You will also have a virtual card and can request for a physical debit card to use in all your financial transactions. QUICK LOAN Need an easy loan but got no credit history or collateral? Our Quick Loan has got you covered. You can get approved in just minutes and borrow PHP5000 up to PHP50,000 depending on your needs. It's called quick for a reason, because you only need to submit 1 valid ID and 1 month's payslip. Plus, your payment dates are on your terms: choose whichever date is most convenient for you and get auto-debited on that date! What else is awesome about getting a loan with a digital bank is that you can see all your details on the app and cash out the full amount in real time. We've also got no pre-termination or early payment fees! Yass! TONIK LOAN FEATURES: • Fast approval and real-time disbursement to your Tonik Account • No credit history and no collateral needed • Minimal documents required - only 1 valid ID and proof of income • Flexible payment date - your preferred salary payout date • 6, 9, 12, 18, or 24 months installment • 100% digital - all loan info can be seen on the Tonik App • Cash out the full loan amount real-time • One bank account for application and cash disbursement • No pre-termination or early payment fees • Top up your main account. Get auto-debited on your due date QUICK LOAN TERMS: • Loan amounts: ₱5,000 to ₱50,000 • Loan tenure: 6 to 24 months • Service Fee: : ₱500 • Monthly EIR: Average 7% but depending on due date • Maximum Annual Percentage Rate (APR): 84% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None Note: Quick Loan Annual Percentage Rate (APR) is at 84%. Linking your salary payroll card will lower said APR to 65%. Minimum loan installment term is 6 months and maximum is 24 months. The Monthly EIR is also based on diminishing principal because principal balance decreases as you pay your monthly installments on time. Example computation: If you apply for a ₱5,000 from Tonik app and opts for 180 days or 6 months installment, you would need to pay a monthly fee of only ₱ 1,048.98. SHOP INSTALLMENT LOAN In-Store shopping has never been easier with Tonik’s Shop Installment Loan. Borrow up to ₱100,000 now and pay it back later for your next shopping spree at our partner stores. Buy Now Pay Later is more fun and helpful with Tonik In-Store shopping. Get a Shop Installment Loan today! SHOP INSTALLMENT LOAN TERMS: • Loan amounts: ₱5,000 to ₱100,000 • Loan tenure: 3 to 24 months • Service Fee: : None • Monthly EIR: Average 4.5% but depending on due date • Maximum Annual Percentage Rate (APR): 54% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None WHO CAN REGISTER AS A TONIK USER: Any Filipino who is: ✔️ At least 18 years old ✔️ Has a residence in the Philippines ✔️ Has a valid email address ✔️ Has an active Philippine mobile number ✔️ Does not classify under the United States FATCA CONTACT TONIK Email: customercare@tonikbank.com Website: https://tonikbank.com Facebook: www.facebook.com/TonikBankPH Tonik Digital Bank, Inc. is regulated by the Bangko Sentral ng Pilipinas.}
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Tonik is the Philippines' first neobank with a digital bank license offering savings deposits with sky high interest rates and quick online cash loans and shop installment loans for all of life’s necessities. Innovative. Passionate. Customer-first. That's Tonik. We're a 100% digital bank on a mission to revolutionize the way money works in Southeast Asia, offering only fast, easy, and secure transactions with a team of experienced bankers taking care of all your financial needs. We're a neobank that's there for you 24/7 with services that'll help you get ahead. Install the app today and avail any of our products below: TONIK ACCOUNT Your Tonik Account is your main account. It'll give you the satisfaction of also having 5 Stashes and 5 Time Deposit accounts within the Tonik App. You're going to love how you can move, organize, and personalize your cash. You will also have a virtual card and can request for a physical debit card to use in all your financial transactions. QUICK LOAN Need an easy loan but got no credit history or collateral? Our Quick Loan has got you covered. You can get approved in just minutes and borrow PHP5000 up to PHP50,000 depending on your needs. It's called quick for a reason, because you only need to submit 1 valid ID and 1 month's payslip. Plus, your payment dates are on your terms: choose whichever date is most convenient for you and get auto-debited on that date! What else is awesome about getting a loan with a digital bank is that you can see all your details on the app and cash out the full amount in real time. We've also got no pre-termination or early payment fees! Yass! TONIK LOAN FEATURES: • Fast approval and real-time disbursement to your Tonik Account • No credit history and no collateral needed • Minimal documents required - only 1 valid ID and proof of income • Flexible payment date - your preferred salary payout date • 6, 9, 12, 18, or 24 months installment • 100% digital - all loan info can be seen on the Tonik App • Cash out the full loan amount real-time • One bank account for application and cash disbursement • No pre-termination or early payment fees • Top up your main account. Get auto-debited on your due date QUICK LOAN TERMS: • Loan amounts: ₱5,000 to ₱50,000 • Loan tenure: 6 to 24 months • Service Fee: : ₱500 • Monthly EIR: Average 7% but depending on due date • Maximum Annual Percentage Rate (APR): 84% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None Note: Quick Loan Annual Percentage Rate (APR) is at 84%. Linking your salary payroll card will lower said APR to 65%. Minimum loan installment term is 6 months and maximum is 24 months. The Monthly EIR is also based on diminishing principal because principal balance decreases as you pay your monthly installments on time. Example computation: If you apply for a ₱5,000 from Tonik app and opts for 180 days or 6 months installment, you would need to pay a monthly fee of only ₱ 1,048.98. SHOP INSTALLMENT LOAN In-Store shopping has never been easier with Tonik’s Shop Installment Loan. Borrow up to ₱100,000 now and pay it back later for your next shopping spree at our partner stores. Buy Now Pay Later is more fun and helpful with Tonik In-Store shopping. Get a Shop Installment Loan today! SHOP INSTALLMENT LOAN TERMS: • Loan amounts: ₱5,000 to ₱100,000 • Loan tenure: 3 to 24 months • Service Fee: : None • Monthly EIR: Average 4.5% but depending on due date • Maximum Annual Percentage Rate (APR): 54% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None WHO CAN REGISTER AS A TONIK USER: Any Filipino who is: ✔️ At least 18 years old ✔️ Has a residence in the Philippines ✔️ Has a valid email address ✔️ Has an active Philippine mobile number ✔️ Does not classify under the United States FATCA CONTACT TONIK Email: customercare@tonikbank.com Website: https://tonikbank.com Facebook: www.facebook.com/TonikBankPH Tonik Digital Bank, Inc. is regulated by the Bangko Sentral ng Pilipinas.}
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Tonik is the Philippines' first neobank with a digital bank license offering savings deposits with sky high interest rates and quick online cash loans and shop installment loans for all of life’s necessities. Innovative. Passionate. Customer-first. That's Tonik. We're a 100% digital bank on a mission to revolutionize the way money works in Southeast Asia, offering only fast, easy, and secure transactions with a team of experienced bankers taking care of all your financial needs. We're a neobank that's there for you 24/7 with services that'll help you get ahead. Install the app today and avail any of our products below: TONIK ACCOUNT Your Tonik Account is your main account. It'll give you the satisfaction of also having 5 Stashes and 5 Time Deposit accounts within the Tonik App. You're going to love how you can move, organize, and personalize your cash. You will also have a virtual card and can request for a physical debit card to use in all your financial transactions. QUICK LOAN Need an easy loan but got no credit history or collateral? Our Quick Loan has got you covered. You can get approved in just minutes and borrow PHP5000 up to PHP50,000 depending on your needs. It's called quick for a reason, because you only need to submit 1 valid ID and 1 month's payslip. Plus, your payment dates are on your terms: choose whichever date is most convenient for you and get auto-debited on that date! What else is awesome about getting a loan with a digital bank is that you can see all your details on the app and cash out the full amount in real time. We've also got no pre-termination or early payment fees! Yass! TONIK LOAN FEATURES: • Fast approval and real-time disbursement to your Tonik Account • No credit history and no collateral needed • Minimal documents required - only 1 valid ID and proof of income • Flexible payment date - your preferred salary payout date • 6, 9, 12, 18, or 24 months installment • 100% digital - all loan info can be seen on the Tonik App • Cash out the full loan amount real-time • One bank account for application and cash disbursement • No pre-termination or early payment fees • Top up your main account. Get auto-debited on your due date QUICK LOAN TERMS: • Loan amounts: ₱5,000 to ₱50,000 • Loan tenure: 6 to 24 months • Service Fee: : ₱500 • Monthly EIR: Average 7% but depending on due date • Maximum Annual Percentage Rate (APR): 84% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None Note: Quick Loan Annual Percentage Rate (APR) is at 84%. Linking your salary payroll card will lower said APR to 65%. Minimum loan installment term is 6 months and maximum is 24 months. The Monthly EIR is also based on diminishing principal because principal balance decreases as you pay your monthly installments on time. Example computation: If you apply for a ₱5,000 from Tonik app and opts for 180 days or 6 months installment, you would need to pay a monthly fee of only ₱ 1,048.98. SHOP INSTALLMENT LOAN In-Store shopping has never been easier with Tonik’s Shop Installment Loan. Borrow up to ₱100,000 now and pay it back later for your next shopping spree at our partner stores. Buy Now Pay Later is more fun and helpful with Tonik In-Store shopping. Get a Shop Installment Loan today! SHOP INSTALLMENT LOAN TERMS: • Loan amounts: ₱5,000 to ₱100,000 • Loan tenure: 3 to 24 months • Service Fee: : None • Monthly EIR: Average 4.5% but depending on due date • Maximum Annual Percentage Rate (APR): 54% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None WHO CAN REGISTER AS A TONIK USER: Any Filipino who is: ✔️ At least 18 years old ✔️ Has a residence in the Philippines ✔️ Has a valid email address ✔️ Has an active Philippine mobile number ✔️ Does not classify under the United States FATCA CONTACT TONIK Email: customercare@tonikbank.com Website: https://tonikbank.com Facebook: www.facebook.com/TonikBankPH Tonik Digital Bank, Inc. is regulated by the Bangko Sentral ng Pilipinas.}
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Tonik is the Philippines' first neobank with a digital bank license offering savings deposits with sky high interest rates and quick online cash loans and shop installment loans for all of life’s necessities. Innovative. Passionate. Customer-first. That's Tonik. We're a 100% digital bank on a mission to revolutionize the way money works in Southeast Asia, offering only fast, easy, and secure transactions with a team of experienced bankers taking care of all your financial needs. We're a neobank that's there for you 24/7 with services that'll help you get ahead. Install the app today and avail any of our products below: TONIK ACCOUNT Your Tonik Account is your main account. It'll give you the satisfaction of also having 5 Stashes and 5 Time Deposit accounts within the Tonik App. You're going to love how you can move, organize, and personalize your cash. You will also have a virtual card and can request for a physical debit card to use in all your financial transactions. QUICK LOAN Need an easy loan but got no credit history or collateral? Our Quick Loan has got you covered. You can get approved in just minutes and borrow PHP5000 up to PHP50,000 depending on your needs. It's called quick for a reason, because you only need to submit 1 valid ID and 1 month's payslip. Plus, your payment dates are on your terms: choose whichever date is most convenient for you and get auto-debited on that date! What else is awesome about getting a loan with a digital bank is that you can see all your details on the app and cash out the full amount in real time. We've also got no pre-termination or early payment fees! Yass! TONIK LOAN FEATURES: • Fast approval and real-time disbursement to your Tonik Account • No credit history and no collateral needed • Minimal documents required - only 1 valid ID and proof of income • Flexible payment date - your preferred salary payout date • 6, 9, 12, 18, or 24 months installment • 100% digital - all loan info can be seen on the Tonik App • Cash out the full loan amount real-time • One bank account for application and cash disbursement • No pre-termination or early payment fees • Top up your main account. Get auto-debited on your due date QUICK LOAN TERMS: • Loan amounts: ₱5,000 to ₱50,000 • Loan tenure: 6 to 24 months • Service Fee: : ₱500 • Monthly EIR: Average 7% but depending on due date • Maximum Annual Percentage Rate (APR): 84% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None Note: Quick Loan Annual Percentage Rate (APR) is at 84%. Linking your salary payroll card will lower said APR to 65%. Minimum loan installment term is 6 months and maximum is 24 months. The Monthly EIR is also based on diminishing principal because principal balance decreases as you pay your monthly installments on time. Example computation: If you apply for a ₱5,000 from Tonik app and opts for 180 days or 6 months installment, you would need to pay a monthly fee of only ₱ 1,048.98. SHOP INSTALLMENT LOAN In-Store shopping has never been easier with Tonik’s Shop Installment Loan. Borrow up to ₱100,000 now and pay it back later for your next shopping spree at our partner stores. Buy Now Pay Later is more fun and helpful with Tonik In-Store shopping. Get a Shop Installment Loan today! SHOP INSTALLMENT LOAN TERMS: • Loan amounts: ₱5,000 to ₱100,000 • Loan tenure: 3 to 24 months • Service Fee: : None • Monthly EIR: Average 4.5% but depending on due date • Maximum Annual Percentage Rate (APR): 54% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None WHO CAN REGISTER AS A TONIK USER: Any Filipino who is: ✔️ At least 18 years old ✔️ Has a residence in the Philippines ✔️ Has a valid email address ✔️ Has an active Philippine mobile number ✔️ Does not classify under the United States FATCA CONTACT TONIK Email: customercare@tonikbank.com Website: https://tonikbank.com Facebook: www.facebook.com/TonikBankPH Tonik Digital Bank, Inc. is regulated by the Bangko Sentral ng Pilipinas.}
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Tonik is the Philippines' first neobank with a digital bank license offering savings deposits with sky high interest rates and quick online cash loans and shop installment loans for all of life’s necessities. Innovative. Passionate. Customer-first. That's Tonik. We're a 100% digital bank on a mission to revolutionize the way money works in Southeast Asia, offering only fast, easy, and secure transactions with a team of experienced bankers taking care of all your financial needs. We're a neobank that's there for you 24/7 with services that'll help you get ahead. Install the app today and avail any of our products below: TONIK ACCOUNT Your Tonik Account is your main account. It'll give you the satisfaction of also having 5 Stashes and 5 Time Deposit accounts within the Tonik App. You're going to love how you can move, organize, and personalize your cash. You will also have a virtual card and can request for a physical debit card to use in all your financial transactions. QUICK LOAN Need an easy loan but got no credit history or collateral? Our Quick Loan has got you covered. You can get approved in just minutes and borrow PHP5000 up to PHP50,000 depending on your needs. It's called quick for a reason, because you only need to submit 1 valid ID and 1 month's payslip. Plus, your payment dates are on your terms: choose whichever date is most convenient for you and get auto-debited on that date! What else is awesome about getting a loan with a digital bank is that you can see all your details on the app and cash out the full amount in real time. We've also got no pre-termination or early payment fees! Yass! TONIK LOAN FEATURES: • Fast approval and real-time disbursement to your Tonik Account • No credit history and no collateral needed • Minimal documents required - only 1 valid ID and proof of income • Flexible payment date - your preferred salary payout date • 6, 9, 12, 18, or 24 months installment • 100% digital - all loan info can be seen on the Tonik App • Cash out the full loan amount real-time • One bank account for application and cash disbursement • No pre-termination or early payment fees • Top up your main account. Get auto-debited on your due date QUICK LOAN TERMS: • Loan amounts: ₱5,000 to ₱50,000 • Loan tenure: 6 to 24 months • Service Fee: : ₱500 • Monthly EIR: Average 7% but depending on due date • Maximum Annual Percentage Rate (APR): 84% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None Note: Quick Loan Annual Percentage Rate (APR) is at 84%. Linking your salary payroll card will lower said APR to 65%. Minimum loan installment term is 6 months and maximum is 24 months. The Monthly EIR is also based on diminishing principal because principal balance decreases as you pay your monthly installments on time. Example computation: If you apply for a ₱5,000 from Tonik app and opts for 180 days or 6 months installment, you would need to pay a monthly fee of only ₱ 1,048.98. SHOP INSTALLMENT LOAN In-Store shopping has never been easier with Tonik’s Shop Installment Loan. Borrow up to ₱100,000 now and pay it back later for your next shopping spree at our partner stores. Buy Now Pay Later is more fun and helpful with Tonik In-Store shopping. Get a Shop Installment Loan today! SHOP INSTALLMENT LOAN TERMS: • Loan amounts: ₱5,000 to ₱100,000 • Loan tenure: 3 to 24 months • Service Fee: : None • Monthly EIR: Average 4.5% but depending on due date • Maximum Annual Percentage Rate (APR): 54% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None WHO CAN REGISTER AS A TONIK USER: Any Filipino who is: ✔️ At least 18 years old ✔️ Has a residence in the Philippines ✔️ Has a valid email address ✔️ Has an active Philippine mobile number ✔️ Does not classify under the United States FATCA CONTACT TONIK Email: customercare@tonikbank.com Website: https://tonikbank.com Facebook: www.facebook.com/TonikBankPH Tonik Digital Bank, Inc. is regulated by the Bangko Sentral ng Pilipinas.}
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Tonik is the Philippines' first neobank with a digital bank license offering savings deposits with sky high interest rates and quick online cash loans and shop installment loans for all of life’s necessities. Innovative. Passionate. Customer-first. That's Tonik. We're a 100% digital bank on a mission to revolutionize the way money works in Southeast Asia, offering only fast, easy, and secure transactions with a team of experienced bankers taking care of all your financial needs. We're a neobank that's there for you 24/7 with services that'll help you get ahead. Install the app today and avail any of our products below: TONIK ACCOUNT Your Tonik Account is your main account. It'll give you the satisfaction of also having 5 Stashes and 5 Time Deposit accounts within the Tonik App. You're going to love how you can move, organize, and personalize your cash. You will also have a virtual card and can request for a physical debit card to use in all your financial transactions. QUICK LOAN Need an easy loan but got no credit history or collateral? Our Quick Loan has got you covered. You can get approved in just minutes and borrow PHP5000 up to PHP50,000 depending on your needs. It's called quick for a reason, because you only need to submit 1 valid ID and 1 month's payslip. Plus, your payment dates are on your terms: choose whichever date is most convenient for you and get auto-debited on that date! What else is awesome about getting a loan with a digital bank is that you can see all your details on the app and cash out the full amount in real time. We've also got no pre-termination or early payment fees! Yass! TONIK LOAN FEATURES: • Fast approval and real-time disbursement to your Tonik Account • No credit history and no collateral needed • Minimal documents required - only 1 valid ID and proof of income • Flexible payment date - your preferred salary payout date • 6, 9, 12, 18, or 24 months installment • 100% digital - all loan info can be seen on the Tonik App • Cash out the full loan amount real-time • One bank account for application and cash disbursement • No pre-termination or early payment fees • Top up your main account. Get auto-debited on your due date QUICK LOAN TERMS: • Loan amounts: ₱5,000 to ₱50,000 • Loan tenure: 6 to 24 months • Service Fee: : ₱500 • Monthly EIR: Average 7% but depending on due date • Maximum Annual Percentage Rate (APR): 84% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None Note: Quick Loan Annual Percentage Rate (APR) is at 84%. Linking your salary payroll card will lower said APR to 65%. Minimum loan installment term is 6 months and maximum is 24 months. The Monthly EIR is also based on diminishing principal because principal balance decreases as you pay your monthly installments on time. Example computation: If you apply for a ₱5,000 from Tonik app and opts for 180 days or 6 months installment, you would need to pay a monthly fee of only ₱ 1,048.98. SHOP INSTALLMENT LOAN In-Store shopping has never been easier with Tonik’s Shop Installment Loan. Borrow up to ₱100,000 now and pay it back later for your next shopping spree at our partner stores. Buy Now Pay Later is more fun and helpful with Tonik In-Store shopping. Get a Shop Installment Loan today! SHOP INSTALLMENT LOAN TERMS: • Loan amounts: ₱5,000 to ₱100,000 • Loan tenure: 3 to 24 months • Service Fee: : None • Monthly EIR: Average 4.5% but depending on due date • Maximum Annual Percentage Rate (APR): 54% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None WHO CAN REGISTER AS A TONIK USER: Any Filipino who is: ✔️ At least 18 years old ✔️ Has a residence in the Philippines ✔️ Has a valid email address ✔️ Has an active Philippine mobile number ✔️ Does not classify under the United States FATCA CONTACT TONIK Email: customercare@tonikbank.com Website: https://tonikbank.com Facebook: www.facebook.com/TonikBankPH Tonik Digital Bank, Inc. is regulated by the Bangko Sentral ng Pilipinas.}
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Tonik is the Philippines' first neobank with a digital bank license offering savings deposits with sky high interest rates and quick online cash loans and shop installment loans for all of life’s necessities. Innovative. Passionate. Customer-first. That's Tonik. We're a 100% digital bank on a mission to revolutionize the way money works in Southeast Asia, offering only fast, easy, and secure transactions with a team of experienced bankers taking care of all your financial needs. We're a neobank that's there for you 24/7 with services that'll help you get ahead. Install the app today and avail any of our products below: TONIK ACCOUNT Your Tonik Account is your main account. It'll give you the satisfaction of also having 5 Stashes and 5 Time Deposit accounts within the Tonik App. You're going to love how you can move, organize, and personalize your cash. You will also have a virtual card and can request for a physical debit card to use in all your financial transactions. QUICK LOAN Need an easy loan but got no credit history or collateral? Our Quick Loan has got you covered. You can get approved in just minutes and borrow PHP5000 up to PHP50,000 depending on your needs. It's called quick for a reason, because you only need to submit 1 valid ID and 1 month's payslip. Plus, your payment dates are on your terms: choose whichever date is most convenient for you and get auto-debited on that date! What else is awesome about getting a loan with a digital bank is that you can see all your details on the app and cash out the full amount in real time. We've also got no pre-termination or early payment fees! Yass! TONIK LOAN FEATURES: • Fast approval and real-time disbursement to your Tonik Account • No credit history and no collateral needed • Minimal documents required - only 1 valid ID and proof of income • Flexible payment date - your preferred salary payout date • 6, 9, 12, 18, or 24 months installment • 100% digital - all loan info can be seen on the Tonik App • Cash out the full loan amount real-time • One bank account for application and cash disbursement • No pre-termination or early payment fees • Top up your main account. Get auto-debited on your due date QUICK LOAN TERMS: • Loan amounts: ₱5,000 to ₱50,000 • Loan tenure: 6 to 24 months • Service Fee: : ₱500 • Monthly EIR: Average 7% but depending on due date • Maximum Annual Percentage Rate (APR): 84% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None Note: Quick Loan Annual Percentage Rate (APR) is at 84%. Linking your salary payroll card will lower said APR to 65%. Minimum loan installment term is 6 months and maximum is 24 months. The Monthly EIR is also based on diminishing principal because principal balance decreases as you pay your monthly installments on time. Example computation: If you apply for a ₱5,000 from Tonik app and opts for 180 days or 6 months installment, you would need to pay a monthly fee of only ₱ 1,048.98. SHOP INSTALLMENT LOAN In-Store shopping has never been easier with Tonik’s Shop Installment Loan. Borrow up to ₱100,000 now and pay it back later for your next shopping spree at our partner stores. Buy Now Pay Later is more fun and helpful with Tonik In-Store shopping. Get a Shop Installment Loan today! SHOP INSTALLMENT LOAN TERMS: • Loan amounts: ₱5,000 to ₱100,000 • Loan tenure: 3 to 24 months • Service Fee: : None • Monthly EIR: Average 4.5% but depending on due date • Maximum Annual Percentage Rate (APR): 54% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None WHO CAN REGISTER AS A TONIK USER: Any Filipino who is: ✔️ At least 18 years old ✔️ Has a residence in the Philippines ✔️ Has a valid email address ✔️ Has an active Philippine mobile number ✔️ Does not classify under the United States FATCA CONTACT TONIK Email: customercare@tonikbank.com Website: https://tonikbank.com Facebook: www.facebook.com/TonikBankPH Tonik Digital Bank, Inc. is regulated by the Bangko Sentral ng Pilipinas.}
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Tonik is the Philippines' first neobank with a digital bank license offering savings deposits with sky high interest rates and quick online cash loans and shop installment loans for all of life’s necessities. Innovative. Passionate. Customer-first. That's Tonik. We're a 100% digital bank on a mission to revolutionize the way money works in Southeast Asia, offering only fast, easy, and secure transactions with a team of experienced bankers taking care of all your financial needs. We're a neobank that's there for you 24/7 with services that'll help you get ahead. Install the app today and avail any of our products below: TONIK ACCOUNT Your Tonik Account is your main account. It'll give you the satisfaction of also having 5 Stashes and 5 Time Deposit accounts within the Tonik App. You're going to love how you can move, organize, and personalize your cash. You will also have a virtual card and can request for a physical debit card to use in all your financial transactions. QUICK LOAN Need an easy loan but got no credit history or collateral? Our Quick Loan has got you covered. You can get approved in just minutes and borrow PHP5000 up to PHP50,000 depending on your needs. It's called quick for a reason, because you only need to submit 1 valid ID and 1 month's payslip. Plus, your payment dates are on your terms: choose whichever date is most convenient for you and get auto-debited on that date! What else is awesome about getting a loan with a digital bank is that you can see all your details on the app and cash out the full amount in real time. We've also got no pre-termination or early payment fees! Yass! TONIK LOAN FEATURES: • Fast approval and real-time disbursement to your Tonik Account • No credit history and no collateral needed • Minimal documents required - only 1 valid ID and proof of income • Flexible payment date - your preferred salary payout date • 6, 9, 12, 18, or 24 months installment • 100% digital - all loan info can be seen on the Tonik App • Cash out the full loan amount real-time • One bank account for application and cash disbursement • No pre-termination or early payment fees • Top up your main account. Get auto-debited on your due date QUICK LOAN TERMS: • Loan amounts: ₱5,000 to ₱50,000 • Loan tenure: 6 to 24 months • Service Fee: : ₱500 • Monthly EIR: Average 7% but depending on due date • Maximum Annual Percentage Rate (APR): 84% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None Note: Quick Loan Annual Percentage Rate (APR) is at 84%. Linking your salary payroll card will lower said APR to 65%. Minimum loan installment term is 6 months and maximum is 24 months. The Monthly EIR is also based on diminishing principal because principal balance decreases as you pay your monthly installments on time. Example computation: If you apply for a ₱5,000 from Tonik app and opts for 180 days or 6 months installment, you would need to pay a monthly fee of only ₱ 1,048.98. SHOP INSTALLMENT LOAN In-Store shopping has never been easier with Tonik’s Shop Installment Loan. Borrow up to ₱100,000 now and pay it back later for your next shopping spree at our partner stores. Buy Now Pay Later is more fun and helpful with Tonik In-Store shopping. Get a Shop Installment Loan today! SHOP INSTALLMENT LOAN TERMS: • Loan amounts: ₱5,000 to ₱100,000 • Loan tenure: 3 to 24 months • Service Fee: : None • Monthly EIR: Average 4.5% but depending on due date • Maximum Annual Percentage Rate (APR): 54% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None WHO CAN REGISTER AS A TONIK USER: Any Filipino who is: ✔️ At least 18 years old ✔️ Has a residence in the Philippines ✔️ Has a valid email address ✔️ Has an active Philippine mobile number ✔️ Does not classify under the United States FATCA CONTACT TONIK Email: customercare@tonikbank.com Website: https://tonikbank.com Facebook: www.facebook.com/TonikBankPH Tonik Digital Bank, Inc. is regulated by the Bangko Sentral ng Pilipinas.}
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Tonik is the Philippines' first neobank with a digital bank license offering savings deposits with sky high interest rates and quick online cash loans and shop installment loans for all of life’s necessities. Innovative. Passionate. Customer-first. That's Tonik. We're a 100% digital bank on a mission to revolutionize the way money works in Southeast Asia, offering only fast, easy, and secure transactions with a team of experienced bankers taking care of all your financial needs. We're a neobank that's there for you 24/7 with services that'll help you get ahead. Install the app today and avail any of our products below: TONIK ACCOUNT Your Tonik Account is your main account. It'll give you the satisfaction of also having 5 Stashes and 5 Time Deposit accounts within the Tonik App. You're going to love how you can move, organize, and personalize your cash. You will also have a virtual card and can request for a physical debit card to use in all your financial transactions. QUICK LOAN Need an easy loan but got no credit history or collateral? Our Quick Loan has got you covered. You can get approved in just minutes and borrow PHP5000 up to PHP50,000 depending on your needs. It's called quick for a reason, because you only need to submit 1 valid ID and 1 month's payslip. Plus, your payment dates are on your terms: choose whichever date is most convenient for you and get auto-debited on that date! What else is awesome about getting a loan with a digital bank is that you can see all your details on the app and cash out the full amount in real time. We've also got no pre-termination or early payment fees! Yass! TONIK LOAN FEATURES: • Fast approval and real-time disbursement to your Tonik Account • No credit history and no collateral needed • Minimal documents required - only 1 valid ID and proof of income • Flexible payment date - your preferred salary payout date • 6, 9, 12, 18, or 24 months installment • 100% digital - all loan info can be seen on the Tonik App • Cash out the full loan amount real-time • One bank account for application and cash disbursement • No pre-termination or early payment fees • Top up your main account. Get auto-debited on your due date QUICK LOAN TERMS: • Loan amounts: ₱5,000 to ₱50,000 • Loan tenure: 6 to 24 months • Service Fee: : ₱500 • Monthly EIR: Average 7% but depending on due date • Maximum Annual Percentage Rate (APR): 84% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None Note: Quick Loan Annual Percentage Rate (APR) is at 84%. Linking your salary payroll card will lower said APR to 65%. Minimum loan installment term is 6 months and maximum is 24 months. The Monthly EIR is also based on diminishing principal because principal balance decreases as you pay your monthly installments on time. Example computation: If you apply for a ₱5,000 from Tonik app and opts for 180 days or 6 months installment, you would need to pay a monthly fee of only ₱ 1,048.98. SHOP INSTALLMENT LOAN In-Store shopping has never been easier with Tonik’s Shop Installment Loan. Borrow up to ₱100,000 now and pay it back later for your next shopping spree at our partner stores. Buy Now Pay Later is more fun and helpful with Tonik In-Store shopping. Get a Shop Installment Loan today! SHOP INSTALLMENT LOAN TERMS: • Loan amounts: ₱5,000 to ₱100,000 • Loan tenure: 3 to 24 months • Service Fee: : None • Monthly EIR: Average 4.5% but depending on due date • Maximum Annual Percentage Rate (APR): 54% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None WHO CAN REGISTER AS A TONIK USER: Any Filipino who is: ✔️ At least 18 years old ✔️ Has a residence in the Philippines ✔️ Has a valid email address ✔️ Has an active Philippine mobile number ✔️ Does not classify under the United States FATCA CONTACT TONIK Email: customercare@tonikbank.com Website: https://tonikbank.com Facebook: www.facebook.com/TonikBankPH Tonik Digital Bank, Inc. is regulated by the Bangko Sentral ng Pilipinas.}
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Tonik is the Philippines' first neobank with a digital bank license offering savings deposits with sky high interest rates and quick online cash loans and shop installment loans for all of life’s necessities. Innovative. Passionate. Customer-first. That's Tonik. We're a 100% digital bank on a mission to revolutionize the way money works in Southeast Asia, offering only fast, easy, and secure transactions with a team of experienced bankers taking care of all your financial needs. We're a neobank that's there for you 24/7 with services that'll help you get ahead. Install the app today and avail any of our products below: TONIK ACCOUNT Your Tonik Account is your main account. It'll give you the satisfaction of also having 5 Stashes and 5 Time Deposit accounts within the Tonik App. You're going to love how you can move, organize, and personalize your cash. You will also have a virtual card and can request for a physical debit card to use in all your financial transactions. QUICK LOAN Need an easy loan but got no credit history or collateral? Our Quick Loan has got you covered. You can get approved in just minutes and borrow PHP5000 up to PHP50,000 depending on your needs. It's called quick for a reason, because you only need to submit 1 valid ID and 1 month's payslip. Plus, your payment dates are on your terms: choose whichever date is most convenient for you and get auto-debited on that date! What else is awesome about getting a loan with a digital bank is that you can see all your details on the app and cash out the full amount in real time. We've also got no pre-termination or early payment fees! Yass! TONIK LOAN FEATURES: • Fast approval and real-time disbursement to your Tonik Account • No credit history and no collateral needed • Minimal documents required - only 1 valid ID and proof of income • Flexible payment date - your preferred salary payout date • 6, 9, 12, 18, or 24 months installment • 100% digital - all loan info can be seen on the Tonik App • Cash out the full loan amount real-time • One bank account for application and cash disbursement • No pre-termination or early payment fees • Top up your main account. Get auto-debited on your due date QUICK LOAN TERMS: • Loan amounts: ₱5,000 to ₱50,000 • Loan tenure: 6 to 24 months • Service Fee: : ₱500 • Monthly EIR: Average 7% but depending on due date • Maximum Annual Percentage Rate (APR): 84% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None Note: Quick Loan Annual Percentage Rate (APR) is at 84%. Linking your salary payroll card will lower said APR to 65%. Minimum loan installment term is 6 months and maximum is 24 months. The Monthly EIR is also based on diminishing principal because principal balance decreases as you pay your monthly installments on time. Example computation: If you apply for a ₱5,000 from Tonik app and opts for 180 days or 6 months installment, you would need to pay a monthly fee of only ₱ 1,048.98. SHOP INSTALLMENT LOAN In-Store shopping has never been easier with Tonik’s Shop Installment Loan. Borrow up to ₱100,000 now and pay it back later for your next shopping spree at our partner stores. Buy Now Pay Later is more fun and helpful with Tonik In-Store shopping. Get a Shop Installment Loan today! SHOP INSTALLMENT LOAN TERMS: • Loan amounts: ₱5,000 to ₱100,000 • Loan tenure: 3 to 24 months • Service Fee: : None • Monthly EIR: Average 4.5% but depending on due date • Maximum Annual Percentage Rate (APR): 54% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None WHO CAN REGISTER AS A TONIK USER: Any Filipino who is: ✔️ At least 18 years old ✔️ Has a residence in the Philippines ✔️ Has a valid email address ✔️ Has an active Philippine mobile number ✔️ Does not classify under the United States FATCA CONTACT TONIK Email: customercare@tonikbank.com Website: https://tonikbank.com Facebook: www.facebook.com/TonikBankPH Tonik Digital Bank, Inc. is regulated by the Bangko Sentral ng Pilipinas.}
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Tonik is the Philippines' first neobank with a digital bank license offering savings deposits with sky high interest rates and quick online cash loans and shop installment loans for all of life’s necessities. Innovative. Passionate. Customer-first. That's Tonik. We're a 100% digital bank on a mission to revolutionize the way money works in Southeast Asia, offering only fast, easy, and secure transactions with a team of experienced bankers taking care of all your financial needs. We're a neobank that's there for you 24/7 with services that'll help you get ahead. Install the app today and avail any of our products below: TONIK ACCOUNT Your Tonik Account is your main account. It'll give you the satisfaction of also having 5 Stashes and 5 Time Deposit accounts within the Tonik App. You're going to love how you can move, organize, and personalize your cash. You will also have a virtual card and can request for a physical debit card to use in all your financial transactions. QUICK LOAN Need an easy loan but got no credit history or collateral? Our Quick Loan has got you covered. You can get approved in just minutes and borrow PHP5000 up to PHP50,000 depending on your needs. It's called quick for a reason, because you only need to submit 1 valid ID and 1 month's payslip. Plus, your payment dates are on your terms: choose whichever date is most convenient for you and get auto-debited on that date! What else is awesome about getting a loan with a digital bank is that you can see all your details on the app and cash out the full amount in real time. We've also got no pre-termination or early payment fees! Yass! TONIK LOAN FEATURES: • Fast approval and real-time disbursement to your Tonik Account • No credit history and no collateral needed • Minimal documents required - only 1 valid ID and proof of income • Flexible payment date - your preferred salary payout date • 6, 9, 12, 18, or 24 months installment • 100% digital - all loan info can be seen on the Tonik App • Cash out the full loan amount real-time • One bank account for application and cash disbursement • No pre-termination or early payment fees • Top up your main account. Get auto-debited on your due date QUICK LOAN TERMS: • Loan amounts: ₱5,000 to ₱50,000 • Loan tenure: 6 to 24 months • Service Fee: : ₱500 • Monthly EIR: Average 7% but depending on due date • Maximum Annual Percentage Rate (APR): 84% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None Note: Quick Loan Annual Percentage Rate (APR) is at 84%. Linking your salary payroll card will lower said APR to 65%. Minimum loan installment term is 6 months and maximum is 24 months. The Monthly EIR is also based on diminishing principal because principal balance decreases as you pay your monthly installments on time. Example computation: If you apply for a ₱5,000 from Tonik app and opts for 180 days or 6 months installment, you would need to pay a monthly fee of only ₱ 1,048.98. SHOP INSTALLMENT LOAN In-Store shopping has never been easier with Tonik’s Shop Installment Loan. Borrow up to ₱100,000 now and pay it back later for your next shopping spree at our partner stores. Buy Now Pay Later is more fun and helpful with Tonik In-Store shopping. Get a Shop Installment Loan today! SHOP INSTALLMENT LOAN TERMS: • Loan amounts: ₱5,000 to ₱100,000 • Loan tenure: 3 to 24 months • Service Fee: : None • Monthly EIR: Average 4.5% but depending on due date • Maximum Annual Percentage Rate (APR): 54% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None WHO CAN REGISTER AS A TONIK USER: Any Filipino who is: ✔️ At least 18 years old ✔️ Has a residence in the Philippines ✔️ Has a valid email address ✔️ Has an active Philippine mobile number ✔️ Does not classify under the United States FATCA CONTACT TONIK Email: customercare@tonikbank.com Website: https://tonikbank.com Facebook: www.facebook.com/TonikBankPH Tonik Digital Bank, Inc. is regulated by the Bangko Sentral ng Pilipinas.}
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Tonik is the Philippines' first neobank with a digital bank license offering savings deposits with sky high interest rates and quick online cash loans and shop installment loans for all of life’s necessities. Innovative. Passionate. Customer-first. That's Tonik. We're a 100% digital bank on a mission to revolutionize the way money works in Southeast Asia, offering only fast, easy, and secure transactions with a team of experienced bankers taking care of all your financial needs. We're a neobank that's there for you 24/7 with services that'll help you get ahead. Install the app today and avail any of our products below: TONIK ACCOUNT Your Tonik Account is your main account. It'll give you the satisfaction of also having 5 Stashes and 5 Time Deposit accounts within the Tonik App. You're going to love how you can move, organize, and personalize your cash. You will also have a virtual card and can request for a physical debit card to use in all your financial transactions. QUICK LOAN Need an easy loan but got no credit history or collateral? Our Quick Loan has got you covered. You can get approved in just minutes and borrow PHP5000 up to PHP50,000 depending on your needs. It's called quick for a reason, because you only need to submit 1 valid ID and 1 month's payslip. Plus, your payment dates are on your terms: choose whichever date is most convenient for you and get auto-debited on that date! What else is awesome about getting a loan with a digital bank is that you can see all your details on the app and cash out the full amount in real time. We've also got no pre-termination or early payment fees! Yass! TONIK LOAN FEATURES: • Fast approval and real-time disbursement to your Tonik Account • No credit history and no collateral needed • Minimal documents required - only 1 valid ID and proof of income • Flexible payment date - your preferred salary payout date • 6, 9, 12, 18, or 24 months installment • 100% digital - all loan info can be seen on the Tonik App • Cash out the full loan amount real-time • One bank account for application and cash disbursement • No pre-termination or early payment fees • Top up your main account. Get auto-debited on your due date QUICK LOAN TERMS: • Loan amounts: ₱5,000 to ₱50,000 • Loan tenure: 6 to 24 months • Service Fee: : ₱500 • Monthly EIR: Average 7% but depending on due date • Maximum Annual Percentage Rate (APR): 84% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None Note: Quick Loan Annual Percentage Rate (APR) is at 84%. Linking your salary payroll card will lower said APR to 65%. Minimum loan installment term is 6 months and maximum is 24 months. The Monthly EIR is also based on diminishing principal because principal balance decreases as you pay your monthly installments on time. Example computation: If you apply for a ₱5,000 from Tonik app and opts for 180 days or 6 months installment, you would need to pay a monthly fee of only ₱ 1,048.98. SHOP INSTALLMENT LOAN In-Store shopping has never been easier with Tonik’s Shop Installment Loan. Borrow up to ₱100,000 now and pay it back later for your next shopping spree at our partner stores. Buy Now Pay Later is more fun and helpful with Tonik In-Store shopping. Get a Shop Installment Loan today! SHOP INSTALLMENT LOAN TERMS: • Loan amounts: ₱5,000 to ₱100,000 • Loan tenure: 3 to 24 months • Service Fee: : None • Monthly EIR: Average 4.5% but depending on due date • Maximum Annual Percentage Rate (APR): 54% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None WHO CAN REGISTER AS A TONIK USER: Any Filipino who is: ✔️ At least 18 years old ✔️ Has a residence in the Philippines ✔️ Has a valid email address ✔️ Has an active Philippine mobile number ✔️ Does not classify under the United States FATCA CONTACT TONIK Email: customercare@tonikbank.com Website: https://tonikbank.com Facebook: www.facebook.com/TonikBankPH Tonik Digital Bank, Inc. is regulated by the Bangko Sentral ng Pilipinas.}
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Tonik is the Philippines' first neobank with a digital bank license offering savings deposits with sky high interest rates and quick online cash loans and shop installment loans for all of life’s necessities. Innovative. Passionate. Customer-first. That's Tonik. We're a 100% digital bank on a mission to revolutionize the way money works in Southeast Asia, offering only fast, easy, and secure transactions with a team of experienced bankers taking care of all your financial needs. We're a neobank that's there for you 24/7 with services that'll help you get ahead. Install the app today and avail any of our products below: TONIK ACCOUNT Your Tonik Account is your main account. It'll give you the satisfaction of also having 5 Stashes and 5 Time Deposit accounts within the Tonik App. You're going to love how you can move, organize, and personalize your cash. You will also have a virtual card and can request for a physical debit card to use in all your financial transactions. QUICK LOAN Need an easy loan but got no credit history or collateral? Our Quick Loan has got you covered. You can get approved in just minutes and borrow PHP5000 up to PHP50,000 depending on your needs. It's called quick for a reason, because you only need to submit 1 valid ID and 1 month's payslip. Plus, your payment dates are on your terms: choose whichever date is most convenient for you and get auto-debited on that date! What else is awesome about getting a loan with a digital bank is that you can see all your details on the app and cash out the full amount in real time. We've also got no pre-termination or early payment fees! Yass! TONIK LOAN FEATURES: • Fast approval and real-time disbursement to your Tonik Account • No credit history and no collateral needed • Minimal documents required - only 1 valid ID and proof of income • Flexible payment date - your preferred salary payout date • 6, 9, 12, 18, or 24 months installment • 100% digital - all loan info can be seen on the Tonik App • Cash out the full loan amount real-time • One bank account for application and cash disbursement • No pre-termination or early payment fees • Top up your main account. Get auto-debited on your due date QUICK LOAN TERMS: • Loan amounts: ₱5,000 to ₱50,000 • Loan tenure: 6 to 24 months • Service Fee: : ₱500 • Monthly EIR: Average 7% but depending on due date • Maximum Annual Percentage Rate (APR): 84% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None Note: Quick Loan Annual Percentage Rate (APR) is at 84%. Linking your salary payroll card will lower said APR to 65%. Minimum loan installment term is 6 months and maximum is 24 months. The Monthly EIR is also based on diminishing principal because principal balance decreases as you pay your monthly installments on time. Example computation: If you apply for a ₱5,000 from Tonik app and opts for 180 days or 6 months installment, you would need to pay a monthly fee of only ₱ 1,048.98. SHOP INSTALLMENT LOAN In-Store shopping has never been easier with Tonik’s Shop Installment Loan. Borrow up to ₱100,000 now and pay it back later for your next shopping spree at our partner stores. Buy Now Pay Later is more fun and helpful with Tonik In-Store shopping. Get a Shop Installment Loan today! SHOP INSTALLMENT LOAN TERMS: • Loan amounts: ₱5,000 to ₱100,000 • Loan tenure: 3 to 24 months • Service Fee: : None • Monthly EIR: Average 4.5% but depending on due date • Maximum Annual Percentage Rate (APR): 54% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None WHO CAN REGISTER AS A TONIK USER: Any Filipino who is: ✔️ At least 18 years old ✔️ Has a residence in the Philippines ✔️ Has a valid email address ✔️ Has an active Philippine mobile number ✔️ Does not classify under the United States FATCA CONTACT TONIK Email: customercare@tonikbank.com Website: https://tonikbank.com Facebook: www.facebook.com/TonikBankPH Tonik Digital Bank, Inc. is regulated by the Bangko Sentral ng Pilipinas.}
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Tonik is the Philippines' first neobank with a digital bank license offering savings deposits with sky high interest rates and quick online cash loans and shop installment loans for all of life’s necessities. Innovative. Passionate. Customer-first. That's Tonik. We're a 100% digital bank on a mission to revolutionize the way money works in Southeast Asia, offering only fast, easy, and secure transactions with a team of experienced bankers taking care of all your financial needs. We're a neobank that's there for you 24/7 with services that'll help you get ahead. Install the app today and avail any of our products below: TONIK ACCOUNT Your Tonik Account is your main account. It'll give you the satisfaction of also having 5 Stashes and 5 Time Deposit accounts within the Tonik App. You're going to love how you can move, organize, and personalize your cash. You will also have a virtual card and can request for a physical debit card to use in all your financial transactions. QUICK LOAN Need an easy loan but got no credit history or collateral? Our Quick Loan has got you covered. You can get approved in just minutes and borrow PHP5000 up to PHP50,000 depending on your needs. It's called quick for a reason, because you only need to submit 1 valid ID and 1 month's payslip. Plus, your payment dates are on your terms: choose whichever date is most convenient for you and get auto-debited on that date! What else is awesome about getting a loan with a digital bank is that you can see all your details on the app and cash out the full amount in real time. We've also got no pre-termination or early payment fees! Yass! TONIK LOAN FEATURES: • Fast approval and real-time disbursement to your Tonik Account • No credit history and no collateral needed • Minimal documents required - only 1 valid ID and proof of income • Flexible payment date - your preferred salary payout date • 6, 9, 12, 18, or 24 months installment • 100% digital - all loan info can be seen on the Tonik App • Cash out the full loan amount real-time • One bank account for application and cash disbursement • No pre-termination or early payment fees • Top up your main account. Get auto-debited on your due date QUICK LOAN TERMS: • Loan amounts: ₱5,000 to ₱50,000 • Loan tenure: 6 to 24 months • Service Fee: : ₱500 • Monthly EIR: Average 7% but depending on due date • Maximum Annual Percentage Rate (APR): 84% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None Note: Quick Loan Annual Percentage Rate (APR) is at 84%. Linking your salary payroll card will lower said APR to 65%. Minimum loan installment term is 6 months and maximum is 24 months. The Monthly EIR is also based on diminishing principal because principal balance decreases as you pay your monthly installments on time. Example computation: If you apply for a ₱5,000 from Tonik app and opts for 180 days or 6 months installment, you would need to pay a monthly fee of only ₱ 1,048.98. SHOP INSTALLMENT LOAN In-Store shopping has never been easier with Tonik’s Shop Installment Loan. Borrow up to ₱100,000 now and pay it back later for your next shopping spree at our partner stores. Buy Now Pay Later is more fun and helpful with Tonik In-Store shopping. Get a Shop Installment Loan today! SHOP INSTALLMENT LOAN TERMS: • Loan amounts: ₱5,000 to ₱100,000 • Loan tenure: 3 to 24 months • Service Fee: : None • Monthly EIR: Average 4.5% but depending on due date • Maximum Annual Percentage Rate (APR): 54% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None WHO CAN REGISTER AS A TONIK USER: Any Filipino who is: ✔️ At least 18 years old ✔️ Has a residence in the Philippines ✔️ Has a valid email address ✔️ Has an active Philippine mobile number ✔️ Does not classify under the United States FATCA CONTACT TONIK Email: customercare@tonikbank.com Website: https://tonikbank.com Facebook: www.facebook.com/TonikBankPH Tonik Digital Bank, Inc. is regulated by the Bangko Sentral ng Pilipinas.}
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Tonik is the Philippines' first neobank with a digital bank license offering savings deposits with sky high interest rates and quick online cash loans and shop installment loans for all of life’s necessities. Innovative. Passionate. Customer-first. That's Tonik. We're a 100% digital bank on a mission to revolutionize the way money works in Southeast Asia, offering only fast, easy, and secure transactions with a team of experienced bankers taking care of all your financial needs. We're a neobank that's there for you 24/7 with services that'll help you get ahead. Install the app today and avail any of our products below: TONIK ACCOUNT Your Tonik Account is your main account. It'll give you the satisfaction of also having 5 Stashes and 5 Time Deposit accounts within the Tonik App. You're going to love how you can move, organize, and personalize your cash. You will also have a virtual card and can request for a physical debit card to use in all your financial transactions. QUICK LOAN Need an easy loan but got no credit history or collateral? Our Quick Loan has got you covered. You can get approved in just minutes and borrow PHP5000 up to PHP50,000 depending on your needs. It's called quick for a reason, because you only need to submit 1 valid ID and 1 month's payslip. Plus, your payment dates are on your terms: choose whichever date is most convenient for you and get auto-debited on that date! What else is awesome about getting a loan with a digital bank is that you can see all your details on the app and cash out the full amount in real time. We've also got no pre-termination or early payment fees! Yass! TONIK LOAN FEATURES: • Fast approval and real-time disbursement to your Tonik Account • No credit history and no collateral needed • Minimal documents required - only 1 valid ID and proof of income • Flexible payment date - your preferred salary payout date • 6, 9, 12, 18, or 24 months installment • 100% digital - all loan info can be seen on the Tonik App • Cash out the full loan amount real-time • One bank account for application and cash disbursement • No pre-termination or early payment fees • Top up your main account. Get auto-debited on your due date QUICK LOAN TERMS: • Loan amounts: ₱5,000 to ₱50,000 • Loan tenure: 6 to 24 months • Service Fee: : ₱500 • Monthly EIR: Average 7% but depending on due date • Maximum Annual Percentage Rate (APR): 84% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None Note: Quick Loan Annual Percentage Rate (APR) is at 84%. Linking your salary payroll card will lower said APR to 65%. Minimum loan installment term is 6 months and maximum is 24 months. The Monthly EIR is also based on diminishing principal because principal balance decreases as you pay your monthly installments on time. Example computation: If you apply for a ₱5,000 from Tonik app and opts for 180 days or 6 months installment, you would need to pay a monthly fee of only ₱ 1,048.98. SHOP INSTALLMENT LOAN In-Store shopping has never been easier with Tonik’s Shop Installment Loan. Borrow up to ₱100,000 now and pay it back later for your next shopping spree at our partner stores. Buy Now Pay Later is more fun and helpful with Tonik In-Store shopping. Get a Shop Installment Loan today! SHOP INSTALLMENT LOAN TERMS: • Loan amounts: ₱5,000 to ₱100,000 • Loan tenure: 3 to 24 months • Service Fee: : None • Monthly EIR: Average 4.5% but depending on due date • Maximum Annual Percentage Rate (APR): 54% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None WHO CAN REGISTER AS A TONIK USER: Any Filipino who is: ✔️ At least 18 years old ✔️ Has a residence in the Philippines ✔️ Has a valid email address ✔️ Has an active Philippine mobile number ✔️ Does not classify under the United States FATCA CONTACT TONIK Email: customercare@tonikbank.com Website: https://tonikbank.com Facebook: www.facebook.com/TonikBankPH Tonik Digital Bank, Inc. is regulated by the Bangko Sentral ng Pilipinas.}
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Tonik is the Philippines' first neobank with a digital bank license offering savings deposits with sky high interest rates and quick online cash loans and shop installment loans for all of life’s necessities. Innovative. Passionate. Customer-first. That's Tonik. We're a 100% digital bank on a mission to revolutionize the way money works in Southeast Asia, offering only fast, easy, and secure transactions with a team of experienced bankers taking care of all your financial needs. We're a neobank that's there for you 24/7 with services that'll help you get ahead. Install the app today and avail any of our products below: TONIK ACCOUNT Your Tonik Account is your main account. It'll give you the satisfaction of also having 5 Stashes and 5 Time Deposit accounts within the Tonik App. You're going to love how you can move, organize, and personalize your cash. You will also have a virtual card and can request for a physical debit card to use in all your financial transactions. QUICK LOAN Need an easy loan but got no credit history or collateral? Our Quick Loan has got you covered. You can get approved in just minutes and borrow PHP5000 up to PHP50,000 depending on your needs. It's called quick for a reason, because you only need to submit 1 valid ID and 1 month's payslip. Plus, your payment dates are on your terms: choose whichever date is most convenient for you and get auto-debited on that date! What else is awesome about getting a loan with a digital bank is that you can see all your details on the app and cash out the full amount in real time. We've also got no pre-termination or early payment fees! Yass! TONIK LOAN FEATURES: • Fast approval and real-time disbursement to your Tonik Account • No credit history and no collateral needed • Minimal documents required - only 1 valid ID and proof of income • Flexible payment date - your preferred salary payout date • 6, 9, 12, 18, or 24 months installment • 100% digital - all loan info can be seen on the Tonik App • Cash out the full loan amount real-time • One bank account for application and cash disbursement • No pre-termination or early payment fees • Top up your main account. Get auto-debited on your due date QUICK LOAN TERMS: • Loan amounts: ₱5,000 to ₱50,000 • Loan tenure: 6 to 24 months • Service Fee: : ₱500 • Monthly EIR: Average 7% but depending on due date • Maximum Annual Percentage Rate (APR): 84% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None Note: Quick Loan Annual Percentage Rate (APR) is at 84%. Linking your salary payroll card will lower said APR to 65%. Minimum loan installment term is 6 months and maximum is 24 months. The Monthly EIR is also based on diminishing principal because principal balance decreases as you pay your monthly installments on time. Example computation: If you apply for a ₱5,000 from Tonik app and opts for 180 days or 6 months installment, you would need to pay a monthly fee of only ₱ 1,048.98. SHOP INSTALLMENT LOAN In-Store shopping has never been easier with Tonik’s Shop Installment Loan. Borrow up to ₱100,000 now and pay it back later for your next shopping spree at our partner stores. Buy Now Pay Later is more fun and helpful with Tonik In-Store shopping. Get a Shop Installment Loan today! SHOP INSTALLMENT LOAN TERMS: • Loan amounts: ₱5,000 to ₱100,000 • Loan tenure: 3 to 24 months • Service Fee: : None • Monthly EIR: Average 4.5% but depending on due date • Maximum Annual Percentage Rate (APR): 54% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None WHO CAN REGISTER AS A TONIK USER: Any Filipino who is: ✔️ At least 18 years old ✔️ Has a residence in the Philippines ✔️ Has a valid email address ✔️ Has an active Philippine mobile number ✔️ Does not classify under the United States FATCA CONTACT TONIK Email: customercare@tonikbank.com Website: https://tonikbank.com Facebook: www.facebook.com/TonikBankPH Tonik Digital Bank, Inc. is regulated by the Bangko Sentral ng Pilipinas.}
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Tonik is the Philippines' first neobank with a digital bank license offering savings deposits with sky high interest rates and quick online cash loans and shop installment loans for all of life’s necessities. Innovative. Passionate. Customer-first. That's Tonik. We're a 100% digital bank on a mission to revolutionize the way money works in Southeast Asia, offering only fast, easy, and secure transactions with a team of experienced bankers taking care of all your financial needs. We're a neobank that's there for you 24/7 with services that'll help you get ahead. Install the app today and avail any of our products below: TONIK ACCOUNT Your Tonik Account is your main account. It'll give you the satisfaction of also having 5 Stashes and 5 Time Deposit accounts within the Tonik App. You're going to love how you can move, organize, and personalize your cash. You will also have a virtual card and can request for a physical debit card to use in all your financial transactions. QUICK LOAN Need an easy loan but got no credit history or collateral? Our Quick Loan has got you covered. You can get approved in just minutes and borrow PHP5000 up to PHP50,000 depending on your needs. It's called quick for a reason, because you only need to submit 1 valid ID and 1 month's payslip. Plus, your payment dates are on your terms: choose whichever date is most convenient for you and get auto-debited on that date! What else is awesome about getting a loan with a digital bank is that you can see all your details on the app and cash out the full amount in real time. We've also got no pre-termination or early payment fees! Yass! TONIK LOAN FEATURES: • Fast approval and real-time disbursement to your Tonik Account • No credit history and no collateral needed • Minimal documents required - only 1 valid ID and proof of income • Flexible payment date - your preferred salary payout date • 6, 9, 12, 18, or 24 months installment • 100% digital - all loan info can be seen on the Tonik App • Cash out the full loan amount real-time • One bank account for application and cash disbursement • No pre-termination or early payment fees • Top up your main account. Get auto-debited on your due date QUICK LOAN TERMS: • Loan amounts: ₱5,000 to ₱50,000 • Loan tenure: 6 to 24 months • Service Fee: : ₱500 • Monthly EIR: Average 7% but depending on due date • Maximum Annual Percentage Rate (APR): 84% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None Note: Quick Loan Annual Percentage Rate (APR) is at 84%. Linking your salary payroll card will lower said APR to 65%. Minimum loan installment term is 6 months and maximum is 24 months. The Monthly EIR is also based on diminishing principal because principal balance decreases as you pay your monthly installments on time. Example computation: If you apply for a ₱5,000 from Tonik app and opts for 180 days or 6 months installment, you would need to pay a monthly fee of only ₱ 1,048.98. SHOP INSTALLMENT LOAN In-Store shopping has never been easier with Tonik’s Shop Installment Loan. Borrow up to ₱100,000 now and pay it back later for your next shopping spree at our partner stores. Buy Now Pay Later is more fun and helpful with Tonik In-Store shopping. Get a Shop Installment Loan today! SHOP INSTALLMENT LOAN TERMS: • Loan amounts: ₱5,000 to ₱100,000 • Loan tenure: 3 to 24 months • Service Fee: : None • Monthly EIR: Average 4.5% but depending on due date • Maximum Annual Percentage Rate (APR): 54% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None WHO CAN REGISTER AS A TONIK USER: Any Filipino who is: ✔️ At least 18 years old ✔️ Has a residence in the Philippines ✔️ Has a valid email address ✔️ Has an active Philippine mobile number ✔️ Does not classify under the United States FATCA CONTACT TONIK Email: customercare@tonikbank.com Website: https://tonikbank.com Facebook: www.facebook.com/TonikBankPH Tonik Digital Bank, Inc. is regulated by the Bangko Sentral ng Pilipinas.}
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Tonik is the Philippines' first neobank with a digital bank license offering savings deposits with sky high interest rates and quick online cash loans and shop installment loans for all of life’s necessities. Innovative. Passionate. Customer-first. That's Tonik. We're a 100% digital bank on a mission to revolutionize the way money works in Southeast Asia, offering only fast, easy, and secure transactions with a team of experienced bankers taking care of all your financial needs. We're a neobank that's there for you 24/7 with services that'll help you get ahead. Install the app today and avail any of our products below: TONIK ACCOUNT Your Tonik Account is your main account. It'll give you the satisfaction of also having 5 Stashes and 5 Time Deposit accounts within the Tonik App. You're going to love how you can move, organize, and personalize your cash. You will also have a virtual card and can request for a physical debit card to use in all your financial transactions. QUICK LOAN Need an easy loan but got no credit history or collateral? Our Quick Loan has got you covered. You can get approved in just minutes and borrow PHP5000 up to PHP50,000 depending on your needs. It's called quick for a reason, because you only need to submit 1 valid ID and 1 month's payslip. Plus, your payment dates are on your terms: choose whichever date is most convenient for you and get auto-debited on that date! What else is awesome about getting a loan with a digital bank is that you can see all your details on the app and cash out the full amount in real time. We've also got no pre-termination or early payment fees! Yass! TONIK LOAN FEATURES: • Fast approval and real-time disbursement to your Tonik Account • No credit history and no collateral needed • Minimal documents required - only 1 valid ID and proof of income • Flexible payment date - your preferred salary payout date • 6, 9, 12, 18, or 24 months installment • 100% digital - all loan info can be seen on the Tonik App • Cash out the full loan amount real-time • One bank account for application and cash disbursement • No pre-termination or early payment fees • Top up your main account. Get auto-debited on your due date QUICK LOAN TERMS: • Loan amounts: ₱5,000 to ₱50,000 • Loan tenure: 6 to 24 months • Service Fee: : ₱500 • Monthly EIR: Average 7% but depending on due date • Maximum Annual Percentage Rate (APR): 84% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None Note: Quick Loan Annual Percentage Rate (APR) is at 84%. Linking your salary payroll card will lower said APR to 65%. Minimum loan installment term is 6 months and maximum is 24 months. The Monthly EIR is also based on diminishing principal because principal balance decreases as you pay your monthly installments on time. Example computation: If you apply for a ₱5,000 from Tonik app and opts for 180 days or 6 months installment, you would need to pay a monthly fee of only ₱ 1,048.98. SHOP INSTALLMENT LOAN In-Store shopping has never been easier with Tonik’s Shop Installment Loan. Borrow up to ₱100,000 now and pay it back later for your next shopping spree at our partner stores. Buy Now Pay Later is more fun and helpful with Tonik In-Store shopping. Get a Shop Installment Loan today! SHOP INSTALLMENT LOAN TERMS: • Loan amounts: ₱5,000 to ₱100,000 • Loan tenure: 3 to 24 months • Service Fee: : None • Monthly EIR: Average 4.5% but depending on due date • Maximum Annual Percentage Rate (APR): 54% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None WHO CAN REGISTER AS A TONIK USER: Any Filipino who is: ✔️ At least 18 years old ✔️ Has a residence in the Philippines ✔️ Has a valid email address ✔️ Has an active Philippine mobile number ✔️ Does not classify under the United States FATCA CONTACT TONIK Email: customercare@tonikbank.com Website: https://tonikbank.com Facebook: www.facebook.com/TonikBankPH Tonik Digital Bank, Inc. is regulated by the Bangko Sentral ng Pilipinas.}
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Tonik is the Philippines' first neobank with a digital bank license offering savings deposits with sky high interest rates and quick online cash loans and shop installment loans for all of life’s necessities. Innovative. Passionate. Customer-first. That's Tonik. We're a 100% digital bank on a mission to revolutionize the way money works in Southeast Asia, offering only fast, easy, and secure transactions with a team of experienced bankers taking care of all your financial needs. We're a neobank that's there for you 24/7 with services that'll help you get ahead. Install the app today and avail any of our products below: TONIK ACCOUNT Your Tonik Account is your main account. It'll give you the satisfaction of also having 5 Stashes and 5 Time Deposit accounts within the Tonik App. You're going to love how you can move, organize, and personalize your cash. You will also have a virtual card and can request for a physical debit card to use in all your financial transactions. QUICK LOAN Need an easy loan but got no credit history or collateral? Our Quick Loan has got you covered. You can get approved in just minutes and borrow PHP5000 up to PHP50,000 depending on your needs. It's called quick for a reason, because you only need to submit 1 valid ID and 1 month's payslip. Plus, your payment dates are on your terms: choose whichever date is most convenient for you and get auto-debited on that date! What else is awesome about getting a loan with a digital bank is that you can see all your details on the app and cash out the full amount in real time. We've also got no pre-termination or early payment fees! Yass! TONIK LOAN FEATURES: • Fast approval and real-time disbursement to your Tonik Account • No credit history and no collateral needed • Minimal documents required - only 1 valid ID and proof of income • Flexible payment date - your preferred salary payout date • 6, 9, 12, 18, or 24 months installment • 100% digital - all loan info can be seen on the Tonik App • Cash out the full loan amount real-time • One bank account for application and cash disbursement • No pre-termination or early payment fees • Top up your main account. Get auto-debited on your due date QUICK LOAN TERMS: • Loan amounts: ₱5,000 to ₱50,000 • Loan tenure: 6 to 24 months • Service Fee: : ₱500 • Monthly EIR: Average 7% but depending on due date • Maximum Annual Percentage Rate (APR): 84% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None Note: Quick Loan Annual Percentage Rate (APR) is at 84%. Linking your salary payroll card will lower said APR to 65%. Minimum loan installment term is 6 months and maximum is 24 months. The Monthly EIR is also based on diminishing principal because principal balance decreases as you pay your monthly installments on time. Example computation: If you apply for a ₱5,000 from Tonik app and opts for 180 days or 6 months installment, you would need to pay a monthly fee of only ₱ 1,048.98. SHOP INSTALLMENT LOAN In-Store shopping has never been easier with Tonik’s Shop Installment Loan. Borrow up to ₱100,000 now and pay it back later for your next shopping spree at our partner stores. Buy Now Pay Later is more fun and helpful with Tonik In-Store shopping. Get a Shop Installment Loan today! SHOP INSTALLMENT LOAN TERMS: • Loan amounts: ₱5,000 to ₱100,000 • Loan tenure: 3 to 24 months • Service Fee: : None • Monthly EIR: Average 4.5% but depending on due date • Maximum Annual Percentage Rate (APR): 54% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None WHO CAN REGISTER AS A TONIK USER: Any Filipino who is: ✔️ At least 18 years old ✔️ Has a residence in the Philippines ✔️ Has a valid email address ✔️ Has an active Philippine mobile number ✔️ Does not classify under the United States FATCA CONTACT TONIK Email: customercare@tonikbank.com Website: https://tonikbank.com Facebook: www.facebook.com/TonikBankPH Tonik Digital Bank, Inc. is regulated by the Bangko Sentral ng Pilipinas.}
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Tonik is the Philippines' first neobank with a digital bank license offering savings deposits with sky high interest rates and quick online cash loans and shop installment loans for all of life’s necessities. Innovative. Passionate. Customer-first. That's Tonik. We're a 100% digital bank on a mission to revolutionize the way money works in Southeast Asia, offering only fast, easy, and secure transactions with a team of experienced bankers taking care of all your financial needs. We're a neobank that's there for you 24/7 with services that'll help you get ahead. Install the app today and avail any of our products below: TONIK ACCOUNT Your Tonik Account is your main account. It'll give you the satisfaction of also having 5 Stashes and 5 Time Deposit accounts within the Tonik App. You're going to love how you can move, organize, and personalize your cash. You will also have a virtual card and can request for a physical debit card to use in all your financial transactions. QUICK LOAN Need an easy loan but got no credit history or collateral? Our Quick Loan has got you covered. You can get approved in just minutes and borrow PHP5000 up to PHP50,000 depending on your needs. It's called quick for a reason, because you only need to submit 1 valid ID and 1 month's payslip. Plus, your payment dates are on your terms: choose whichever date is most convenient for you and get auto-debited on that date! What else is awesome about getting a loan with a digital bank is that you can see all your details on the app and cash out the full amount in real time. We've also got no pre-termination or early payment fees! Yass! TONIK LOAN FEATURES: • Fast approval and real-time disbursement to your Tonik Account • No credit history and no collateral needed • Minimal documents required - only 1 valid ID and proof of income • Flexible payment date - your preferred salary payout date • 6, 9, 12, 18, or 24 months installment • 100% digital - all loan info can be seen on the Tonik App • Cash out the full loan amount real-time • One bank account for application and cash disbursement • No pre-termination or early payment fees • Top up your main account. Get auto-debited on your due date QUICK LOAN TERMS: • Loan amounts: ₱5,000 to ₱50,000 • Loan tenure: 6 to 24 months • Service Fee: : ₱500 • Monthly EIR: Average 7% but depending on due date • Maximum Annual Percentage Rate (APR): 84% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None Note: Quick Loan Annual Percentage Rate (APR) is at 84%. Linking your salary payroll card will lower said APR to 65%. Minimum loan installment term is 6 months and maximum is 24 months. The Monthly EIR is also based on diminishing principal because principal balance decreases as you pay your monthly installments on time. Example computation: If you apply for a ₱5,000 from Tonik app and opts for 180 days or 6 months installment, you would need to pay a monthly fee of only ₱ 1,048.98. SHOP INSTALLMENT LOAN In-Store shopping has never been easier with Tonik’s Shop Installment Loan. Borrow up to ₱100,000 now and pay it back later for your next shopping spree at our partner stores. Buy Now Pay Later is more fun and helpful with Tonik In-Store shopping. Get a Shop Installment Loan today! SHOP INSTALLMENT LOAN TERMS: • Loan amounts: ₱5,000 to ₱100,000 • Loan tenure: 3 to 24 months • Service Fee: : None • Monthly EIR: Average 4.5% but depending on due date • Maximum Annual Percentage Rate (APR): 54% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None WHO CAN REGISTER AS A TONIK USER: Any Filipino who is: ✔️ At least 18 years old ✔️ Has a residence in the Philippines ✔️ Has a valid email address ✔️ Has an active Philippine mobile number ✔️ Does not classify under the United States FATCA CONTACT TONIK Email: customercare@tonikbank.com Website: https://tonikbank.com Facebook: www.facebook.com/TonikBankPH Tonik Digital Bank, Inc. is regulated by the Bangko Sentral ng Pilipinas.}
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Tonik is the Philippines' first neobank with a digital bank license offering savings deposits with sky high interest rates and quick online cash loans and shop installment loans for all of life’s necessities. Innovative. Passionate. Customer-first. That's Tonik. We're a 100% digital bank on a mission to revolutionize the way money works in Southeast Asia, offering only fast, easy, and secure transactions with a team of experienced bankers taking care of all your financial needs. We're a neobank that's there for you 24/7 with services that'll help you get ahead. Install the app today and avail any of our products below: TONIK ACCOUNT Your Tonik Account is your main account. It'll give you the satisfaction of also having 5 Stashes and 5 Time Deposit accounts within the Tonik App. You're going to love how you can move, organize, and personalize your cash. You will also have a virtual card and can request for a physical debit card to use in all your financial transactions. QUICK LOAN Need an easy loan but got no credit history or collateral? Our Quick Loan has got you covered. You can get approved in just minutes and borrow PHP5000 up to PHP50,000 depending on your needs. It's called quick for a reason, because you only need to submit 1 valid ID and 1 month's payslip. Plus, your payment dates are on your terms: choose whichever date is most convenient for you and get auto-debited on that date! What else is awesome about getting a loan with a digital bank is that you can see all your details on the app and cash out the full amount in real time. We've also got no pre-termination or early payment fees! Yass! TONIK LOAN FEATURES: • Fast approval and real-time disbursement to your Tonik Account • No credit history and no collateral needed • Minimal documents required - only 1 valid ID and proof of income • Flexible payment date - your preferred salary payout date • 6, 9, 12, 18, or 24 months installment • 100% digital - all loan info can be seen on the Tonik App • Cash out the full loan amount real-time • One bank account for application and cash disbursement • No pre-termination or early payment fees • Top up your main account. Get auto-debited on your due date QUICK LOAN TERMS: • Loan amounts: ₱5,000 to ₱50,000 • Loan tenure: 6 to 24 months • Service Fee: : ₱500 • Monthly EIR: Average 7% but depending on due date • Maximum Annual Percentage Rate (APR): 84% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None Note: Quick Loan Annual Percentage Rate (APR) is at 84%. Linking your salary payroll card will lower said APR to 65%. Minimum loan installment term is 6 months and maximum is 24 months. The Monthly EIR is also based on diminishing principal because principal balance decreases as you pay your monthly installments on time. Example computation: If you apply for a ₱5,000 from Tonik app and opts for 180 days or 6 months installment, you would need to pay a monthly fee of only ₱ 1,048.98. SHOP INSTALLMENT LOAN In-Store shopping has never been easier with Tonik’s Shop Installment Loan. Borrow up to ₱100,000 now and pay it back later for your next shopping spree at our partner stores. Buy Now Pay Later is more fun and helpful with Tonik In-Store shopping. Get a Shop Installment Loan today! SHOP INSTALLMENT LOAN TERMS: • Loan amounts: ₱5,000 to ₱100,000 • Loan tenure: 3 to 24 months • Service Fee: : None • Monthly EIR: Average 4.5% but depending on due date • Maximum Annual Percentage Rate (APR): 54% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None WHO CAN REGISTER AS A TONIK USER: Any Filipino who is: ✔️ At least 18 years old ✔️ Has a residence in the Philippines ✔️ Has a valid email address ✔️ Has an active Philippine mobile number ✔️ Does not classify under the United States FATCA CONTACT TONIK Email: customercare@tonikbank.com Website: https://tonikbank.com Facebook: www.facebook.com/TonikBankPH Tonik Digital Bank, Inc. is regulated by the Bangko Sentral ng Pilipinas.}
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Tonik is the Philippines' first neobank with a digital bank license offering savings deposits with sky high interest rates and quick online cash loans and shop installment loans for all of life’s necessities. Innovative. Passionate. Customer-first. That's Tonik. We're a 100% digital bank on a mission to revolutionize the way money works in Southeast Asia, offering only fast, easy, and secure transactions with a team of experienced bankers taking care of all your financial needs. We're a neobank that's there for you 24/7 with services that'll help you get ahead. Install the app today and avail any of our products below: TONIK ACCOUNT Your Tonik Account is your main account. It'll give you the satisfaction of also having 5 Stashes and 5 Time Deposit accounts within the Tonik App. You're going to love how you can move, organize, and personalize your cash. You will also have a virtual card and can request for a physical debit card to use in all your financial transactions. QUICK LOAN Need an easy loan but got no credit history or collateral? Our Quick Loan has got you covered. You can get approved in just minutes and borrow PHP5000 up to PHP50,000 depending on your needs. It's called quick for a reason, because you only need to submit 1 valid ID and 1 month's payslip. Plus, your payment dates are on your terms: choose whichever date is most convenient for you and get auto-debited on that date! What else is awesome about getting a loan with a digital bank is that you can see all your details on the app and cash out the full amount in real time. We've also got no pre-termination or early payment fees! Yass! TONIK LOAN FEATURES: • Fast approval and real-time disbursement to your Tonik Account • No credit history and no collateral needed • Minimal documents required - only 1 valid ID and proof of income • Flexible payment date - your preferred salary payout date • 6, 9, 12, 18, or 24 months installment • 100% digital - all loan info can be seen on the Tonik App • Cash out the full loan amount real-time • One bank account for application and cash disbursement • No pre-termination or early payment fees • Top up your main account. Get auto-debited on your due date QUICK LOAN TERMS: • Loan amounts: ₱5,000 to ₱50,000 • Loan tenure: 6 to 24 months • Service Fee: : ₱500 • Monthly EIR: Average 7% but depending on due date • Maximum Annual Percentage Rate (APR): 84% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None Note: Quick Loan Annual Percentage Rate (APR) is at 84%. Linking your salary payroll card will lower said APR to 65%. Minimum loan installment term is 6 months and maximum is 24 months. The Monthly EIR is also based on diminishing principal because principal balance decreases as you pay your monthly installments on time. Example computation: If you apply for a ₱5,000 from Tonik app and opts for 180 days or 6 months installment, you would need to pay a monthly fee of only ₱ 1,048.98. SHOP INSTALLMENT LOAN In-Store shopping has never been easier with Tonik’s Shop Installment Loan. Borrow up to ₱100,000 now and pay it back later for your next shopping spree at our partner stores. Buy Now Pay Later is more fun and helpful with Tonik In-Store shopping. Get a Shop Installment Loan today! SHOP INSTALLMENT LOAN TERMS: • Loan amounts: ₱5,000 to ₱100,000 • Loan tenure: 3 to 24 months • Service Fee: : None • Monthly EIR: Average 4.5% but depending on due date • Maximum Annual Percentage Rate (APR): 54% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None WHO CAN REGISTER AS A TONIK USER: Any Filipino who is: ✔️ At least 18 years old ✔️ Has a residence in the Philippines ✔️ Has a valid email address ✔️ Has an active Philippine mobile number ✔️ Does not classify under the United States FATCA CONTACT TONIK Email: customercare@tonikbank.com Website: https://tonikbank.com Facebook: www.facebook.com/TonikBankPH Tonik Digital Bank, Inc. is regulated by the Bangko Sentral ng Pilipinas.}
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Tonik is the Philippines' first neobank with a digital bank license offering savings deposits with sky high interest rates and quick online cash loans and shop installment loans for all of life’s necessities. Innovative. Passionate. Customer-first. That's Tonik. We're a 100% digital bank on a mission to revolutionize the way money works in Southeast Asia, offering only fast, easy, and secure transactions with a team of experienced bankers taking care of all your financial needs. We're a neobank that's there for you 24/7 with services that'll help you get ahead. Install the app today and avail any of our products below: TONIK ACCOUNT Your Tonik Account is your main account. It'll give you the satisfaction of also having 5 Stashes and 5 Time Deposit accounts within the Tonik App. You're going to love how you can move, organize, and personalize your cash. You will also have a virtual card and can request for a physical debit card to use in all your financial transactions. QUICK LOAN Need an easy loan but got no credit history or collateral? Our Quick Loan has got you covered. You can get approved in just minutes and borrow PHP5000 up to PHP50,000 depending on your needs. It's called quick for a reason, because you only need to submit 1 valid ID and 1 month's payslip. Plus, your payment dates are on your terms: choose whichever date is most convenient for you and get auto-debited on that date! What else is awesome about getting a loan with a digital bank is that you can see all your details on the app and cash out the full amount in real time. We've also got no pre-termination or early payment fees! Yass! TONIK LOAN FEATURES: • Fast approval and real-time disbursement to your Tonik Account • No credit history and no collateral needed • Minimal documents required - only 1 valid ID and proof of income • Flexible payment date - your preferred salary payout date • 6, 9, 12, 18, or 24 months installment • 100% digital - all loan info can be seen on the Tonik App • Cash out the full loan amount real-time • One bank account for application and cash disbursement • No pre-termination or early payment fees • Top up your main account. Get auto-debited on your due date QUICK LOAN TERMS: • Loan amounts: ₱5,000 to ₱50,000 • Loan tenure: 6 to 24 months • Service Fee: : ₱500 • Monthly EIR: Average 7% but depending on due date • Maximum Annual Percentage Rate (APR): 84% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None Note: Quick Loan Annual Percentage Rate (APR) is at 84%. Linking your salary payroll card will lower said APR to 65%. Minimum loan installment term is 6 months and maximum is 24 months. The Monthly EIR is also based on diminishing principal because principal balance decreases as you pay your monthly installments on time. Example computation: If you apply for a ₱5,000 from Tonik app and opts for 180 days or 6 months installment, you would need to pay a monthly fee of only ₱ 1,048.98. SHOP INSTALLMENT LOAN In-Store shopping has never been easier with Tonik’s Shop Installment Loan. Borrow up to ₱100,000 now and pay it back later for your next shopping spree at our partner stores. Buy Now Pay Later is more fun and helpful with Tonik In-Store shopping. Get a Shop Installment Loan today! SHOP INSTALLMENT LOAN TERMS: • Loan amounts: ₱5,000 to ₱100,000 • Loan tenure: 3 to 24 months • Service Fee: : None • Monthly EIR: Average 4.5% but depending on due date • Maximum Annual Percentage Rate (APR): 54% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None WHO CAN REGISTER AS A TONIK USER: Any Filipino who is: ✔️ At least 18 years old ✔️ Has a residence in the Philippines ✔️ Has a valid email address ✔️ Has an active Philippine mobile number ✔️ Does not classify under the United States FATCA CONTACT TONIK Email: customercare@tonikbank.com Website: https://tonikbank.com Facebook: www.facebook.com/TonikBankPH Tonik Digital Bank, Inc. is regulated by the Bangko Sentral ng Pilipinas.}
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Tonik is the Philippines' first neobank with a digital bank license offering savings deposits with sky high interest rates and quick online cash loans and shop installment loans for all of life’s necessities. Innovative. Passionate. Customer-first. That's Tonik. We're a 100% digital bank on a mission to revolutionize the way money works in Southeast Asia, offering only fast, easy, and secure transactions with a team of experienced bankers taking care of all your financial needs. We're a neobank that's there for you 24/7 with services that'll help you get ahead. Install the app today and avail any of our products below: TONIK ACCOUNT Your Tonik Account is your main account. It'll give you the satisfaction of also having 5 Stashes and 5 Time Deposit accounts within the Tonik App. You're going to love how you can move, organize, and personalize your cash. You will also have a virtual card and can request for a physical debit card to use in all your financial transactions. QUICK LOAN Need an easy loan but got no credit history or collateral? Our Quick Loan has got you covered. You can get approved in just minutes and borrow PHP5000 up to PHP50,000 depending on your needs. It's called quick for a reason, because you only need to submit 1 valid ID and 1 month's payslip. Plus, your payment dates are on your terms: choose whichever date is most convenient for you and get auto-debited on that date! What else is awesome about getting a loan with a digital bank is that you can see all your details on the app and cash out the full amount in real time. We've also got no pre-termination or early payment fees! Yass! TONIK LOAN FEATURES: • Fast approval and real-time disbursement to your Tonik Account • No credit history and no collateral needed • Minimal documents required - only 1 valid ID and proof of income • Flexible payment date - your preferred salary payout date • 6, 9, 12, 18, or 24 months installment • 100% digital - all loan info can be seen on the Tonik App • Cash out the full loan amount real-time • One bank account for application and cash disbursement • No pre-termination or early payment fees • Top up your main account. Get auto-debited on your due date QUICK LOAN TERMS: • Loan amounts: ₱5,000 to ₱50,000 • Loan tenure: 6 to 24 months • Service Fee: : ₱500 • Monthly EIR: Average 7% but depending on due date • Maximum Annual Percentage Rate (APR): 84% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None Note: Quick Loan Annual Percentage Rate (APR) is at 84%. Linking your salary payroll card will lower said APR to 65%. Minimum loan installment term is 6 months and maximum is 24 months. The Monthly EIR is also based on diminishing principal because principal balance decreases as you pay your monthly installments on time. Example computation: If you apply for a ₱5,000 from Tonik app and opts for 180 days or 6 months installment, you would need to pay a monthly fee of only ₱ 1,048.98. SHOP INSTALLMENT LOAN In-Store shopping has never been easier with Tonik’s Shop Installment Loan. Borrow up to ₱100,000 now and pay it back later for your next shopping spree at our partner stores. Buy Now Pay Later is more fun and helpful with Tonik In-Store shopping. Get a Shop Installment Loan today! SHOP INSTALLMENT LOAN TERMS: • Loan amounts: ₱5,000 to ₱100,000 • Loan tenure: 3 to 24 months • Service Fee: : None • Monthly EIR: Average 4.5% but depending on due date • Maximum Annual Percentage Rate (APR): 54% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None WHO CAN REGISTER AS A TONIK USER: Any Filipino who is: ✔️ At least 18 years old ✔️ Has a residence in the Philippines ✔️ Has a valid email address ✔️ Has an active Philippine mobile number ✔️ Does not classify under the United States FATCA CONTACT TONIK Email: customercare@tonikbank.com Website: https://tonikbank.com Facebook: www.facebook.com/TonikBankPH Tonik Digital Bank, Inc. is regulated by the Bangko Sentral ng Pilipinas.}
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Tonik is the Philippines' first neobank with a digital bank license offering savings deposits with sky high interest rates and quick online cash loans and shop installment loans for all of life’s necessities. Innovative. Passionate. Customer-first. That's Tonik. We're a 100% digital bank on a mission to revolutionize the way money works in Southeast Asia, offering only fast, easy, and secure transactions with a team of experienced bankers taking care of all your financial needs. We're a neobank that's there for you 24/7 with services that'll help you get ahead. Install the app today and avail any of our products below: TONIK ACCOUNT Your Tonik Account is your main account. It'll give you the satisfaction of also having 5 Stashes and 5 Time Deposit accounts within the Tonik App. You're going to love how you can move, organize, and personalize your cash. You will also have a virtual card and can request for a physical debit card to use in all your financial transactions. QUICK LOAN Need an easy loan but got no credit history or collateral? Our Quick Loan has got you covered. You can get approved in just minutes and borrow PHP5000 up to PHP50,000 depending on your needs. It's called quick for a reason, because you only need to submit 1 valid ID and 1 month's payslip. Plus, your payment dates are on your terms: choose whichever date is most convenient for you and get auto-debited on that date! What else is awesome about getting a loan with a digital bank is that you can see all your details on the app and cash out the full amount in real time. We've also got no pre-termination or early payment fees! Yass! TONIK LOAN FEATURES: • Fast approval and real-time disbursement to your Tonik Account • No credit history and no collateral needed • Minimal documents required - only 1 valid ID and proof of income • Flexible payment date - your preferred salary payout date • 6, 9, 12, 18, or 24 months installment • 100% digital - all loan info can be seen on the Tonik App • Cash out the full loan amount real-time • One bank account for application and cash disbursement • No pre-termination or early payment fees • Top up your main account. Get auto-debited on your due date QUICK LOAN TERMS: • Loan amounts: ₱5,000 to ₱50,000 • Loan tenure: 6 to 24 months • Service Fee: : ₱500 • Monthly EIR: Average 7% but depending on due date • Maximum Annual Percentage Rate (APR): 84% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None Note: Quick Loan Annual Percentage Rate (APR) is at 84%. Linking your salary payroll card will lower said APR to 65%. Minimum loan installment term is 6 months and maximum is 24 months. The Monthly EIR is also based on diminishing principal because principal balance decreases as you pay your monthly installments on time. Example computation: If you apply for a ₱5,000 from Tonik app and opts for 180 days or 6 months installment, you would need to pay a monthly fee of only ₱ 1,048.98. SHOP INSTALLMENT LOAN In-Store shopping has never been easier with Tonik’s Shop Installment Loan. Borrow up to ₱100,000 now and pay it back later for your next shopping spree at our partner stores. Buy Now Pay Later is more fun and helpful with Tonik In-Store shopping. Get a Shop Installment Loan today! SHOP INSTALLMENT LOAN TERMS: • Loan amounts: ₱5,000 to ₱100,000 • Loan tenure: 3 to 24 months • Service Fee: : None • Monthly EIR: Average 4.5% but depending on due date • Maximum Annual Percentage Rate (APR): 54% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None WHO CAN REGISTER AS A TONIK USER: Any Filipino who is: ✔️ At least 18 years old ✔️ Has a residence in the Philippines ✔️ Has a valid email address ✔️ Has an active Philippine mobile number ✔️ Does not classify under the United States FATCA CONTACT TONIK Email: customercare@tonikbank.com Website: https://tonikbank.com Facebook: www.facebook.com/TonikBankPH Tonik Digital Bank, Inc. is regulated by the Bangko Sentral ng Pilipinas.}
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Tonik is the Philippines' first neobank with a digital bank license offering savings deposits with sky high interest rates and quick online cash loans and shop installment loans for all of life’s necessities. Innovative. Passionate. Customer-first. That's Tonik. We're a 100% digital bank on a mission to revolutionize the way money works in Southeast Asia, offering only fast, easy, and secure transactions with a team of experienced bankers taking care of all your financial needs. We're a neobank that's there for you 24/7 with services that'll help you get ahead. Install the app today and avail any of our products below: TONIK ACCOUNT Your Tonik Account is your main account. It'll give you the satisfaction of also having 5 Stashes and 5 Time Deposit accounts within the Tonik App. You're going to love how you can move, organize, and personalize your cash. You will also have a virtual card and can request for a physical debit card to use in all your financial transactions. QUICK LOAN Need an easy loan but got no credit history or collateral? Our Quick Loan has got you covered. You can get approved in just minutes and borrow PHP5000 up to PHP50,000 depending on your needs. It's called quick for a reason, because you only need to submit 1 valid ID and 1 month's payslip. Plus, your payment dates are on your terms: choose whichever date is most convenient for you and get auto-debited on that date! What else is awesome about getting a loan with a digital bank is that you can see all your details on the app and cash out the full amount in real time. We've also got no pre-termination or early payment fees! Yass! TONIK LOAN FEATURES: • Fast approval and real-time disbursement to your Tonik Account • No credit history and no collateral needed • Minimal documents required - only 1 valid ID and proof of income • Flexible payment date - your preferred salary payout date • 6, 9, 12, 18, or 24 months installment • 100% digital - all loan info can be seen on the Tonik App • Cash out the full loan amount real-time • One bank account for application and cash disbursement • No pre-termination or early payment fees • Top up your main account. Get auto-debited on your due date QUICK LOAN TERMS: • Loan amounts: ₱5,000 to ₱50,000 • Loan tenure: 6 to 24 months • Service Fee: : ₱500 • Monthly EIR: Average 7% but depending on due date • Maximum Annual Percentage Rate (APR): 84% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None Note: Quick Loan Annual Percentage Rate (APR) is at 84%. Linking your salary payroll card will lower said APR to 65%. Minimum loan installment term is 6 months and maximum is 24 months. The Monthly EIR is also based on diminishing principal because principal balance decreases as you pay your monthly installments on time. Example computation: If you apply for a ₱5,000 from Tonik app and opts for 180 days or 6 months installment, you would need to pay a monthly fee of only ₱ 1,048.98. SHOP INSTALLMENT LOAN In-Store shopping has never been easier with Tonik’s Shop Installment Loan. Borrow up to ₱100,000 now and pay it back later for your next shopping spree at our partner stores. Buy Now Pay Later is more fun and helpful with Tonik In-Store shopping. Get a Shop Installment Loan today! SHOP INSTALLMENT LOAN TERMS: • Loan amounts: ₱5,000 to ₱100,000 • Loan tenure: 3 to 24 months • Service Fee: : None • Monthly EIR: Average 4.5% but depending on due date • Maximum Annual Percentage Rate (APR): 54% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None WHO CAN REGISTER AS A TONIK USER: Any Filipino who is: ✔️ At least 18 years old ✔️ Has a residence in the Philippines ✔️ Has a valid email address ✔️ Has an active Philippine mobile number ✔️ Does not classify under the United States FATCA CONTACT TONIK Email: customercare@tonikbank.com Website: https://tonikbank.com Facebook: www.facebook.com/TonikBankPH Tonik Digital Bank, Inc. is regulated by the Bangko Sentral ng Pilipinas.}
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Tonik is the Philippines' first neobank with a digital bank license offering savings deposits with sky high interest rates and quick online cash loans and shop installment loans for all of life’s necessities. Innovative. Passionate. Customer-first. That's Tonik. We're a 100% digital bank on a mission to revolutionize the way money works in Southeast Asia, offering only fast, easy, and secure transactions with a team of experienced bankers taking care of all your financial needs. We're a neobank that's there for you 24/7 with services that'll help you get ahead. Install the app today and avail any of our products below: TONIK ACCOUNT Your Tonik Account is your main account. It'll give you the satisfaction of also having 5 Stashes and 5 Time Deposit accounts within the Tonik App. You're going to love how you can move, organize, and personalize your cash. You will also have a virtual card and can request for a physical debit card to use in all your financial transactions. QUICK LOAN Need an easy loan but got no credit history or collateral? Our Quick Loan has got you covered. You can get approved in just minutes and borrow PHP5000 up to PHP50,000 depending on your needs. It's called quick for a reason, because you only need to submit 1 valid ID and 1 month's payslip. Plus, your payment dates are on your terms: choose whichever date is most convenient for you and get auto-debited on that date! What else is awesome about getting a loan with a digital bank is that you can see all your details on the app and cash out the full amount in real time. We've also got no pre-termination or early payment fees! Yass! TONIK LOAN FEATURES: • Fast approval and real-time disbursement to your Tonik Account • No credit history and no collateral needed • Minimal documents required - only 1 valid ID and proof of income • Flexible payment date - your preferred salary payout date • 6, 9, 12, 18, or 24 months installment • 100% digital - all loan info can be seen on the Tonik App • Cash out the full loan amount real-time • One bank account for application and cash disbursement • No pre-termination or early payment fees • Top up your main account. Get auto-debited on your due date QUICK LOAN TERMS: • Loan amounts: ₱5,000 to ₱50,000 • Loan tenure: 6 to 24 months • Service Fee: : ₱500 • Monthly EIR: Average 7% but depending on due date • Maximum Annual Percentage Rate (APR): 84% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None Note: Quick Loan Annual Percentage Rate (APR) is at 84%. Linking your salary payroll card will lower said APR to 65%. Minimum loan installment term is 6 months and maximum is 24 months. The Monthly EIR is also based on diminishing principal because principal balance decreases as you pay your monthly installments on time. Example computation: If you apply for a ₱5,000 from Tonik app and opts for 180 days or 6 months installment, you would need to pay a monthly fee of only ₱ 1,048.98. SHOP INSTALLMENT LOAN In-Store shopping has never been easier with Tonik’s Shop Installment Loan. Borrow up to ₱100,000 now and pay it back later for your next shopping spree at our partner stores. Buy Now Pay Later is more fun and helpful with Tonik In-Store shopping. Get a Shop Installment Loan today! SHOP INSTALLMENT LOAN TERMS: • Loan amounts: ₱5,000 to ₱100,000 • Loan tenure: 3 to 24 months • Service Fee: : None • Monthly EIR: Average 4.5% but depending on due date • Maximum Annual Percentage Rate (APR): 54% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None WHO CAN REGISTER AS A TONIK USER: Any Filipino who is: ✔️ At least 18 years old ✔️ Has a residence in the Philippines ✔️ Has a valid email address ✔️ Has an active Philippine mobile number ✔️ Does not classify under the United States FATCA CONTACT TONIK Email: customercare@tonikbank.com Website: https://tonikbank.com Facebook: www.facebook.com/TonikBankPH Tonik Digital Bank, Inc. is regulated by the Bangko Sentral ng Pilipinas.}
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Tonik is the Philippines' first neobank with a digital bank license offering savings deposits with sky high interest rates and quick online cash loans and shop installment loans for all of life’s necessities. Innovative. Passionate. Customer-first. That's Tonik. We're a 100% digital bank on a mission to revolutionize the way money works in Southeast Asia, offering only fast, easy, and secure transactions with a team of experienced bankers taking care of all your financial needs. We're a neobank that's there for you 24/7 with services that'll help you get ahead. Install the app today and avail any of our products below: TONIK ACCOUNT Your Tonik Account is your main account. It'll give you the satisfaction of also having 5 Stashes and 5 Time Deposit accounts within the Tonik App. You're going to love how you can move, organize, and personalize your cash. You will also have a virtual card and can request for a physical debit card to use in all your financial transactions. QUICK LOAN Need an easy loan but got no credit history or collateral? Our Quick Loan has got you covered. You can get approved in just minutes and borrow PHP5000 up to PHP50,000 depending on your needs. It's called quick for a reason, because you only need to submit 1 valid ID and 1 month's payslip. Plus, your payment dates are on your terms: choose whichever date is most convenient for you and get auto-debited on that date! What else is awesome about getting a loan with a digital bank is that you can see all your details on the app and cash out the full amount in real time. We've also got no pre-termination or early payment fees! Yass! TONIK LOAN FEATURES: • Fast approval and real-time disbursement to your Tonik Account • No credit history and no collateral needed • Minimal documents required - only 1 valid ID and proof of income • Flexible payment date - your preferred salary payout date • 6, 9, 12, 18, or 24 months installment • 100% digital - all loan info can be seen on the Tonik App • Cash out the full loan amount real-time • One bank account for application and cash disbursement • No pre-termination or early payment fees • Top up your main account. Get auto-debited on your due date QUICK LOAN TERMS: • Loan amounts: ₱5,000 to ₱50,000 • Loan tenure: 6 to 24 months • Service Fee: : ₱500 • Monthly EIR: Average 7% but depending on due date • Maximum Annual Percentage Rate (APR): 84% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None Note: Quick Loan Annual Percentage Rate (APR) is at 84%. Linking your salary payroll card will lower said APR to 65%. Minimum loan installment term is 6 months and maximum is 24 months. The Monthly EIR is also based on diminishing principal because principal balance decreases as you pay your monthly installments on time. Example computation: If you apply for a ₱5,000 from Tonik app and opts for 180 days or 6 months installment, you would need to pay a monthly fee of only ₱ 1,048.98. SHOP INSTALLMENT LOAN In-Store shopping has never been easier with Tonik’s Shop Installment Loan. Borrow up to ₱100,000 now and pay it back later for your next shopping spree at our partner stores. Buy Now Pay Later is more fun and helpful with Tonik In-Store shopping. Get a Shop Installment Loan today! SHOP INSTALLMENT LOAN TERMS: • Loan amounts: ₱5,000 to ₱100,000 • Loan tenure: 3 to 24 months • Service Fee: : None • Monthly EIR: Average 4.5% but depending on due date • Maximum Annual Percentage Rate (APR): 54% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None WHO CAN REGISTER AS A TONIK USER: Any Filipino who is: ✔️ At least 18 years old ✔️ Has a residence in the Philippines ✔️ Has a valid email address ✔️ Has an active Philippine mobile number ✔️ Does not classify under the United States FATCA CONTACT TONIK Email: customercare@tonikbank.com Website: https://tonikbank.com Facebook: www.facebook.com/TonikBankPH Tonik Digital Bank, Inc. is regulated by the Bangko Sentral ng Pilipinas.}
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Tonik is the Philippines' first neobank with a digital bank license offering savings deposits with sky high interest rates and quick online cash loans and shop installment loans for all of life’s necessities. Innovative. Passionate. Customer-first. That's Tonik. We're a 100% digital bank on a mission to revolutionize the way money works in Southeast Asia, offering only fast, easy, and secure transactions with a team of experienced bankers taking care of all your financial needs. We're a neobank that's there for you 24/7 with services that'll help you get ahead. Install the app today and avail any of our products below: TONIK ACCOUNT Your Tonik Account is your main account. It'll give you the satisfaction of also having 5 Stashes and 5 Time Deposit accounts within the Tonik App. You're going to love how you can move, organize, and personalize your cash. You will also have a virtual card and can request for a physical debit card to use in all your financial transactions. QUICK LOAN Need an easy loan but got no credit history or collateral? Our Quick Loan has got you covered. You can get approved in just minutes and borrow PHP5000 up to PHP50,000 depending on your needs. It's called quick for a reason, because you only need to submit 1 valid ID and 1 month's payslip. Plus, your payment dates are on your terms: choose whichever date is most convenient for you and get auto-debited on that date! What else is awesome about getting a loan with a digital bank is that you can see all your details on the app and cash out the full amount in real time. We've also got no pre-termination or early payment fees! Yass! TONIK LOAN FEATURES: • Fast approval and real-time disbursement to your Tonik Account • No credit history and no collateral needed • Minimal documents required - only 1 valid ID and proof of income • Flexible payment date - your preferred salary payout date • 6, 9, 12, 18, or 24 months installment • 100% digital - all loan info can be seen on the Tonik App • Cash out the full loan amount real-time • One bank account for application and cash disbursement • No pre-termination or early payment fees • Top up your main account. Get auto-debited on your due date QUICK LOAN TERMS: • Loan amounts: ₱5,000 to ₱50,000 • Loan tenure: 6 to 24 months • Service Fee: : ₱500 • Monthly EIR: Average 7% but depending on due date • Maximum Annual Percentage Rate (APR): 84% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None Note: Quick Loan Annual Percentage Rate (APR) is at 84%. Linking your salary payroll card will lower said APR to 65%. Minimum loan installment term is 6 months and maximum is 24 months. The Monthly EIR is also based on diminishing principal because principal balance decreases as you pay your monthly installments on time. Example computation: If you apply for a ₱5,000 from Tonik app and opts for 180 days or 6 months installment, you would need to pay a monthly fee of only ₱ 1,048.98. SHOP INSTALLMENT LOAN In-Store shopping has never been easier with Tonik’s Shop Installment Loan. Borrow up to ₱100,000 now and pay it back later for your next shopping spree at our partner stores. Buy Now Pay Later is more fun and helpful with Tonik In-Store shopping. Get a Shop Installment Loan today! SHOP INSTALLMENT LOAN TERMS: • Loan amounts: ₱5,000 to ₱100,000 • Loan tenure: 3 to 24 months • Service Fee: : None • Monthly EIR: Average 4.5% but depending on due date • Maximum Annual Percentage Rate (APR): 54% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None WHO CAN REGISTER AS A TONIK USER: Any Filipino who is: ✔️ At least 18 years old ✔️ Has a residence in the Philippines ✔️ Has a valid email address ✔️ Has an active Philippine mobile number ✔️ Does not classify under the United States FATCA CONTACT TONIK Email: customercare@tonikbank.com Website: https://tonikbank.com Facebook: www.facebook.com/TonikBankPH Tonik Digital Bank, Inc. is regulated by the Bangko Sentral ng Pilipinas.}
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Tonik is the Philippines' first neobank with a digital bank license offering savings deposits with sky high interest rates and quick online cash loans and shop installment loans for all of life’s necessities. Innovative. Passionate. Customer-first. That's Tonik. We're a 100% digital bank on a mission to revolutionize the way money works in Southeast Asia, offering only fast, easy, and secure transactions with a team of experienced bankers taking care of all your financial needs. We're a neobank that's there for you 24/7 with services that'll help you get ahead. Install the app today and avail any of our products below: TONIK ACCOUNT Your Tonik Account is your main account. It'll give you the satisfaction of also having 5 Stashes and 5 Time Deposit accounts within the Tonik App. You're going to love how you can move, organize, and personalize your cash. You will also have a virtual card and can request for a physical debit card to use in all your financial transactions. QUICK LOAN Need an easy loan but got no credit history or collateral? Our Quick Loan has got you covered. You can get approved in just minutes and borrow PHP5000 up to PHP50,000 depending on your needs. It's called quick for a reason, because you only need to submit 1 valid ID and 1 month's payslip. Plus, your payment dates are on your terms: choose whichever date is most convenient for you and get auto-debited on that date! What else is awesome about getting a loan with a digital bank is that you can see all your details on the app and cash out the full amount in real time. We've also got no pre-termination or early payment fees! Yass! TONIK LOAN FEATURES: • Fast approval and real-time disbursement to your Tonik Account • No credit history and no collateral needed • Minimal documents required - only 1 valid ID and proof of income • Flexible payment date - your preferred salary payout date • 6, 9, 12, 18, or 24 months installment • 100% digital - all loan info can be seen on the Tonik App • Cash out the full loan amount real-time • One bank account for application and cash disbursement • No pre-termination or early payment fees • Top up your main account. Get auto-debited on your due date QUICK LOAN TERMS: • Loan amounts: ₱5,000 to ₱50,000 • Loan tenure: 6 to 24 months • Service Fee: : ₱500 • Monthly EIR: Average 7% but depending on due date • Maximum Annual Percentage Rate (APR): 84% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None Note: Quick Loan Annual Percentage Rate (APR) is at 84%. Linking your salary payroll card will lower said APR to 65%. Minimum loan installment term is 6 months and maximum is 24 months. The Monthly EIR is also based on diminishing principal because principal balance decreases as you pay your monthly installments on time. Example computation: If you apply for a ₱5,000 from Tonik app and opts for 180 days or 6 months installment, you would need to pay a monthly fee of only ₱ 1,048.98. SHOP INSTALLMENT LOAN In-Store shopping has never been easier with Tonik’s Shop Installment Loan. Borrow up to ₱100,000 now and pay it back later for your next shopping spree at our partner stores. Buy Now Pay Later is more fun and helpful with Tonik In-Store shopping. Get a Shop Installment Loan today! SHOP INSTALLMENT LOAN TERMS: • Loan amounts: ₱5,000 to ₱100,000 • Loan tenure: 3 to 24 months • Service Fee: : None • Monthly EIR: Average 4.5% but depending on due date • Maximum Annual Percentage Rate (APR): 54% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None WHO CAN REGISTER AS A TONIK USER: Any Filipino who is: ✔️ At least 18 years old ✔️ Has a residence in the Philippines ✔️ Has a valid email address ✔️ Has an active Philippine mobile number ✔️ Does not classify under the United States FATCA CONTACT TONIK Email: customercare@tonikbank.com Website: https://tonikbank.com Facebook: www.facebook.com/TonikBankPH Tonik Digital Bank, Inc. is regulated by the Bangko Sentral ng Pilipinas.}
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Tonik is the Philippines' first neobank with a digital bank license offering savings deposits with sky high interest rates and quick online cash loans and shop installment loans for all of life’s necessities. Innovative. Passionate. Customer-first. That's Tonik. We're a 100% digital bank on a mission to revolutionize the way money works in Southeast Asia, offering only fast, easy, and secure transactions with a team of experienced bankers taking care of all your financial needs. We're a neobank that's there for you 24/7 with services that'll help you get ahead. Install the app today and avail any of our products below: TONIK ACCOUNT Your Tonik Account is your main account. It'll give you the satisfaction of also having 5 Stashes and 5 Time Deposit accounts within the Tonik App. You're going to love how you can move, organize, and personalize your cash. You will also have a virtual card and can request for a physical debit card to use in all your financial transactions. QUICK LOAN Need an easy loan but got no credit history or collateral? Our Quick Loan has got you covered. You can get approved in just minutes and borrow PHP5000 up to PHP50,000 depending on your needs. It's called quick for a reason, because you only need to submit 1 valid ID and 1 month's payslip. Plus, your payment dates are on your terms: choose whichever date is most convenient for you and get auto-debited on that date! What else is awesome about getting a loan with a digital bank is that you can see all your details on the app and cash out the full amount in real time. We've also got no pre-termination or early payment fees! Yass! TONIK LOAN FEATURES: • Fast approval and real-time disbursement to your Tonik Account • No credit history and no collateral needed • Minimal documents required - only 1 valid ID and proof of income • Flexible payment date - your preferred salary payout date • 6, 9, 12, 18, or 24 months installment • 100% digital - all loan info can be seen on the Tonik App • Cash out the full loan amount real-time • One bank account for application and cash disbursement • No pre-termination or early payment fees • Top up your main account. Get auto-debited on your due date QUICK LOAN TERMS: • Loan amounts: ₱5,000 to ₱50,000 • Loan tenure: 6 to 24 months • Service Fee: : ₱500 • Monthly EIR: Average 7% but depending on due date • Maximum Annual Percentage Rate (APR): 84% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None Note: Quick Loan Annual Percentage Rate (APR) is at 84%. Linking your salary payroll card will lower said APR to 65%. Minimum loan installment term is 6 months and maximum is 24 months. The Monthly EIR is also based on diminishing principal because principal balance decreases as you pay your monthly installments on time. Example computation: If you apply for a ₱5,000 from Tonik app and opts for 180 days or 6 months installment, you would need to pay a monthly fee of only ₱ 1,048.98. SHOP INSTALLMENT LOAN In-Store shopping has never been easier with Tonik’s Shop Installment Loan. Borrow up to ₱100,000 now and pay it back later for your next shopping spree at our partner stores. Buy Now Pay Later is more fun and helpful with Tonik In-Store shopping. Get a Shop Installment Loan today! SHOP INSTALLMENT LOAN TERMS: • Loan amounts: ₱5,000 to ₱100,000 • Loan tenure: 3 to 24 months • Service Fee: : None • Monthly EIR: Average 4.5% but depending on due date • Maximum Annual Percentage Rate (APR): 54% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None WHO CAN REGISTER AS A TONIK USER: Any Filipino who is: ✔️ At least 18 years old ✔️ Has a residence in the Philippines ✔️ Has a valid email address ✔️ Has an active Philippine mobile number ✔️ Does not classify under the United States FATCA CONTACT TONIK Email: customercare@tonikbank.com Website: https://tonikbank.com Facebook: www.facebook.com/TonikBankPH Tonik Digital Bank, Inc. is regulated by the Bangko Sentral ng Pilipinas.}
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Tonik is the Philippines' first neobank with a digital bank license offering savings deposits with sky high interest rates and quick online cash loans and shop installment loans for all of life’s necessities. Innovative. Passionate. Customer-first. That's Tonik. We're a 100% digital bank on a mission to revolutionize the way money works in Southeast Asia, offering only fast, easy, and secure transactions with a team of experienced bankers taking care of all your financial needs. We're a neobank that's there for you 24/7 with services that'll help you get ahead. Install the app today and avail any of our products below: TONIK ACCOUNT Your Tonik Account is your main account. It'll give you the satisfaction of also having 5 Stashes and 5 Time Deposit accounts within the Tonik App. You're going to love how you can move, organize, and personalize your cash. You will also have a virtual card and can request for a physical debit card to use in all your financial transactions. QUICK LOAN Need an easy loan but got no credit history or collateral? Our Quick Loan has got you covered. You can get approved in just minutes and borrow PHP5000 up to PHP50,000 depending on your needs. It's called quick for a reason, because you only need to submit 1 valid ID and 1 month's payslip. Plus, your payment dates are on your terms: choose whichever date is most convenient for you and get auto-debited on that date! What else is awesome about getting a loan with a digital bank is that you can see all your details on the app and cash out the full amount in real time. We've also got no pre-termination or early payment fees! Yass! TONIK LOAN FEATURES: • Fast approval and real-time disbursement to your Tonik Account • No credit history and no collateral needed • Minimal documents required - only 1 valid ID and proof of income • Flexible payment date - your preferred salary payout date • 6, 9, 12, 18, or 24 months installment • 100% digital - all loan info can be seen on the Tonik App • Cash out the full loan amount real-time • One bank account for application and cash disbursement • No pre-termination or early payment fees • Top up your main account. Get auto-debited on your due date QUICK LOAN TERMS: • Loan amounts: ₱5,000 to ₱50,000 • Loan tenure: 6 to 24 months • Service Fee: : ₱500 • Monthly EIR: Average 7% but depending on due date • Maximum Annual Percentage Rate (APR): 84% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None Note: Quick Loan Annual Percentage Rate (APR) is at 84%. Linking your salary payroll card will lower said APR to 65%. Minimum loan installment term is 6 months and maximum is 24 months. The Monthly EIR is also based on diminishing principal because principal balance decreases as you pay your monthly installments on time. Example computation: If you apply for a ₱5,000 from Tonik app and opts for 180 days or 6 months installment, you would need to pay a monthly fee of only ₱ 1,048.98. SHOP INSTALLMENT LOAN In-Store shopping has never been easier with Tonik’s Shop Installment Loan. Borrow up to ₱100,000 now and pay it back later for your next shopping spree at our partner stores. Buy Now Pay Later is more fun and helpful with Tonik In-Store shopping. Get a Shop Installment Loan today! SHOP INSTALLMENT LOAN TERMS: • Loan amounts: ₱5,000 to ₱100,000 • Loan tenure: 3 to 24 months • Service Fee: : None • Monthly EIR: Average 4.5% but depending on due date • Maximum Annual Percentage Rate (APR): 54% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None WHO CAN REGISTER AS A TONIK USER: Any Filipino who is: ✔️ At least 18 years old ✔️ Has a residence in the Philippines ✔️ Has a valid email address ✔️ Has an active Philippine mobile number ✔️ Does not classify under the United States FATCA CONTACT TONIK Email: customercare@tonikbank.com Website: https://tonikbank.com Facebook: www.facebook.com/TonikBankPH Tonik Digital Bank, Inc. is regulated by the Bangko Sentral ng Pilipinas.}
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Tonik is the Philippines' first neobank with a digital bank license offering savings deposits with sky high interest rates and quick online cash loans and shop installment loans for all of life’s necessities. Innovative. Passionate. Customer-first. That's Tonik. We're a 100% digital bank on a mission to revolutionize the way money works in Southeast Asia, offering only fast, easy, and secure transactions with a team of experienced bankers taking care of all your financial needs. We're a neobank that's there for you 24/7 with services that'll help you get ahead. Install the app today and avail any of our products below: TONIK ACCOUNT Your Tonik Account is your main account. It'll give you the satisfaction of also having 5 Stashes and 5 Time Deposit accounts within the Tonik App. You're going to love how you can move, organize, and personalize your cash. You will also have a virtual card and can request for a physical debit card to use in all your financial transactions. QUICK LOAN Need an easy loan but got no credit history or collateral? Our Quick Loan has got you covered. You can get approved in just minutes and borrow PHP5000 up to PHP50,000 depending on your needs. It's called quick for a reason, because you only need to submit 1 valid ID and 1 month's payslip. Plus, your payment dates are on your terms: choose whichever date is most convenient for you and get auto-debited on that date! What else is awesome about getting a loan with a digital bank is that you can see all your details on the app and cash out the full amount in real time. We've also got no pre-termination or early payment fees! Yass! TONIK LOAN FEATURES: • Fast approval and real-time disbursement to your Tonik Account • No credit history and no collateral needed • Minimal documents required - only 1 valid ID and proof of income • Flexible payment date - your preferred salary payout date • 6, 9, 12, 18, or 24 months installment • 100% digital - all loan info can be seen on the Tonik App • Cash out the full loan amount real-time • One bank account for application and cash disbursement • No pre-termination or early payment fees • Top up your main account. Get auto-debited on your due date QUICK LOAN TERMS: • Loan amounts: ₱5,000 to ₱50,000 • Loan tenure: 6 to 24 months • Service Fee: : ₱500 • Monthly EIR: Average 7% but depending on due date • Maximum Annual Percentage Rate (APR): 84% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None Note: Quick Loan Annual Percentage Rate (APR) is at 84%. Linking your salary payroll card will lower said APR to 65%. Minimum loan installment term is 6 months and maximum is 24 months. The Monthly EIR is also based on diminishing principal because principal balance decreases as you pay your monthly installments on time. Example computation: If you apply for a ₱5,000 from Tonik app and opts for 180 days or 6 months installment, you would need to pay a monthly fee of only ₱ 1,048.98. SHOP INSTALLMENT LOAN In-Store shopping has never been easier with Tonik’s Shop Installment Loan. Borrow up to ₱100,000 now and pay it back later for your next shopping spree at our partner stores. Buy Now Pay Later is more fun and helpful with Tonik In-Store shopping. Get a Shop Installment Loan today! SHOP INSTALLMENT LOAN TERMS: • Loan amounts: ₱5,000 to ₱100,000 • Loan tenure: 3 to 24 months • Service Fee: : None • Monthly EIR: Average 4.5% but depending on due date • Maximum Annual Percentage Rate (APR): 54% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None WHO CAN REGISTER AS A TONIK USER: Any Filipino who is: ✔️ At least 18 years old ✔️ Has a residence in the Philippines ✔️ Has a valid email address ✔️ Has an active Philippine mobile number ✔️ Does not classify under the United States FATCA CONTACT TONIK Email: customercare@tonikbank.com Website: https://tonikbank.com Facebook: www.facebook.com/TonikBankPH Tonik Digital Bank, Inc. is regulated by the Bangko Sentral ng Pilipinas.}
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Tonik is the Philippines' first neobank with a digital bank license offering savings deposits with sky high interest rates and quick online cash loans and shop installment loans for all of life’s necessities. Innovative. Passionate. Customer-first. That's Tonik. We're a 100% digital bank on a mission to revolutionize the way money works in Southeast Asia, offering only fast, easy, and secure transactions with a team of experienced bankers taking care of all your financial needs. We're a neobank that's there for you 24/7 with services that'll help you get ahead. Install the app today and avail any of our products below: TONIK ACCOUNT Your Tonik Account is your main account. It'll give you the satisfaction of also having 5 Stashes and 5 Time Deposit accounts within the Tonik App. You're going to love how you can move, organize, and personalize your cash. You will also have a virtual card and can request for a physical debit card to use in all your financial transactions. QUICK LOAN Need an easy loan but got no credit history or collateral? Our Quick Loan has got you covered. You can get approved in just minutes and borrow PHP5000 up to PHP50,000 depending on your needs. It's called quick for a reason, because you only need to submit 1 valid ID and 1 month's payslip. Plus, your payment dates are on your terms: choose whichever date is most convenient for you and get auto-debited on that date! What else is awesome about getting a loan with a digital bank is that you can see all your details on the app and cash out the full amount in real time. We've also got no pre-termination or early payment fees! Yass! TONIK LOAN FEATURES: • Fast approval and real-time disbursement to your Tonik Account • No credit history and no collateral needed • Minimal documents required - only 1 valid ID and proof of income • Flexible payment date - your preferred salary payout date • 6, 9, 12, 18, or 24 months installment • 100% digital - all loan info can be seen on the Tonik App • Cash out the full loan amount real-time • One bank account for application and cash disbursement • No pre-termination or early payment fees • Top up your main account. Get auto-debited on your due date QUICK LOAN TERMS: • Loan amounts: ₱5,000 to ₱50,000 • Loan tenure: 6 to 24 months • Service Fee: : ₱500 • Monthly EIR: Average 7% but depending on due date • Maximum Annual Percentage Rate (APR): 84% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None Note: Quick Loan Annual Percentage Rate (APR) is at 84%. Linking your salary payroll card will lower said APR to 65%. Minimum loan installment term is 6 months and maximum is 24 months. The Monthly EIR is also based on diminishing principal because principal balance decreases as you pay your monthly installments on time. Example computation: If you apply for a ₱5,000 from Tonik app and opts for 180 days or 6 months installment, you would need to pay a monthly fee of only ₱ 1,048.98. SHOP INSTALLMENT LOAN In-Store shopping has never been easier with Tonik’s Shop Installment Loan. Borrow up to ₱100,000 now and pay it back later for your next shopping spree at our partner stores. Buy Now Pay Later is more fun and helpful with Tonik In-Store shopping. Get a Shop Installment Loan today! SHOP INSTALLMENT LOAN TERMS: • Loan amounts: ₱5,000 to ₱100,000 • Loan tenure: 3 to 24 months • Service Fee: : None • Monthly EIR: Average 4.5% but depending on due date • Maximum Annual Percentage Rate (APR): 54% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None WHO CAN REGISTER AS A TONIK USER: Any Filipino who is: ✔️ At least 18 years old ✔️ Has a residence in the Philippines ✔️ Has a valid email address ✔️ Has an active Philippine mobile number ✔️ Does not classify under the United States FATCA CONTACT TONIK Email: customercare@tonikbank.com Website: https://tonikbank.com Facebook: www.facebook.com/TonikBankPH Tonik Digital Bank, Inc. is regulated by the Bangko Sentral ng Pilipinas.}
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Tonik is the Philippines' first neobank with a digital bank license offering savings deposits with sky high interest rates and quick online cash loans and shop installment loans for all of life’s necessities. Innovative. Passionate. Customer-first. That's Tonik. We're a 100% digital bank on a mission to revolutionize the way money works in Southeast Asia, offering only fast, easy, and secure transactions with a team of experienced bankers taking care of all your financial needs. We're a neobank that's there for you 24/7 with services that'll help you get ahead. Install the app today and avail any of our products below: TONIK ACCOUNT Your Tonik Account is your main account. It'll give you the satisfaction of also having 5 Stashes and 5 Time Deposit accounts within the Tonik App. You're going to love how you can move, organize, and personalize your cash. You will also have a virtual card and can request for a physical debit card to use in all your financial transactions. QUICK LOAN Need an easy loan but got no credit history or collateral? Our Quick Loan has got you covered. You can get approved in just minutes and borrow PHP5000 up to PHP50,000 depending on your needs. It's called quick for a reason, because you only need to submit 1 valid ID and 1 month's payslip. Plus, your payment dates are on your terms: choose whichever date is most convenient for you and get auto-debited on that date! What else is awesome about getting a loan with a digital bank is that you can see all your details on the app and cash out the full amount in real time. We've also got no pre-termination or early payment fees! Yass! TONIK LOAN FEATURES: • Fast approval and real-time disbursement to your Tonik Account • No credit history and no collateral needed • Minimal documents required - only 1 valid ID and proof of income • Flexible payment date - your preferred salary payout date • 6, 9, 12, 18, or 24 months installment • 100% digital - all loan info can be seen on the Tonik App • Cash out the full loan amount real-time • One bank account for application and cash disbursement • No pre-termination or early payment fees • Top up your main account. Get auto-debited on your due date QUICK LOAN TERMS: • Loan amounts: ₱5,000 to ₱50,000 • Loan tenure: 6 to 24 months • Service Fee: : ₱500 • Monthly EIR: Average 7% but depending on due date • Maximum Annual Percentage Rate (APR): 84% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None Note: Quick Loan Annual Percentage Rate (APR) is at 84%. Linking your salary payroll card will lower said APR to 65%. Minimum loan installment term is 6 months and maximum is 24 months. The Monthly EIR is also based on diminishing principal because principal balance decreases as you pay your monthly installments on time. Example computation: If you apply for a ₱5,000 from Tonik app and opts for 180 days or 6 months installment, you would need to pay a monthly fee of only ₱ 1,048.98. SHOP INSTALLMENT LOAN In-Store shopping has never been easier with Tonik’s Shop Installment Loan. Borrow up to ₱100,000 now and pay it back later for your next shopping spree at our partner stores. Buy Now Pay Later is more fun and helpful with Tonik In-Store shopping. Get a Shop Installment Loan today! SHOP INSTALLMENT LOAN TERMS: • Loan amounts: ₱5,000 to ₱100,000 • Loan tenure: 3 to 24 months • Service Fee: : None • Monthly EIR: Average 4.5% but depending on due date • Maximum Annual Percentage Rate (APR): 54% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None WHO CAN REGISTER AS A TONIK USER: Any Filipino who is: ✔️ At least 18 years old ✔️ Has a residence in the Philippines ✔️ Has a valid email address ✔️ Has an active Philippine mobile number ✔️ Does not classify under the United States FATCA CONTACT TONIK Email: customercare@tonikbank.com Website: https://tonikbank.com Facebook: www.facebook.com/TonikBankPH Tonik Digital Bank, Inc. is regulated by the Bangko Sentral ng Pilipinas.}
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Tonik is the Philippines' first neobank with a digital bank license offering savings deposits with sky high interest rates and quick online cash loans and shop installment loans for all of life’s necessities. Innovative. Passionate. Customer-first. That's Tonik. We're a 100% digital bank on a mission to revolutionize the way money works in Southeast Asia, offering only fast, easy, and secure transactions with a team of experienced bankers taking care of all your financial needs. We're a neobank that's there for you 24/7 with services that'll help you get ahead. Install the app today and avail any of our products below: TONIK ACCOUNT Your Tonik Account is your main account. It'll give you the satisfaction of also having 5 Stashes and 5 Time Deposit accounts within the Tonik App. You're going to love how you can move, organize, and personalize your cash. You will also have a virtual card and can request for a physical debit card to use in all your financial transactions. QUICK LOAN Need an easy loan but got no credit history or collateral? Our Quick Loan has got you covered. You can get approved in just minutes and borrow PHP5000 up to PHP50,000 depending on your needs. It's called quick for a reason, because you only need to submit 1 valid ID and 1 month's payslip. Plus, your payment dates are on your terms: choose whichever date is most convenient for you and get auto-debited on that date! What else is awesome about getting a loan with a digital bank is that you can see all your details on the app and cash out the full amount in real time. We've also got no pre-termination or early payment fees! Yass! TONIK LOAN FEATURES: • Fast approval and real-time disbursement to your Tonik Account • No credit history and no collateral needed • Minimal documents required - only 1 valid ID and proof of income • Flexible payment date - your preferred salary payout date • 6, 9, 12, 18, or 24 months installment • 100% digital - all loan info can be seen on the Tonik App • Cash out the full loan amount real-time • One bank account for application and cash disbursement • No pre-termination or early payment fees • Top up your main account. Get auto-debited on your due date QUICK LOAN TERMS: • Loan amounts: ₱5,000 to ₱50,000 • Loan tenure: 6 to 24 months • Service Fee: : ₱500 • Monthly EIR: Average 7% but depending on due date • Maximum Annual Percentage Rate (APR): 84% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None Note: Quick Loan Annual Percentage Rate (APR) is at 84%. Linking your salary payroll card will lower said APR to 65%. Minimum loan installment term is 6 months and maximum is 24 months. The Monthly EIR is also based on diminishing principal because principal balance decreases as you pay your monthly installments on time. Example computation: If you apply for a ₱5,000 from Tonik app and opts for 180 days or 6 months installment, you would need to pay a monthly fee of only ₱ 1,048.98. SHOP INSTALLMENT LOAN In-Store shopping has never been easier with Tonik’s Shop Installment Loan. Borrow up to ₱100,000 now and pay it back later for your next shopping spree at our partner stores. Buy Now Pay Later is more fun and helpful with Tonik In-Store shopping. Get a Shop Installment Loan today! SHOP INSTALLMENT LOAN TERMS: • Loan amounts: ₱5,000 to ₱100,000 • Loan tenure: 3 to 24 months • Service Fee: : None • Monthly EIR: Average 4.5% but depending on due date • Maximum Annual Percentage Rate (APR): 54% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None WHO CAN REGISTER AS A TONIK USER: Any Filipino who is: ✔️ At least 18 years old ✔️ Has a residence in the Philippines ✔️ Has a valid email address ✔️ Has an active Philippine mobile number ✔️ Does not classify under the United States FATCA CONTACT TONIK Email: customercare@tonikbank.com Website: https://tonikbank.com Facebook: www.facebook.com/TonikBankPH Tonik Digital Bank, Inc. is regulated by the Bangko Sentral ng Pilipinas.}
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Tonik is the Philippines' first neobank with a digital bank license offering savings deposits with sky high interest rates and quick online cash loans and shop installment loans for all of life’s necessities. Innovative. Passionate. Customer-first. That's Tonik. We're a 100% digital bank on a mission to revolutionize the way money works in Southeast Asia, offering only fast, easy, and secure transactions with a team of experienced bankers taking care of all your financial needs. We're a neobank that's there for you 24/7 with services that'll help you get ahead. Install the app today and avail any of our products below: TONIK ACCOUNT Your Tonik Account is your main account. It'll give you the satisfaction of also having 5 Stashes and 5 Time Deposit accounts within the Tonik App. You're going to love how you can move, organize, and personalize your cash. You will also have a virtual card and can request for a physical debit card to use in all your financial transactions. QUICK LOAN Need an easy loan but got no credit history or collateral? Our Quick Loan has got you covered. You can get approved in just minutes and borrow PHP5000 up to PHP50,000 depending on your needs. It's called quick for a reason, because you only need to submit 1 valid ID and 1 month's payslip. Plus, your payment dates are on your terms: choose whichever date is most convenient for you and get auto-debited on that date! What else is awesome about getting a loan with a digital bank is that you can see all your details on the app and cash out the full amount in real time. We've also got no pre-termination or early payment fees! Yass! TONIK LOAN FEATURES: • Fast approval and real-time disbursement to your Tonik Account • No credit history and no collateral needed • Minimal documents required - only 1 valid ID and proof of income • Flexible payment date - your preferred salary payout date • 6, 9, 12, 18, or 24 months installment • 100% digital - all loan info can be seen on the Tonik App • Cash out the full loan amount real-time • One bank account for application and cash disbursement • No pre-termination or early payment fees • Top up your main account. Get auto-debited on your due date QUICK LOAN TERMS: • Loan amounts: ₱5,000 to ₱50,000 • Loan tenure: 6 to 24 months • Service Fee: : ₱500 • Monthly EIR: Average 7% but depending on due date • Maximum Annual Percentage Rate (APR): 84% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None Note: Quick Loan Annual Percentage Rate (APR) is at 84%. Linking your salary payroll card will lower said APR to 65%. Minimum loan installment term is 6 months and maximum is 24 months. The Monthly EIR is also based on diminishing principal because principal balance decreases as you pay your monthly installments on time. Example computation: If you apply for a ₱5,000 from Tonik app and opts for 180 days or 6 months installment, you would need to pay a monthly fee of only ₱ 1,048.98. SHOP INSTALLMENT LOAN In-Store shopping has never been easier with Tonik’s Shop Installment Loan. Borrow up to ₱100,000 now and pay it back later for your next shopping spree at our partner stores. Buy Now Pay Later is more fun and helpful with Tonik In-Store shopping. Get a Shop Installment Loan today! SHOP INSTALLMENT LOAN TERMS: • Loan amounts: ₱5,000 to ₱100,000 • Loan tenure: 3 to 24 months • Service Fee: : None • Monthly EIR: Average 4.5% but depending on due date • Maximum Annual Percentage Rate (APR): 54% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None WHO CAN REGISTER AS A TONIK USER: Any Filipino who is: ✔️ At least 18 years old ✔️ Has a residence in the Philippines ✔️ Has a valid email address ✔️ Has an active Philippine mobile number ✔️ Does not classify under the United States FATCA CONTACT TONIK Email: customercare@tonikbank.com Website: https://tonikbank.com Facebook: www.facebook.com/TonikBankPH Tonik Digital Bank, Inc. is regulated by the Bangko Sentral ng Pilipinas.}
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Tonik is the Philippines' first neobank with a digital bank license offering savings deposits with sky high interest rates and quick online cash loans and shop installment loans for all of life’s necessities. Innovative. Passionate. Customer-first. That's Tonik. We're a 100% digital bank on a mission to revolutionize the way money works in Southeast Asia, offering only fast, easy, and secure transactions with a team of experienced bankers taking care of all your financial needs. We're a neobank that's there for you 24/7 with services that'll help you get ahead. Install the app today and avail any of our products below: TONIK ACCOUNT Your Tonik Account is your main account. It'll give you the satisfaction of also having 5 Stashes and 5 Time Deposit accounts within the Tonik App. You're going to love how you can move, organize, and personalize your cash. You will also have a virtual card and can request for a physical debit card to use in all your financial transactions. QUICK LOAN Need an easy loan but got no credit history or collateral? Our Quick Loan has got you covered. You can get approved in just minutes and borrow PHP5000 up to PHP50,000 depending on your needs. It's called quick for a reason, because you only need to submit 1 valid ID and 1 month's payslip. Plus, your payment dates are on your terms: choose whichever date is most convenient for you and get auto-debited on that date! What else is awesome about getting a loan with a digital bank is that you can see all your details on the app and cash out the full amount in real time. We've also got no pre-termination or early payment fees! Yass! TONIK LOAN FEATURES: • Fast approval and real-time disbursement to your Tonik Account • No credit history and no collateral needed • Minimal documents required - only 1 valid ID and proof of income • Flexible payment date - your preferred salary payout date • 6, 9, 12, 18, or 24 months installment • 100% digital - all loan info can be seen on the Tonik App • Cash out the full loan amount real-time • One bank account for application and cash disbursement • No pre-termination or early payment fees • Top up your main account. Get auto-debited on your due date QUICK LOAN TERMS: • Loan amounts: ₱5,000 to ₱50,000 • Loan tenure: 6 to 24 months • Service Fee: : ₱500 • Monthly EIR: Average 7% but depending on due date • Maximum Annual Percentage Rate (APR): 84% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None Note: Quick Loan Annual Percentage Rate (APR) is at 84%. Linking your salary payroll card will lower said APR to 65%. Minimum loan installment term is 6 months and maximum is 24 months. The Monthly EIR is also based on diminishing principal because principal balance decreases as you pay your monthly installments on time. Example computation: If you apply for a ₱5,000 from Tonik app and opts for 180 days or 6 months installment, you would need to pay a monthly fee of only ₱ 1,048.98. SHOP INSTALLMENT LOAN In-Store shopping has never been easier with Tonik’s Shop Installment Loan. Borrow up to ₱100,000 now and pay it back later for your next shopping spree at our partner stores. Buy Now Pay Later is more fun and helpful with Tonik In-Store shopping. Get a Shop Installment Loan today! SHOP INSTALLMENT LOAN TERMS: • Loan amounts: ₱5,000 to ₱100,000 • Loan tenure: 3 to 24 months • Service Fee: : None • Monthly EIR: Average 4.5% but depending on due date • Maximum Annual Percentage Rate (APR): 54% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None WHO CAN REGISTER AS A TONIK USER: Any Filipino who is: ✔️ At least 18 years old ✔️ Has a residence in the Philippines ✔️ Has a valid email address ✔️ Has an active Philippine mobile number ✔️ Does not classify under the United States FATCA CONTACT TONIK Email: customercare@tonikbank.com Website: https://tonikbank.com Facebook: www.facebook.com/TonikBankPH Tonik Digital Bank, Inc. is regulated by the Bangko Sentral ng Pilipinas.}
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Tonik is the Philippines' first neobank with a digital bank license offering savings deposits with sky high interest rates and quick online cash loans and shop installment loans for all of life’s necessities. Innovative. Passionate. Customer-first. That's Tonik. We're a 100% digital bank on a mission to revolutionize the way money works in Southeast Asia, offering only fast, easy, and secure transactions with a team of experienced bankers taking care of all your financial needs. We're a neobank that's there for you 24/7 with services that'll help you get ahead. Install the app today and avail any of our products below: TONIK ACCOUNT Your Tonik Account is your main account. It'll give you the satisfaction of also having 5 Stashes and 5 Time Deposit accounts within the Tonik App. You're going to love how you can move, organize, and personalize your cash. You will also have a virtual card and can request for a physical debit card to use in all your financial transactions. QUICK LOAN Need an easy loan but got no credit history or collateral? Our Quick Loan has got you covered. You can get approved in just minutes and borrow PHP5000 up to PHP50,000 depending on your needs. It's called quick for a reason, because you only need to submit 1 valid ID and 1 month's payslip. Plus, your payment dates are on your terms: choose whichever date is most convenient for you and get auto-debited on that date! What else is awesome about getting a loan with a digital bank is that you can see all your details on the app and cash out the full amount in real time. We've also got no pre-termination or early payment fees! Yass! TONIK LOAN FEATURES: • Fast approval and real-time disbursement to your Tonik Account • No credit history and no collateral needed • Minimal documents required - only 1 valid ID and proof of income • Flexible payment date - your preferred salary payout date • 6, 9, 12, 18, or 24 months installment • 100% digital - all loan info can be seen on the Tonik App • Cash out the full loan amount real-time • One bank account for application and cash disbursement • No pre-termination or early payment fees • Top up your main account. Get auto-debited on your due date QUICK LOAN TERMS: • Loan amounts: ₱5,000 to ₱50,000 • Loan tenure: 6 to 24 months • Service Fee: : ₱500 • Monthly EIR: Average 7% but depending on due date • Maximum Annual Percentage Rate (APR): 84% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None Note: Quick Loan Annual Percentage Rate (APR) is at 84%. Linking your salary payroll card will lower said APR to 65%. Minimum loan installment term is 6 months and maximum is 24 months. The Monthly EIR is also based on diminishing principal because principal balance decreases as you pay your monthly installments on time. Example computation: If you apply for a ₱5,000 from Tonik app and opts for 180 days or 6 months installment, you would need to pay a monthly fee of only ₱ 1,048.98. SHOP INSTALLMENT LOAN In-Store shopping has never been easier with Tonik’s Shop Installment Loan. Borrow up to ₱100,000 now and pay it back later for your next shopping spree at our partner stores. Buy Now Pay Later is more fun and helpful with Tonik In-Store shopping. Get a Shop Installment Loan today! SHOP INSTALLMENT LOAN TERMS: • Loan amounts: ₱5,000 to ₱100,000 • Loan tenure: 3 to 24 months • Service Fee: : None • Monthly EIR: Average 4.5% but depending on due date • Maximum Annual Percentage Rate (APR): 54% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None WHO CAN REGISTER AS A TONIK USER: Any Filipino who is: ✔️ At least 18 years old ✔️ Has a residence in the Philippines ✔️ Has a valid email address ✔️ Has an active Philippine mobile number ✔️ Does not classify under the United States FATCA CONTACT TONIK Email: customercare@tonikbank.com Website: https://tonikbank.com Facebook: www.facebook.com/TonikBankPH Tonik Digital Bank, Inc. is regulated by the Bangko Sentral ng Pilipinas.}
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Tonik is the Philippines' first neobank with a digital bank license offering savings deposits with sky high interest rates and quick online cash loans and shop installment loans for all of life’s necessities. Innovative. Passionate. Customer-first. That's Tonik. We're a 100% digital bank on a mission to revolutionize the way money works in Southeast Asia, offering only fast, easy, and secure transactions with a team of experienced bankers taking care of all your financial needs. We're a neobank that's there for you 24/7 with services that'll help you get ahead. Install the app today and avail any of our products below: TONIK ACCOUNT Your Tonik Account is your main account. It'll give you the satisfaction of also having 5 Stashes and 5 Time Deposit accounts within the Tonik App. You're going to love how you can move, organize, and personalize your cash. You will also have a virtual card and can request for a physical debit card to use in all your financial transactions. QUICK LOAN Need an easy loan but got no credit history or collateral? Our Quick Loan has got you covered. You can get approved in just minutes and borrow PHP5000 up to PHP50,000 depending on your needs. It's called quick for a reason, because you only need to submit 1 valid ID and 1 month's payslip. Plus, your payment dates are on your terms: choose whichever date is most convenient for you and get auto-debited on that date! What else is awesome about getting a loan with a digital bank is that you can see all your details on the app and cash out the full amount in real time. We've also got no pre-termination or early payment fees! Yass! TONIK LOAN FEATURES: • Fast approval and real-time disbursement to your Tonik Account • No credit history and no collateral needed • Minimal documents required - only 1 valid ID and proof of income • Flexible payment date - your preferred salary payout date • 6, 9, 12, 18, or 24 months installment • 100% digital - all loan info can be seen on the Tonik App • Cash out the full loan amount real-time • One bank account for application and cash disbursement • No pre-termination or early payment fees • Top up your main account. Get auto-debited on your due date QUICK LOAN TERMS: • Loan amounts: ₱5,000 to ₱50,000 • Loan tenure: 6 to 24 months • Service Fee: : ₱500 • Monthly EIR: Average 7% but depending on due date • Maximum Annual Percentage Rate (APR): 84% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None Note: Quick Loan Annual Percentage Rate (APR) is at 84%. Linking your salary payroll card will lower said APR to 65%. Minimum loan installment term is 6 months and maximum is 24 months. The Monthly EIR is also based on diminishing principal because principal balance decreases as you pay your monthly installments on time. Example computation: If you apply for a ₱5,000 from Tonik app and opts for 180 days or 6 months installment, you would need to pay a monthly fee of only ₱ 1,048.98. SHOP INSTALLMENT LOAN In-Store shopping has never been easier with Tonik’s Shop Installment Loan. Borrow up to ₱100,000 now and pay it back later for your next shopping spree at our partner stores. Buy Now Pay Later is more fun and helpful with Tonik In-Store shopping. Get a Shop Installment Loan today! SHOP INSTALLMENT LOAN TERMS: • Loan amounts: ₱5,000 to ₱100,000 • Loan tenure: 3 to 24 months • Service Fee: : None • Monthly EIR: Average 4.5% but depending on due date • Maximum Annual Percentage Rate (APR): 54% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None WHO CAN REGISTER AS A TONIK USER: Any Filipino who is: ✔️ At least 18 years old ✔️ Has a residence in the Philippines ✔️ Has a valid email address ✔️ Has an active Philippine mobile number ✔️ Does not classify under the United States FATCA CONTACT TONIK Email: customercare@tonikbank.com Website: https://tonikbank.com Facebook: www.facebook.com/TonikBankPH Tonik Digital Bank, Inc. is regulated by the Bangko Sentral ng Pilipinas.}
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Tonik is the Philippines' first neobank with a digital bank license offering savings deposits with sky high interest rates and quick online cash loans and shop installment loans for all of life’s necessities. Innovative. Passionate. Customer-first. That's Tonik. We're a 100% digital bank on a mission to revolutionize the way money works in Southeast Asia, offering only fast, easy, and secure transactions with a team of experienced bankers taking care of all your financial needs. We're a neobank that's there for you 24/7 with services that'll help you get ahead. Install the app today and avail any of our products below: TONIK ACCOUNT Your Tonik Account is your main account. It'll give you the satisfaction of also having 5 Stashes and 5 Time Deposit accounts within the Tonik App. You're going to love how you can move, organize, and personalize your cash. You will also have a virtual card and can request for a physical debit card to use in all your financial transactions. QUICK LOAN Need an easy loan but got no credit history or collateral? Our Quick Loan has got you covered. You can get approved in just minutes and borrow PHP5000 up to PHP50,000 depending on your needs. It's called quick for a reason, because you only need to submit 1 valid ID and 1 month's payslip. Plus, your payment dates are on your terms: choose whichever date is most convenient for you and get auto-debited on that date! What else is awesome about getting a loan with a digital bank is that you can see all your details on the app and cash out the full amount in real time. We've also got no pre-termination or early payment fees! Yass! TONIK LOAN FEATURES: • Fast approval and real-time disbursement to your Tonik Account • No credit history and no collateral needed • Minimal documents required - only 1 valid ID and proof of income • Flexible payment date - your preferred salary payout date • 6, 9, 12, 18, or 24 months installment • 100% digital - all loan info can be seen on the Tonik App • Cash out the full loan amount real-time • One bank account for application and cash disbursement • No pre-termination or early payment fees • Top up your main account. Get auto-debited on your due date QUICK LOAN TERMS: • Loan amounts: ₱5,000 to ₱50,000 • Loan tenure: 6 to 24 months • Service Fee: : ₱500 • Monthly EIR: Average 7% but depending on due date • Maximum Annual Percentage Rate (APR): 84% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None Note: Quick Loan Annual Percentage Rate (APR) is at 84%. Linking your salary payroll card will lower said APR to 65%. Minimum loan installment term is 6 months and maximum is 24 months. The Monthly EIR is also based on diminishing principal because principal balance decreases as you pay your monthly installments on time. Example computation: If you apply for a ₱5,000 from Tonik app and opts for 180 days or 6 months installment, you would need to pay a monthly fee of only ₱ 1,048.98. SHOP INSTALLMENT LOAN In-Store shopping has never been easier with Tonik’s Shop Installment Loan. Borrow up to ₱100,000 now and pay it back later for your next shopping spree at our partner stores. Buy Now Pay Later is more fun and helpful with Tonik In-Store shopping. Get a Shop Installment Loan today! SHOP INSTALLMENT LOAN TERMS: • Loan amounts: ₱5,000 to ₱100,000 • Loan tenure: 3 to 24 months • Service Fee: : None • Monthly EIR: Average 4.5% but depending on due date • Maximum Annual Percentage Rate (APR): 54% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None WHO CAN REGISTER AS A TONIK USER: Any Filipino who is: ✔️ At least 18 years old ✔️ Has a residence in the Philippines ✔️ Has a valid email address ✔️ Has an active Philippine mobile number ✔️ Does not classify under the United States FATCA CONTACT TONIK Email: customercare@tonikbank.com Website: https://tonikbank.com Facebook: www.facebook.com/TonikBankPH Tonik Digital Bank, Inc. is regulated by the Bangko Sentral ng Pilipinas.}
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Tonik is the Philippines' first neobank with a digital bank license offering savings deposits with sky high interest rates and quick online cash loans and shop installment loans for all of life’s necessities. Innovative. Passionate. Customer-first. That's Tonik. We're a 100% digital bank on a mission to revolutionize the way money works in Southeast Asia, offering only fast, easy, and secure transactions with a team of experienced bankers taking care of all your financial needs. We're a neobank that's there for you 24/7 with services that'll help you get ahead. Install the app today and avail any of our products below: TONIK ACCOUNT Your Tonik Account is your main account. It'll give you the satisfaction of also having 5 Stashes and 5 Time Deposit accounts within the Tonik App. You're going to love how you can move, organize, and personalize your cash. You will also have a virtual card and can request for a physical debit card to use in all your financial transactions. QUICK LOAN Need an easy loan but got no credit history or collateral? Our Quick Loan has got you covered. You can get approved in just minutes and borrow PHP5000 up to PHP50,000 depending on your needs. It's called quick for a reason, because you only need to submit 1 valid ID and 1 month's payslip. Plus, your payment dates are on your terms: choose whichever date is most convenient for you and get auto-debited on that date! What else is awesome about getting a loan with a digital bank is that you can see all your details on the app and cash out the full amount in real time. We've also got no pre-termination or early payment fees! Yass! TONIK LOAN FEATURES: • Fast approval and real-time disbursement to your Tonik Account • No credit history and no collateral needed • Minimal documents required - only 1 valid ID and proof of income • Flexible payment date - your preferred salary payout date • 6, 9, 12, 18, or 24 months installment • 100% digital - all loan info can be seen on the Tonik App • Cash out the full loan amount real-time • One bank account for application and cash disbursement • No pre-termination or early payment fees • Top up your main account. Get auto-debited on your due date QUICK LOAN TERMS: • Loan amounts: ₱5,000 to ₱50,000 • Loan tenure: 6 to 24 months • Service Fee: : ₱500 • Monthly EIR: Average 7% but depending on due date • Maximum Annual Percentage Rate (APR): 84% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None Note: Quick Loan Annual Percentage Rate (APR) is at 84%. Linking your salary payroll card will lower said APR to 65%. Minimum loan installment term is 6 months and maximum is 24 months. The Monthly EIR is also based on diminishing principal because principal balance decreases as you pay your monthly installments on time. Example computation: If you apply for a ₱5,000 from Tonik app and opts for 180 days or 6 months installment, you would need to pay a monthly fee of only ₱ 1,048.98. SHOP INSTALLMENT LOAN In-Store shopping has never been easier with Tonik’s Shop Installment Loan. Borrow up to ₱100,000 now and pay it back later for your next shopping spree at our partner stores. Buy Now Pay Later is more fun and helpful with Tonik In-Store shopping. Get a Shop Installment Loan today! SHOP INSTALLMENT LOAN TERMS: • Loan amounts: ₱5,000 to ₱100,000 • Loan tenure: 3 to 24 months • Service Fee: : None • Monthly EIR: Average 4.5% but depending on due date • Maximum Annual Percentage Rate (APR): 54% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None WHO CAN REGISTER AS A TONIK USER: Any Filipino who is: ✔️ At least 18 years old ✔️ Has a residence in the Philippines ✔️ Has a valid email address ✔️ Has an active Philippine mobile number ✔️ Does not classify under the United States FATCA CONTACT TONIK Email: customercare@tonikbank.com Website: https://tonikbank.com Facebook: www.facebook.com/TonikBankPH Tonik Digital Bank, Inc. is regulated by the Bangko Sentral ng Pilipinas.}
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Tonik is the Philippines' first neobank with a digital bank license offering savings deposits with sky high interest rates and quick online cash loans and shop installment loans for all of life’s necessities. Innovative. Passionate. Customer-first. That's Tonik. We're a 100% digital bank on a mission to revolutionize the way money works in Southeast Asia, offering only fast, easy, and secure transactions with a team of experienced bankers taking care of all your financial needs. We're a neobank that's there for you 24/7 with services that'll help you get ahead. Install the app today and avail any of our products below: TONIK ACCOUNT Your Tonik Account is your main account. It'll give you the satisfaction of also having 5 Stashes and 5 Time Deposit accounts within the Tonik App. You're going to love how you can move, organize, and personalize your cash. You will also have a virtual card and can request for a physical debit card to use in all your financial transactions. QUICK LOAN Need an easy loan but got no credit history or collateral? Our Quick Loan has got you covered. You can get approved in just minutes and borrow PHP5000 up to PHP50,000 depending on your needs. It's called quick for a reason, because you only need to submit 1 valid ID and 1 month's payslip. Plus, your payment dates are on your terms: choose whichever date is most convenient for you and get auto-debited on that date! What else is awesome about getting a loan with a digital bank is that you can see all your details on the app and cash out the full amount in real time. We've also got no pre-termination or early payment fees! Yass! TONIK LOAN FEATURES: • Fast approval and real-time disbursement to your Tonik Account • No credit history and no collateral needed • Minimal documents required - only 1 valid ID and proof of income • Flexible payment date - your preferred salary payout date • 6, 9, 12, 18, or 24 months installment • 100% digital - all loan info can be seen on the Tonik App • Cash out the full loan amount real-time • One bank account for application and cash disbursement • No pre-termination or early payment fees • Top up your main account. Get auto-debited on your due date QUICK LOAN TERMS: • Loan amounts: ₱5,000 to ₱50,000 • Loan tenure: 6 to 24 months • Service Fee: : ₱500 • Monthly EIR: Average 7% but depending on due date • Maximum Annual Percentage Rate (APR): 84% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None Note: Quick Loan Annual Percentage Rate (APR) is at 84%. Linking your salary payroll card will lower said APR to 65%. Minimum loan installment term is 6 months and maximum is 24 months. The Monthly EIR is also based on diminishing principal because principal balance decreases as you pay your monthly installments on time. Example computation: If you apply for a ₱5,000 from Tonik app and opts for 180 days or 6 months installment, you would need to pay a monthly fee of only ₱ 1,048.98. SHOP INSTALLMENT LOAN In-Store shopping has never been easier with Tonik’s Shop Installment Loan. Borrow up to ₱100,000 now and pay it back later for your next shopping spree at our partner stores. Buy Now Pay Later is more fun and helpful with Tonik In-Store shopping. Get a Shop Installment Loan today! SHOP INSTALLMENT LOAN TERMS: • Loan amounts: ₱5,000 to ₱100,000 • Loan tenure: 3 to 24 months • Service Fee: : None • Monthly EIR: Average 4.5% but depending on due date • Maximum Annual Percentage Rate (APR): 54% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None WHO CAN REGISTER AS A TONIK USER: Any Filipino who is: ✔️ At least 18 years old ✔️ Has a residence in the Philippines ✔️ Has a valid email address ✔️ Has an active Philippine mobile number ✔️ Does not classify under the United States FATCA CONTACT TONIK Email: customercare@tonikbank.com Website: https://tonikbank.com Facebook: www.facebook.com/TonikBankPH Tonik Digital Bank, Inc. is regulated by the Bangko Sentral ng Pilipinas.}
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Tonik is the Philippines' first neobank with a digital bank license offering savings deposits with sky high interest rates and quick online cash loans and shop installment loans for all of life’s necessities. Innovative. Passionate. Customer-first. That's Tonik. We're a 100% digital bank on a mission to revolutionize the way money works in Southeast Asia, offering only fast, easy, and secure transactions with a team of experienced bankers taking care of all your financial needs. We're a neobank that's there for you 24/7 with services that'll help you get ahead. Install the app today and avail any of our products below: TONIK ACCOUNT Your Tonik Account is your main account. It'll give you the satisfaction of also having 5 Stashes and 5 Time Deposit accounts within the Tonik App. You're going to love how you can move, organize, and personalize your cash. You will also have a virtual card and can request for a physical debit card to use in all your financial transactions. QUICK LOAN Need an easy loan but got no credit history or collateral? Our Quick Loan has got you covered. You can get approved in just minutes and borrow PHP5000 up to PHP50,000 depending on your needs. It's called quick for a reason, because you only need to submit 1 valid ID and 1 month's payslip. Plus, your payment dates are on your terms: choose whichever date is most convenient for you and get auto-debited on that date! What else is awesome about getting a loan with a digital bank is that you can see all your details on the app and cash out the full amount in real time. We've also got no pre-termination or early payment fees! Yass! TONIK LOAN FEATURES: • Fast approval and real-time disbursement to your Tonik Account • No credit history and no collateral needed • Minimal documents required - only 1 valid ID and proof of income • Flexible payment date - your preferred salary payout date • 6, 9, 12, 18, or 24 months installment • 100% digital - all loan info can be seen on the Tonik App • Cash out the full loan amount real-time • One bank account for application and cash disbursement • No pre-termination or early payment fees • Top up your main account. Get auto-debited on your due date QUICK LOAN TERMS: • Loan amounts: ₱5,000 to ₱50,000 • Loan tenure: 6 to 24 months • Service Fee: : ₱500 • Monthly EIR: Average 7% but depending on due date • Maximum Annual Percentage Rate (APR): 84% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None Note: Quick Loan Annual Percentage Rate (APR) is at 84%. Linking your salary payroll card will lower said APR to 65%. Minimum loan installment term is 6 months and maximum is 24 months. The Monthly EIR is also based on diminishing principal because principal balance decreases as you pay your monthly installments on time. Example computation: If you apply for a ₱5,000 from Tonik app and opts for 180 days or 6 months installment, you would need to pay a monthly fee of only ₱ 1,048.98. SHOP INSTALLMENT LOAN In-Store shopping has never been easier with Tonik’s Shop Installment Loan. Borrow up to ₱100,000 now and pay it back later for your next shopping spree at our partner stores. Buy Now Pay Later is more fun and helpful with Tonik In-Store shopping. Get a Shop Installment Loan today! SHOP INSTALLMENT LOAN TERMS: • Loan amounts: ₱5,000 to ₱100,000 • Loan tenure: 3 to 24 months • Service Fee: : None • Monthly EIR: Average 4.5% but depending on due date • Maximum Annual Percentage Rate (APR): 54% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None WHO CAN REGISTER AS A TONIK USER: Any Filipino who is: ✔️ At least 18 years old ✔️ Has a residence in the Philippines ✔️ Has a valid email address ✔️ Has an active Philippine mobile number ✔️ Does not classify under the United States FATCA CONTACT TONIK Email: customercare@tonikbank.com Website: https://tonikbank.com Facebook: www.facebook.com/TonikBankPH Tonik Digital Bank, Inc. is regulated by the Bangko Sentral ng Pilipinas.}
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Tonik is the Philippines' first neobank with a digital bank license offering savings deposits with sky high interest rates and quick online cash loans and shop installment loans for all of life’s necessities. Innovative. Passionate. Customer-first. That's Tonik. We're a 100% digital bank on a mission to revolutionize the way money works in Southeast Asia, offering only fast, easy, and secure transactions with a team of experienced bankers taking care of all your financial needs. We're a neobank that's there for you 24/7 with services that'll help you get ahead. Install the app today and avail any of our products below: TONIK ACCOUNT Your Tonik Account is your main account. It'll give you the satisfaction of also having 5 Stashes and 5 Time Deposit accounts within the Tonik App. You're going to love how you can move, organize, and personalize your cash. You will also have a virtual card and can request for a physical debit card to use in all your financial transactions. QUICK LOAN Need an easy loan but got no credit history or collateral? Our Quick Loan has got you covered. You can get approved in just minutes and borrow PHP5000 up to PHP50,000 depending on your needs. It's called quick for a reason, because you only need to submit 1 valid ID and 1 month's payslip. Plus, your payment dates are on your terms: choose whichever date is most convenient for you and get auto-debited on that date! What else is awesome about getting a loan with a digital bank is that you can see all your details on the app and cash out the full amount in real time. We've also got no pre-termination or early payment fees! Yass! TONIK LOAN FEATURES: • Fast approval and real-time disbursement to your Tonik Account • No credit history and no collateral needed • Minimal documents required - only 1 valid ID and proof of income • Flexible payment date - your preferred salary payout date • 6, 9, 12, 18, or 24 months installment • 100% digital - all loan info can be seen on the Tonik App • Cash out the full loan amount real-time • One bank account for application and cash disbursement • No pre-termination or early payment fees • Top up your main account. Get auto-debited on your due date QUICK LOAN TERMS: • Loan amounts: ₱5,000 to ₱50,000 • Loan tenure: 6 to 24 months • Service Fee: : ₱500 • Monthly EIR: Average 7% but depending on due date • Maximum Annual Percentage Rate (APR): 84% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None Note: Quick Loan Annual Percentage Rate (APR) is at 84%. Linking your salary payroll card will lower said APR to 65%. Minimum loan installment term is 6 months and maximum is 24 months. The Monthly EIR is also based on diminishing principal because principal balance decreases as you pay your monthly installments on time. Example computation: If you apply for a ₱5,000 from Tonik app and opts for 180 days or 6 months installment, you would need to pay a monthly fee of only ₱ 1,048.98. SHOP INSTALLMENT LOAN In-Store shopping has never been easier with Tonik’s Shop Installment Loan. Borrow up to ₱100,000 now and pay it back later for your next shopping spree at our partner stores. Buy Now Pay Later is more fun and helpful with Tonik In-Store shopping. Get a Shop Installment Loan today! SHOP INSTALLMENT LOAN TERMS: • Loan amounts: ₱5,000 to ₱100,000 • Loan tenure: 3 to 24 months • Service Fee: : None • Monthly EIR: Average 4.5% but depending on due date • Maximum Annual Percentage Rate (APR): 54% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None WHO CAN REGISTER AS A TONIK USER: Any Filipino who is: ✔️ At least 18 years old ✔️ Has a residence in the Philippines ✔️ Has a valid email address ✔️ Has an active Philippine mobile number ✔️ Does not classify under the United States FATCA CONTACT TONIK Email: customercare@tonikbank.com Website: https://tonikbank.com Facebook: www.facebook.com/TonikBankPH Tonik Digital Bank, Inc. is regulated by the Bangko Sentral ng Pilipinas.}
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Tonik is the Philippines' first neobank with a digital bank license offering savings deposits with sky high interest rates and quick online cash loans and shop installment loans for all of life’s necessities. Innovative. Passionate. Customer-first. That's Tonik. We're a 100% digital bank on a mission to revolutionize the way money works in Southeast Asia, offering only fast, easy, and secure transactions with a team of experienced bankers taking care of all your financial needs. We're a neobank that's there for you 24/7 with services that'll help you get ahead. Install the app today and avail any of our products below: TONIK ACCOUNT Your Tonik Account is your main account. It'll give you the satisfaction of also having 5 Stashes and 5 Time Deposit accounts within the Tonik App. You're going to love how you can move, organize, and personalize your cash. You will also have a virtual card and can request for a physical debit card to use in all your financial transactions. QUICK LOAN Need an easy loan but got no credit history or collateral? Our Quick Loan has got you covered. You can get approved in just minutes and borrow PHP5000 up to PHP50,000 depending on your needs. It's called quick for a reason, because you only need to submit 1 valid ID and 1 month's payslip. Plus, your payment dates are on your terms: choose whichever date is most convenient for you and get auto-debited on that date! What else is awesome about getting a loan with a digital bank is that you can see all your details on the app and cash out the full amount in real time. We've also got no pre-termination or early payment fees! Yass! TONIK LOAN FEATURES: • Fast approval and real-time disbursement to your Tonik Account • No credit history and no collateral needed • Minimal documents required - only 1 valid ID and proof of income • Flexible payment date - your preferred salary payout date • 6, 9, 12, 18, or 24 months installment • 100% digital - all loan info can be seen on the Tonik App • Cash out the full loan amount real-time • One bank account for application and cash disbursement • No pre-termination or early payment fees • Top up your main account. Get auto-debited on your due date QUICK LOAN TERMS: • Loan amounts: ₱5,000 to ₱50,000 • Loan tenure: 6 to 24 months • Service Fee: : ₱500 • Monthly EIR: Average 7% but depending on due date • Maximum Annual Percentage Rate (APR): 84% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None Note: Quick Loan Annual Percentage Rate (APR) is at 84%. Linking your salary payroll card will lower said APR to 65%. Minimum loan installment term is 6 months and maximum is 24 months. The Monthly EIR is also based on diminishing principal because principal balance decreases as you pay your monthly installments on time. Example computation: If you apply for a ₱5,000 from Tonik app and opts for 180 days or 6 months installment, you would need to pay a monthly fee of only ₱ 1,048.98. SHOP INSTALLMENT LOAN In-Store shopping has never been easier with Tonik’s Shop Installment Loan. Borrow up to ₱100,000 now and pay it back later for your next shopping spree at our partner stores. Buy Now Pay Later is more fun and helpful with Tonik In-Store shopping. Get a Shop Installment Loan today! SHOP INSTALLMENT LOAN TERMS: • Loan amounts: ₱5,000 to ₱100,000 • Loan tenure: 3 to 24 months • Service Fee: : None • Monthly EIR: Average 4.5% but depending on due date • Maximum Annual Percentage Rate (APR): 54% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None WHO CAN REGISTER AS A TONIK USER: Any Filipino who is: ✔️ At least 18 years old ✔️ Has a residence in the Philippines ✔️ Has a valid email address ✔️ Has an active Philippine mobile number ✔️ Does not classify under the United States FATCA CONTACT TONIK Email: customercare@tonikbank.com Website: https://tonikbank.com Facebook: www.facebook.com/TonikBankPH Tonik Digital Bank, Inc. is regulated by the Bangko Sentral ng Pilipinas.}
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Tonik is the Philippines' first neobank with a digital bank license offering savings deposits with sky high interest rates and quick online cash loans and shop installment loans for all of life’s necessities. Innovative. Passionate. Customer-first. That's Tonik. We're a 100% digital bank on a mission to revolutionize the way money works in Southeast Asia, offering only fast, easy, and secure transactions with a team of experienced bankers taking care of all your financial needs. We're a neobank that's there for you 24/7 with services that'll help you get ahead. Install the app today and avail any of our products below: TONIK ACCOUNT Your Tonik Account is your main account. It'll give you the satisfaction of also having 5 Stashes and 5 Time Deposit accounts within the Tonik App. You're going to love how you can move, organize, and personalize your cash. You will also have a virtual card and can request for a physical debit card to use in all your financial transactions. QUICK LOAN Need an easy loan but got no credit history or collateral? Our Quick Loan has got you covered. You can get approved in just minutes and borrow PHP5000 up to PHP50,000 depending on your needs. It's called quick for a reason, because you only need to submit 1 valid ID and 1 month's payslip. Plus, your payment dates are on your terms: choose whichever date is most convenient for you and get auto-debited on that date! What else is awesome about getting a loan with a digital bank is that you can see all your details on the app and cash out the full amount in real time. We've also got no pre-termination or early payment fees! Yass! TONIK LOAN FEATURES: • Fast approval and real-time disbursement to your Tonik Account • No credit history and no collateral needed • Minimal documents required - only 1 valid ID and proof of income • Flexible payment date - your preferred salary payout date • 6, 9, 12, 18, or 24 months installment • 100% digital - all loan info can be seen on the Tonik App • Cash out the full loan amount real-time • One bank account for application and cash disbursement • No pre-termination or early payment fees • Top up your main account. Get auto-debited on your due date QUICK LOAN TERMS: • Loan amounts: ₱5,000 to ₱50,000 • Loan tenure: 6 to 24 months • Service Fee: : ₱500 • Monthly EIR: Average 7% but depending on due date • Maximum Annual Percentage Rate (APR): 84% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None Note: Quick Loan Annual Percentage Rate (APR) is at 84%. Linking your salary payroll card will lower said APR to 65%. Minimum loan installment term is 6 months and maximum is 24 months. The Monthly EIR is also based on diminishing principal because principal balance decreases as you pay your monthly installments on time. Example computation: If you apply for a ₱5,000 from Tonik app and opts for 180 days or 6 months installment, you would need to pay a monthly fee of only ₱ 1,048.98. SHOP INSTALLMENT LOAN In-Store shopping has never been easier with Tonik’s Shop Installment Loan. Borrow up to ₱100,000 now and pay it back later for your next shopping spree at our partner stores. Buy Now Pay Later is more fun and helpful with Tonik In-Store shopping. Get a Shop Installment Loan today! SHOP INSTALLMENT LOAN TERMS: • Loan amounts: ₱5,000 to ₱100,000 • Loan tenure: 3 to 24 months • Service Fee: : None • Monthly EIR: Average 4.5% but depending on due date • Maximum Annual Percentage Rate (APR): 54% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None WHO CAN REGISTER AS A TONIK USER: Any Filipino who is: ✔️ At least 18 years old ✔️ Has a residence in the Philippines ✔️ Has a valid email address ✔️ Has an active Philippine mobile number ✔️ Does not classify under the United States FATCA CONTACT TONIK Email: customercare@tonikbank.com Website: https://tonikbank.com Facebook: www.facebook.com/TonikBankPH Tonik Digital Bank, Inc. is regulated by the Bangko Sentral ng Pilipinas.}
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Tonik is the Philippines' first neobank with a digital bank license offering savings deposits with sky high interest rates and quick online cash loans and shop installment loans for all of life’s necessities. Innovative. Passionate. Customer-first. That's Tonik. We're a 100% digital bank on a mission to revolutionize the way money works in Southeast Asia, offering only fast, easy, and secure transactions with a team of experienced bankers taking care of all your financial needs. We're a neobank that's there for you 24/7 with services that'll help you get ahead. Install the app today and avail any of our products below: TONIK ACCOUNT Your Tonik Account is your main account. It'll give you the satisfaction of also having 5 Stashes and 5 Time Deposit accounts within the Tonik App. You're going to love how you can move, organize, and personalize your cash. You will also have a virtual card and can request for a physical debit card to use in all your financial transactions. QUICK LOAN Need an easy loan but got no credit history or collateral? Our Quick Loan has got you covered. You can get approved in just minutes and borrow PHP5000 up to PHP50,000 depending on your needs. It's called quick for a reason, because you only need to submit 1 valid ID and 1 month's payslip. Plus, your payment dates are on your terms: choose whichever date is most convenient for you and get auto-debited on that date! What else is awesome about getting a loan with a digital bank is that you can see all your details on the app and cash out the full amount in real time. We've also got no pre-termination or early payment fees! Yass! TONIK LOAN FEATURES: • Fast approval and real-time disbursement to your Tonik Account • No credit history and no collateral needed • Minimal documents required - only 1 valid ID and proof of income • Flexible payment date - your preferred salary payout date • 6, 9, 12, 18, or 24 months installment • 100% digital - all loan info can be seen on the Tonik App • Cash out the full loan amount real-time • One bank account for application and cash disbursement • No pre-termination or early payment fees • Top up your main account. Get auto-debited on your due date QUICK LOAN TERMS: • Loan amounts: ₱5,000 to ₱50,000 • Loan tenure: 6 to 24 months • Service Fee: : ₱500 • Monthly EIR: Average 7% but depending on due date • Maximum Annual Percentage Rate (APR): 84% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None Note: Quick Loan Annual Percentage Rate (APR) is at 84%. Linking your salary payroll card will lower said APR to 65%. Minimum loan installment term is 6 months and maximum is 24 months. The Monthly EIR is also based on diminishing principal because principal balance decreases as you pay your monthly installments on time. Example computation: If you apply for a ₱5,000 from Tonik app and opts for 180 days or 6 months installment, you would need to pay a monthly fee of only ₱ 1,048.98. SHOP INSTALLMENT LOAN In-Store shopping has never been easier with Tonik’s Shop Installment Loan. Borrow up to ₱100,000 now and pay it back later for your next shopping spree at our partner stores. Buy Now Pay Later is more fun and helpful with Tonik In-Store shopping. Get a Shop Installment Loan today! SHOP INSTALLMENT LOAN TERMS: • Loan amounts: ₱5,000 to ₱100,000 • Loan tenure: 3 to 24 months • Service Fee: : None • Monthly EIR: Average 4.5% but depending on due date • Maximum Annual Percentage Rate (APR): 54% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None WHO CAN REGISTER AS A TONIK USER: Any Filipino who is: ✔️ At least 18 years old ✔️ Has a residence in the Philippines ✔️ Has a valid email address ✔️ Has an active Philippine mobile number ✔️ Does not classify under the United States FATCA CONTACT TONIK Email: customercare@tonikbank.com Website: https://tonikbank.com Facebook: www.facebook.com/TonikBankPH Tonik Digital Bank, Inc. is regulated by the Bangko Sentral ng Pilipinas.}
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Tonik is the Philippines' first neobank with a digital bank license offering sky high interest rates and the quickest loans you can get. Innovative. Passionate. Customer-first. That's Tonik. We're a 100% digital bank on a mission to revolutionalize the way money works in Southeast Asia, offering only fast, easy, and secure transactions with a team of experienced bankers taking care of all your financial needs. We're a neobank that's there for you 24/7 with services that'll help you get ahead—and that includes our Quick Loan! Need an easy loan but got no credit history or collateral? Our Quick Loan has got you covered. You can get approved in just minutes and borrow PHP5000 up to PHP50,000 depending on your needs. It's called quick for a reason, because you only need to submit 1 valid ID and 1 month's payslip. Plus, your payment dates are on your terms: choose whichever date is most convenient for you and get auto-debited on that date! What else is awesome about getting a loan with a digital bank is that you can see all your details on the app and cash out the full amount in real time. We've also got no pre-termination or early payment fees! Yass! Loans have never been this easier with Tonik. Get a Quick Loan today!}
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Tonik is the Philippines' first neobank with a digital bank license offering savings deposits with sky high interest rates and quick online cash loans and shop installment loans for all of life’s necessities. Innovative. Passionate. Customer-first. That's Tonik. We're a 100% digital bank on a mission to revolutionize the way money works in Southeast Asia, offering only fast, easy, and secure transactions with a team of experienced bankers taking care of all your financial needs. We're a neobank that's there for you 24/7 with services that'll help you get ahead. Install the app today and avail any of our products below: TONIK ACCOUNT Your Tonik Account is your main account. It'll give you the satisfaction of also having 5 Stashes and 5 Time Deposit accounts within the Tonik App. You're going to love how you can move, organize, and personalize your cash. You will also have a virtual card and can request for a physical debit card to use in all your financial transactions. QUICK LOAN Need an easy loan but got no credit history or collateral? Our Quick Loan has got you covered. You can get approved in just minutes and borrow PHP5000 up to PHP50,000 depending on your needs. It's called quick for a reason, because you only need to submit 1 valid ID and 1 month's payslip. Plus, your payment dates are on your terms: choose whichever date is most convenient for you and get auto-debited on that date! What else is awesome about getting a loan with a digital bank is that you can see all your details on the app and cash out the full amount in real time. We've also got no pre-termination or early payment fees! Yass! TONIK LOAN FEATURES: • Fast approval and real-time disbursement to your Tonik Account • No credit history and no collateral needed • Minimal documents required - only 1 valid ID and proof of income • Flexible payment date - your preferred salary payout date • 6, 9, 12, 18, or 24 months installment • 100% digital - all loan info can be seen on the Tonik App • Cash out the full loan amount real-time • One bank account for application and cash disbursement • No pre-termination or early payment fees • Top up your main account. Get auto-debited on your due date QUICK LOAN TERMS: • Loan amounts: ₱5,000 to ₱50,000 • Loan tenure: 6 to 24 months • Service Fee: : ₱500 • Monthly EIR: Average 7% but depending on due date • Maximum Annual Percentage Rate (APR): 84% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None Note: Quick Loan Annual Percentage Rate (APR) is at 84%. Linking your salary payroll card will lower said APR to 65%. Minimum loan installment term is 6 months and maximum is 24 months. The Monthly EIR is also based on diminishing principal because principal balance decreases as you pay your monthly installments on time. Example computation: If you apply for a ₱5,000 from Tonik app and opts for 180 days or 6 months installment, you would need to pay a monthly fee of only ₱ 1,048.98. SHOP INSTALLMENT LOAN In-Store shopping has never been easier with Tonik’s Shop Installment Loan. Borrow up to ₱100,000 now and pay it back later for your next shopping spree at our partner stores. Buy Now Pay Later is more fun and helpful with Tonik In-Store shopping. Get a Shop Installment Loan today! SHOP INSTALLMENT LOAN TERMS: • Loan amounts: ₱5,000 to ₱100,000 • Loan tenure: 3 to 24 months • Service Fee: : None • Monthly EIR: Average 4.5% but depending on due date • Maximum Annual Percentage Rate (APR): 54% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None WHO CAN REGISTER AS A TONIK USER: Any Filipino who is: ✔️ At least 18 years old ✔️ Has a residence in the Philippines ✔️ Has a valid email address ✔️ Has an active Philippine mobile number ✔️ Does not classify under the United States FATCA CONTACT TONIK Email: customercare@tonikbank.com Website: https://tonikbank.com Facebook: www.facebook.com/TonikBankPH Tonik Digital Bank, Inc. is regulated by the Bangko Sentral ng Pilipinas.}
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Tonik is the Philippines' first neobank with a digital bank license offering savings deposits with sky high interest rates and quick online cash loans and shop installment loans for all of life’s necessities. Innovative. Passionate. Customer-first. That's Tonik. We're a 100% digital bank on a mission to revolutionize the way money works in Southeast Asia, offering only fast, easy, and secure transactions with a team of experienced bankers taking care of all your financial needs. We're a neobank that's there for you 24/7 with services that'll help you get ahead. Install the app today and avail any of our products below: TONIK ACCOUNT Your Tonik Account is your main account. It'll give you the satisfaction of also having 5 Stashes and 5 Time Deposit accounts within the Tonik App. You're going to love how you can move, organize, and personalize your cash. You will also have a virtual card and can request for a physical debit card to use in all your financial transactions. QUICK LOAN Need an easy loan but got no credit history or collateral? Our Quick Loan has got you covered. You can get approved in just minutes and borrow PHP5000 up to PHP50,000 depending on your needs. It's called quick for a reason, because you only need to submit 1 valid ID and 1 month's payslip. Plus, your payment dates are on your terms: choose whichever date is most convenient for you and get auto-debited on that date! What else is awesome about getting a loan with a digital bank is that you can see all your details on the app and cash out the full amount in real time. We've also got no pre-termination or early payment fees! Yass! TONIK LOAN FEATURES: • Fast approval and real-time disbursement to your Tonik Account • No credit history and no collateral needed • Minimal documents required - only 1 valid ID and proof of income • Flexible payment date - your preferred salary payout date • 6, 9, 12, 18, or 24 months installment • 100% digital - all loan info can be seen on the Tonik App • Cash out the full loan amount real-time • One bank account for application and cash disbursement • No pre-termination or early payment fees • Top up your main account. Get auto-debited on your due date QUICK LOAN TERMS: • Loan amounts: ₱5,000 to ₱50,000 • Loan tenure: 6 to 24 months • Service Fee: : ₱500 • Monthly EIR: Average 7% but depending on due date • Maximum Annual Percentage Rate (APR): 84% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None Note: Quick Loan Annual Percentage Rate (APR) is at 84%. Linking your salary payroll card will lower said APR to 65%. Minimum loan installment term is 6 months and maximum is 24 months. The Monthly EIR is also based on diminishing principal because principal balance decreases as you pay your monthly installments on time. Example computation: If you apply for a ₱5,000 from Tonik app and opts for 180 days or 6 months installment, you would need to pay a monthly fee of only ₱ 1,048.98. SHOP INSTALLMENT LOAN In-Store shopping has never been easier with Tonik’s Shop Installment Loan. Borrow up to ₱100,000 now and pay it back later for your next shopping spree at our partner stores. Buy Now Pay Later is more fun and helpful with Tonik In-Store shopping. Get a Shop Installment Loan today! SHOP INSTALLMENT LOAN TERMS: • Loan amounts: ₱5,000 to ₱100,000 • Loan tenure: 3 to 24 months • Service Fee: : None • Monthly EIR: Average 4.5% but depending on due date • Maximum Annual Percentage Rate (APR): 54% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None WHO CAN REGISTER AS A TONIK USER: Any Filipino who is: ✔️ At least 18 years old ✔️ Has a residence in the Philippines ✔️ Has a valid email address ✔️ Has an active Philippine mobile number ✔️ Does not classify under the United States FATCA CONTACT TONIK Email: customercare@tonikbank.com Website: https://tonikbank.com Facebook: www.facebook.com/TonikBankPH Tonik Digital Bank, Inc. is regulated by the Bangko Sentral ng Pilipinas.}
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Tonik is the Philippines' first neobank with a digital bank license offering savings deposits with sky high interest rates and quick online cash loans and shop installment loans for all of life’s necessities. Innovative. Passionate. Customer-first. That's Tonik. We're a 100% digital bank on a mission to revolutionize the way money works in Southeast Asia, offering only fast, easy, and secure transactions with a team of experienced bankers taking care of all your financial needs. We're a neobank that's there for you 24/7 with services that'll help you get ahead. Install the app today and avail any of our products below: TONIK ACCOUNT Your Tonik Account is your main account. It'll give you the satisfaction of also having 5 Stashes and 5 Time Deposit accounts within the Tonik App. You're going to love how you can move, organize, and personalize your cash. You will also have a virtual card and can request for a physical debit card to use in all your financial transactions. QUICK LOAN Need an easy loan but got no credit history or collateral? Our Quick Loan has got you covered. You can get approved in just minutes and borrow PHP5000 up to PHP50,000 depending on your needs. It's called quick for a reason, because you only need to submit 1 valid ID and 1 month's payslip. Plus, your payment dates are on your terms: choose whichever date is most convenient for you and get auto-debited on that date! What else is awesome about getting a loan with a digital bank is that you can see all your details on the app and cash out the full amount in real time. We've also got no pre-termination or early payment fees! Yass! TONIK LOAN FEATURES: • Fast approval and real-time disbursement to your Tonik Account • No credit history and no collateral needed • Minimal documents required - only 1 valid ID and proof of income • Flexible payment date - your preferred salary payout date • 6, 9, 12, 18, or 24 months installment • 100% digital - all loan info can be seen on the Tonik App • Cash out the full loan amount real-time • One bank account for application and cash disbursement • No pre-termination or early payment fees • Top up your main account. Get auto-debited on your due date QUICK LOAN TERMS: • Loan amounts: ₱5,000 to ₱50,000 • Loan tenure: 6 to 24 months • Service Fee: : ₱500 • Monthly EIR: Average 7% but depending on due date • Maximum Annual Percentage Rate (APR): 84% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None Note: Quick Loan Annual Percentage Rate (APR) is at 84%. Linking your salary payroll card will lower said APR to 65%. Minimum loan installment term is 6 months and maximum is 24 months. The Monthly EIR is also based on diminishing principal because principal balance decreases as you pay your monthly installments on time. Example computation: If you apply for a ₱5,000 from Tonik app and opts for 180 days or 6 months installment, you would need to pay a monthly fee of only ₱ 1,048.98. SHOP INSTALLMENT LOAN In-Store shopping has never been easier with Tonik’s Shop Installment Loan. Borrow up to ₱100,000 now and pay it back later for your next shopping spree at our partner stores. Buy Now Pay Later is more fun and helpful with Tonik In-Store shopping. Get a Shop Installment Loan today! SHOP INSTALLMENT LOAN TERMS: • Loan amounts: ₱5,000 to ₱100,000 • Loan tenure: 3 to 24 months • Service Fee: : None • Monthly EIR: Average 4.5% but depending on due date • Maximum Annual Percentage Rate (APR): 54% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None WHO CAN REGISTER AS A TONIK USER: Any Filipino who is: ✔️ At least 18 years old ✔️ Has a residence in the Philippines ✔️ Has a valid email address ✔️ Has an active Philippine mobile number ✔️ Does not classify under the United States FATCA CONTACT TONIK Email: customercare@tonikbank.com Website: https://tonikbank.com Facebook: www.facebook.com/TonikBankPH Tonik Digital Bank, Inc. is regulated by the Bangko Sentral ng Pilipinas.}
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Tonik is the Philippines' first neobank with a digital bank license offering savings deposits with sky high interest rates and quick online cash loans and shop installment loans for all of life’s necessities. Innovative. Passionate. Customer-first. That's Tonik. We're a 100% digital bank on a mission to revolutionize the way money works in Southeast Asia, offering only fast, easy, and secure transactions with a team of experienced bankers taking care of all your financial needs. We're a neobank that's there for you 24/7 with services that'll help you get ahead. Install the app today and avail any of our products below: TONIK ACCOUNT Your Tonik Account is your main account. It'll give you the satisfaction of also having 5 Stashes and 5 Time Deposit accounts within the Tonik App. You're going to love how you can move, organize, and personalize your cash. You will also have a virtual card and can request for a physical debit card to use in all your financial transactions. QUICK LOAN Need an easy loan but got no credit history or collateral? Our Quick Loan has got you covered. You can get approved in just minutes and borrow PHP5000 up to PHP50,000 depending on your needs. It's called quick for a reason, because you only need to submit 1 valid ID and 1 month's payslip. Plus, your payment dates are on your terms: choose whichever date is most convenient for you and get auto-debited on that date! What else is awesome about getting a loan with a digital bank is that you can see all your details on the app and cash out the full amount in real time. We've also got no pre-termination or early payment fees! Yass! TONIK LOAN FEATURES: • Fast approval and real-time disbursement to your Tonik Account • No credit history and no collateral needed • Minimal documents required - only 1 valid ID and proof of income • Flexible payment date - your preferred salary payout date • 6, 9, 12, 18, or 24 months installment • 100% digital - all loan info can be seen on the Tonik App • Cash out the full loan amount real-time • One bank account for application and cash disbursement • No pre-termination or early payment fees • Top up your main account. Get auto-debited on your due date QUICK LOAN TERMS: • Loan amounts: ₱5,000 to ₱50,000 • Loan tenure: 6 to 24 months • Service Fee: : ₱500 • Monthly EIR: Average 7% but depending on due date • Maximum Annual Percentage Rate (APR): 84% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None Note: Quick Loan Annual Percentage Rate (APR) is at 84%. Linking your salary payroll card will lower said APR to 65%. Minimum loan installment term is 6 months and maximum is 24 months. The Monthly EIR is also based on diminishing principal because principal balance decreases as you pay your monthly installments on time. Example computation: If you apply for a ₱5,000 from Tonik app and opts for 180 days or 6 months installment, you would need to pay a monthly fee of only ₱ 1,048.98. SHOP INSTALLMENT LOAN In-Store shopping has never been easier with Tonik’s Shop Installment Loan. Borrow up to ₱100,000 now and pay it back later for your next shopping spree at our partner stores. Buy Now Pay Later is more fun and helpful with Tonik In-Store shopping. Get a Shop Installment Loan today! SHOP INSTALLMENT LOAN TERMS: • Loan amounts: ₱5,000 to ₱100,000 • Loan tenure: 3 to 24 months • Service Fee: : None • Monthly EIR: Average 4.5% but depending on due date • Maximum Annual Percentage Rate (APR): 54% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None WHO CAN REGISTER AS A TONIK USER: Any Filipino who is: ✔️ At least 18 years old ✔️ Has a residence in the Philippines ✔️ Has a valid email address ✔️ Has an active Philippine mobile number ✔️ Does not classify under the United States FATCA CONTACT TONIK Email: customercare@tonikbank.com Website: https://tonikbank.com Facebook: www.facebook.com/TonikBankPH Tonik Digital Bank, Inc. is regulated by the Bangko Sentral ng Pilipinas.}
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Tonik is the Philippines' first neobank with a digital bank license offering savings deposits with sky high interest rates and quick online cash loans and shop installment loans for all of life’s necessities. Innovative. Passionate. Customer-first. That's Tonik. We're a 100% digital bank on a mission to revolutionize the way money works in Southeast Asia, offering only fast, easy, and secure transactions with a team of experienced bankers taking care of all your financial needs. We're a neobank that's there for you 24/7 with services that'll help you get ahead. Install the app today and avail any of our products below: TONIK ACCOUNT Your Tonik Account is your main account. It'll give you the satisfaction of also having 5 Stashes and 5 Time Deposit accounts within the Tonik App. You're going to love how you can move, organize, and personalize your cash. You will also have a virtual card and can request for a physical debit card to use in all your financial transactions. QUICK LOAN Need an easy loan but got no credit history or collateral? Our Quick Loan has got you covered. You can get approved in just minutes and borrow PHP5000 up to PHP50,000 depending on your needs. It's called quick for a reason, because you only need to submit 1 valid ID and 1 month's payslip. Plus, your payment dates are on your terms: choose whichever date is most convenient for you and get auto-debited on that date! What else is awesome about getting a loan with a digital bank is that you can see all your details on the app and cash out the full amount in real time. We've also got no pre-termination or early payment fees! Yass! TONIK LOAN FEATURES: • Fast approval and real-time disbursement to your Tonik Account • No credit history and no collateral needed • Minimal documents required - only 1 valid ID and proof of income • Flexible payment date - your preferred salary payout date • 6, 9, 12, 18, or 24 months installment • 100% digital - all loan info can be seen on the Tonik App • Cash out the full loan amount real-time • One bank account for application and cash disbursement • No pre-termination or early payment fees • Top up your main account. Get auto-debited on your due date QUICK LOAN TERMS: • Loan amounts: ₱5,000 to ₱50,000 • Loan tenure: 6 to 24 months • Service Fee: : ₱500 • Monthly EIR: Average 7% but depending on due date • Maximum Annual Percentage Rate (APR): 84% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None Note: Quick Loan Annual Percentage Rate (APR) is at 84%. Linking your salary payroll card will lower said APR to 65%. Minimum loan installment term is 6 months and maximum is 24 months. The Monthly EIR is also based on diminishing principal because principal balance decreases as you pay your monthly installments on time. Example computation: If you apply for a ₱5,000 from Tonik app and opts for 180 days or 6 months installment, you would need to pay a monthly fee of only ₱ 1,048.98. SHOP INSTALLMENT LOAN In-Store shopping has never been easier with Tonik’s Shop Installment Loan. Borrow up to ₱100,000 now and pay it back later for your next shopping spree at our partner stores. Buy Now Pay Later is more fun and helpful with Tonik In-Store shopping. Get a Shop Installment Loan today! SHOP INSTALLMENT LOAN TERMS: • Loan amounts: ₱5,000 to ₱100,000 • Loan tenure: 3 to 24 months • Service Fee: : None • Monthly EIR: Average 4.5% but depending on due date • Maximum Annual Percentage Rate (APR): 54% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None WHO CAN REGISTER AS A TONIK USER: Any Filipino who is: ✔️ At least 18 years old ✔️ Has a residence in the Philippines ✔️ Has a valid email address ✔️ Has an active Philippine mobile number ✔️ Does not classify under the United States FATCA CONTACT TONIK Email: customercare@tonikbank.com Website: https://tonikbank.com Facebook: www.facebook.com/TonikBankPH Tonik Digital Bank, Inc. is regulated by the Bangko Sentral ng Pilipinas.}
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Tonik is the Philippines' first neobank with a digital bank license offering savings deposits with sky high interest rates and quick online cash loans and shop installment loans for all of life’s necessities. Innovative. Passionate. Customer-first. That's Tonik. We're a 100% digital bank on a mission to revolutionize the way money works in Southeast Asia, offering only fast, easy, and secure transactions with a team of experienced bankers taking care of all your financial needs. We're a neobank that's there for you 24/7 with services that'll help you get ahead. Install the app today and avail any of our products below: TONIK ACCOUNT Your Tonik Account is your main account. It'll give you the satisfaction of also having 5 Stashes and 5 Time Deposit accounts within the Tonik App. You're going to love how you can move, organize, and personalize your cash. You will also have a virtual card and can request for a physical debit card to use in all your financial transactions. QUICK LOAN Need an easy loan but got no credit history or collateral? Our Quick Loan has got you covered. You can get approved in just minutes and borrow PHP5000 up to PHP50,000 depending on your needs. It's called quick for a reason, because you only need to submit 1 valid ID and 1 month's payslip. Plus, your payment dates are on your terms: choose whichever date is most convenient for you and get auto-debited on that date! What else is awesome about getting a loan with a digital bank is that you can see all your details on the app and cash out the full amount in real time. We've also got no pre-termination or early payment fees! Yass! TONIK LOAN FEATURES: • Fast approval and real-time disbursement to your Tonik Account • No credit history and no collateral needed • Minimal documents required - only 1 valid ID and proof of income • Flexible payment date - your preferred salary payout date • 6, 9, 12, 18, or 24 months installment • 100% digital - all loan info can be seen on the Tonik App • Cash out the full loan amount real-time • One bank account for application and cash disbursement • No pre-termination or early payment fees • Top up your main account. Get auto-debited on your due date QUICK LOAN TERMS: • Loan amounts: ₱5,000 to ₱50,000 • Loan tenure: 6 to 24 months • Service Fee: : ₱500 • Monthly EIR: Average 7% but depending on due date • Maximum Annual Percentage Rate (APR): 84% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None Note: Quick Loan Annual Percentage Rate (APR) is at 84%. Linking your salary payroll card will lower said APR to 65%. Minimum loan installment term is 6 months and maximum is 24 months. The Monthly EIR is also based on diminishing principal because principal balance decreases as you pay your monthly installments on time. Example computation: If you apply for a ₱5,000 from Tonik app and opts for 180 days or 6 months installment, you would need to pay a monthly fee of only ₱ 1,048.98. SHOP INSTALLMENT LOAN In-Store shopping has never been easier with Tonik’s Shop Installment Loan. Borrow up to ₱100,000 now and pay it back later for your next shopping spree at our partner stores. Buy Now Pay Later is more fun and helpful with Tonik In-Store shopping. Get a Shop Installment Loan today! SHOP INSTALLMENT LOAN TERMS: • Loan amounts: ₱5,000 to ₱100,000 • Loan tenure: 3 to 24 months • Service Fee: : None • Monthly EIR: Average 4.5% but depending on due date • Maximum Annual Percentage Rate (APR): 54% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None WHO CAN REGISTER AS A TONIK USER: Any Filipino who is: ✔️ At least 18 years old ✔️ Has a residence in the Philippines ✔️ Has a valid email address ✔️ Has an active Philippine mobile number ✔️ Does not classify under the United States FATCA CONTACT TONIK Email: customercare@tonikbank.com Website: https://tonikbank.com Facebook: www.facebook.com/TonikBankPH Tonik Digital Bank, Inc. is regulated by the Bangko Sentral ng Pilipinas.}
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Tonik is the Philippines' first neobank with a digital bank license offering savings deposits with sky high interest rates and quick online cash loans and shop installment loans for all of life’s necessities. Innovative. Passionate. Customer-first. That's Tonik. We're a 100% digital bank on a mission to revolutionize the way money works in Southeast Asia, offering only fast, easy, and secure transactions with a team of experienced bankers taking care of all your financial needs. We're a neobank that's there for you 24/7 with services that'll help you get ahead. Install the app today and avail any of our products below: TONIK ACCOUNT Your Tonik Account is your main account. It'll give you the satisfaction of also having 5 Stashes and 5 Time Deposit accounts within the Tonik App. You're going to love how you can move, organize, and personalize your cash. You will also have a virtual card and can request for a physical debit card to use in all your financial transactions. QUICK LOAN Need an easy loan but got no credit history or collateral? Our Quick Loan has got you covered. You can get approved in just minutes and borrow PHP5000 up to PHP50,000 depending on your needs. It's called quick for a reason, because you only need to submit 1 valid ID and 1 month's payslip. Plus, your payment dates are on your terms: choose whichever date is most convenient for you and get auto-debited on that date! What else is awesome about getting a loan with a digital bank is that you can see all your details on the app and cash out the full amount in real time. We've also got no pre-termination or early payment fees! Yass! TONIK LOAN FEATURES: • Fast approval and real-time disbursement to your Tonik Account • No credit history and no collateral needed • Minimal documents required - only 1 valid ID and proof of income • Flexible payment date - your preferred salary payout date • 6, 9, 12, 18, or 24 months installment • 100% digital - all loan info can be seen on the Tonik App • Cash out the full loan amount real-time • One bank account for application and cash disbursement • No pre-termination or early payment fees • Top up your main account. Get auto-debited on your due date QUICK LOAN TERMS: • Loan amounts: ₱5,000 to ₱50,000 • Loan tenure: 6 to 24 months • Service Fee: : ₱500 • Monthly EIR: Average 7% but depending on due date • Maximum Annual Percentage Rate (APR): 84% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None Note: Quick Loan Annual Percentage Rate (APR) is at 84%. Linking your salary payroll card will lower said APR to 65%. Minimum loan installment term is 6 months and maximum is 24 months. The Monthly EIR is also based on diminishing principal because principal balance decreases as you pay your monthly installments on time. Example computation: If you apply for a ₱5,000 from Tonik app and opts for 180 days or 6 months installment, you would need to pay a monthly fee of only ₱ 1,048.98. SHOP INSTALLMENT LOAN In-Store shopping has never been easier with Tonik’s Shop Installment Loan. Borrow up to ₱100,000 now and pay it back later for your next shopping spree at our partner stores. Buy Now Pay Later is more fun and helpful with Tonik In-Store shopping. Get a Shop Installment Loan today! SHOP INSTALLMENT LOAN TERMS: • Loan amounts: ₱5,000 to ₱100,000 • Loan tenure: 3 to 24 months • Service Fee: : None • Monthly EIR: Average 4.5% but depending on due date • Maximum Annual Percentage Rate (APR): 54% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None WHO CAN REGISTER AS A TONIK USER: Any Filipino who is: ✔️ At least 18 years old ✔️ Has a residence in the Philippines ✔️ Has a valid email address ✔️ Has an active Philippine mobile number ✔️ Does not classify under the United States FATCA CONTACT TONIK Email: customercare@tonikbank.com Website: https://tonikbank.com Facebook: www.facebook.com/TonikBankPH Tonik Digital Bank, Inc. is regulated by the Bangko Sentral ng Pilipinas.}
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Tonik is the Philippines' first neobank with a digital bank license offering savings deposits with sky high interest rates and quick online cash loans and shop installment loans for all of life’s necessities. Innovative. Passionate. Customer-first. That's Tonik. We're a 100% digital bank on a mission to revolutionize the way money works in Southeast Asia, offering only fast, easy, and secure transactions with a team of experienced bankers taking care of all your financial needs. We're a neobank that's there for you 24/7 with services that'll help you get ahead. Install the app today and avail any of our products below: TONIK ACCOUNT Your Tonik Account is your main account. It'll give you the satisfaction of also having 5 Stashes and 5 Time Deposit accounts within the Tonik App. You're going to love how you can move, organize, and personalize your cash. You will also have a virtual card and can request for a physical debit card to use in all your financial transactions. QUICK LOAN Need an easy loan but got no credit history or collateral? Our Quick Loan has got you covered. You can get approved in just minutes and borrow PHP5000 up to PHP50,000 depending on your needs. It's called quick for a reason, because you only need to submit 1 valid ID and 1 month's payslip. Plus, your payment dates are on your terms: choose whichever date is most convenient for you and get auto-debited on that date! What else is awesome about getting a loan with a digital bank is that you can see all your details on the app and cash out the full amount in real time. We've also got no pre-termination or early payment fees! Yass! TONIK LOAN FEATURES: • Fast approval and real-time disbursement to your Tonik Account • No credit history and no collateral needed • Minimal documents required - only 1 valid ID and proof of income • Flexible payment date - your preferred salary payout date • 6, 9, 12, 18, or 24 months installment • 100% digital - all loan info can be seen on the Tonik App • Cash out the full loan amount real-time • One bank account for application and cash disbursement • No pre-termination or early payment fees • Top up your main account. Get auto-debited on your due date QUICK LOAN TERMS: • Loan amounts: ₱5,000 to ₱50,000 • Loan tenure: 6 to 24 months • Service Fee: : ₱500 • Monthly EIR: Average 7% but depending on due date • Maximum Annual Percentage Rate (APR): 84% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None Note: Quick Loan Annual Percentage Rate (APR) is at 84%. Linking your salary payroll card will lower said APR to 65%. Minimum loan installment term is 6 months and maximum is 24 months. The Monthly EIR is also based on diminishing principal because principal balance decreases as you pay your monthly installments on time. Example computation: If you apply for a ₱5,000 from Tonik app and opts for 180 days or 6 months installment, you would need to pay a monthly fee of only ₱ 1,048.98. SHOP INSTALLMENT LOAN In-Store shopping has never been easier with Tonik’s Shop Installment Loan. Borrow up to ₱100,000 now and pay it back later for your next shopping spree at our partner stores. Buy Now Pay Later is more fun and helpful with Tonik In-Store shopping. Get a Shop Installment Loan today! SHOP INSTALLMENT LOAN TERMS: • Loan amounts: ₱5,000 to ₱100,000 • Loan tenure: 3 to 24 months • Service Fee: : None • Monthly EIR: Average 4.5% but depending on due date • Maximum Annual Percentage Rate (APR): 54% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None WHO CAN REGISTER AS A TONIK USER: Any Filipino who is: ✔️ At least 18 years old ✔️ Has a residence in the Philippines ✔️ Has a valid email address ✔️ Has an active Philippine mobile number ✔️ Does not classify under the United States FATCA CONTACT TONIK Email: customercare@tonikbank.com Website: https://tonikbank.com Facebook: www.facebook.com/TonikBankPH Tonik Digital Bank, Inc. is regulated by the Bangko Sentral ng Pilipinas.}
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Tonik is the Philippines' first neobank with a digital bank license offering savings deposits with sky high interest rates and quick online cash loans and shop installment loans for all of life’s necessities. Innovative. Passionate. Customer-first. That's Tonik. We're a 100% digital bank on a mission to revolutionize the way money works in Southeast Asia, offering only fast, easy, and secure transactions with a team of experienced bankers taking care of all your financial needs. We're a neobank that's there for you 24/7 with services that'll help you get ahead. Install the app today and avail any of our products below: TONIK ACCOUNT Your Tonik Account is your main account. It'll give you the satisfaction of also having 5 Stashes and 5 Time Deposit accounts within the Tonik App. You're going to love how you can move, organize, and personalize your cash. You will also have a virtual card and can request for a physical debit card to use in all your financial transactions. QUICK LOAN Need an easy loan but got no credit history or collateral? Our Quick Loan has got you covered. You can get approved in just minutes and borrow PHP5000 up to PHP50,000 depending on your needs. It's called quick for a reason, because you only need to submit 1 valid ID and 1 month's payslip. Plus, your payment dates are on your terms: choose whichever date is most convenient for you and get auto-debited on that date! What else is awesome about getting a loan with a digital bank is that you can see all your details on the app and cash out the full amount in real time. We've also got no pre-termination or early payment fees! Yass! TONIK LOAN FEATURES: • Fast approval and real-time disbursement to your Tonik Account • No credit history and no collateral needed • Minimal documents required - only 1 valid ID and proof of income • Flexible payment date - your preferred salary payout date • 6, 9, 12, 18, or 24 months installment • 100% digital - all loan info can be seen on the Tonik App • Cash out the full loan amount real-time • One bank account for application and cash disbursement • No pre-termination or early payment fees • Top up your main account. Get auto-debited on your due date QUICK LOAN TERMS: • Loan amounts: ₱5,000 to ₱50,000 • Loan tenure: 6 to 24 months • Service Fee: : ₱500 • Monthly EIR: Average 7% but depending on due date • Maximum Annual Percentage Rate (APR): 84% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None Note: Quick Loan Annual Percentage Rate (APR) is at 84%. Linking your salary payroll card will lower said APR to 65%. Minimum loan installment term is 6 months and maximum is 24 months. The Monthly EIR is also based on diminishing principal because principal balance decreases as you pay your monthly installments on time. Example computation: If you apply for a ₱5,000 from Tonik app and opts for 180 days or 6 months installment, you would need to pay a monthly fee of only ₱ 1,048.98. SHOP INSTALLMENT LOAN In-Store shopping has never been easier with Tonik’s Shop Installment Loan. Borrow up to ₱100,000 now and pay it back later for your next shopping spree at our partner stores. Buy Now Pay Later is more fun and helpful with Tonik In-Store shopping. Get a Shop Installment Loan today! SHOP INSTALLMENT LOAN TERMS: • Loan amounts: ₱5,000 to ₱100,000 • Loan tenure: 3 to 24 months • Service Fee: : None • Monthly EIR: Average 4.5% but depending on due date • Maximum Annual Percentage Rate (APR): 54% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None WHO CAN REGISTER AS A TONIK USER: Any Filipino who is: ✔️ At least 18 years old ✔️ Has a residence in the Philippines ✔️ Has a valid email address ✔️ Has an active Philippine mobile number ✔️ Does not classify under the United States FATCA CONTACT TONIK Email: customercare@tonikbank.com Website: https://tonikbank.com Facebook: www.facebook.com/TonikBankPH Tonik Digital Bank, Inc. is regulated by the Bangko Sentral ng Pilipinas.}
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Tonik is the Philippines' first neobank with a digital bank license offering savings deposits with sky high interest rates and quick online cash loans and shop installment loans for all of life’s necessities. Innovative. Passionate. Customer-first. That's Tonik. We're a 100% digital bank on a mission to revolutionize the way money works in Southeast Asia, offering only fast, easy, and secure transactions with a team of experienced bankers taking care of all your financial needs. We're a neobank that's there for you 24/7 with services that'll help you get ahead. Install the app today and avail any of our products below: TONIK ACCOUNT Your Tonik Account is your main account. It'll give you the satisfaction of also having 5 Stashes and 5 Time Deposit accounts within the Tonik App. You're going to love how you can move, organize, and personalize your cash. You will also have a virtual card and can request for a physical debit card to use in all your financial transactions. QUICK LOAN Need an easy loan but got no credit history or collateral? Our Quick Loan has got you covered. You can get approved in just minutes and borrow PHP5000 up to PHP50,000 depending on your needs. It's called quick for a reason, because you only need to submit 1 valid ID and 1 month's payslip. Plus, your payment dates are on your terms: choose whichever date is most convenient for you and get auto-debited on that date! What else is awesome about getting a loan with a digital bank is that you can see all your details on the app and cash out the full amount in real time. We've also got no pre-termination or early payment fees! Yass! TONIK LOAN FEATURES: • Fast approval and real-time disbursement to your Tonik Account • No credit history and no collateral needed • Minimal documents required - only 1 valid ID and proof of income • Flexible payment date - your preferred salary payout date • 6, 9, 12, 18, or 24 months installment • 100% digital - all loan info can be seen on the Tonik App • Cash out the full loan amount real-time • One bank account for application and cash disbursement • No pre-termination or early payment fees • Top up your main account. Get auto-debited on your due date QUICK LOAN TERMS: • Loan amounts: ₱5,000 to ₱50,000 • Loan tenure: 6 to 24 months • Service Fee: : ₱500 • Monthly EIR: Average 7% but depending on due date • Maximum Annual Percentage Rate (APR): 84% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None Note: Quick Loan Annual Percentage Rate (APR) is at 84%. Linking your salary payroll card will lower said APR to 65%. Minimum loan installment term is 6 months and maximum is 24 months. The Monthly EIR is also based on diminishing principal because principal balance decreases as you pay your monthly installments on time. Example computation: If you apply for a ₱5,000 from Tonik app and opts for 180 days or 6 months installment, you would need to pay a monthly fee of only ₱ 1,048.98. SHOP INSTALLMENT LOAN In-Store shopping has never been easier with Tonik’s Shop Installment Loan. Borrow up to ₱100,000 now and pay it back later for your next shopping spree at our partner stores. Buy Now Pay Later is more fun and helpful with Tonik In-Store shopping. Get a Shop Installment Loan today! SHOP INSTALLMENT LOAN TERMS: • Loan amounts: ₱5,000 to ₱100,000 • Loan tenure: 3 to 24 months • Service Fee: : None • Monthly EIR: Average 4.5% but depending on due date • Maximum Annual Percentage Rate (APR): 54% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None WHO CAN REGISTER AS A TONIK USER: Any Filipino who is: ✔️ At least 18 years old ✔️ Has a residence in the Philippines ✔️ Has a valid email address ✔️ Has an active Philippine mobile number ✔️ Does not classify under the United States FATCA CONTACT TONIK Email: customercare@tonikbank.com Website: https://tonikbank.com Facebook: www.facebook.com/TonikBankPH Tonik Digital Bank, Inc. is regulated by the Bangko Sentral ng Pilipinas.}
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Tonik is the Philippines' first neobank with a digital bank license offering savings deposits with sky high interest rates and quick online cash loans and shop installment loans for all of life’s necessities. Innovative. Passionate. Customer-first. That's Tonik. We're a 100% digital bank on a mission to revolutionize the way money works in Southeast Asia, offering only fast, easy, and secure transactions with a team of experienced bankers taking care of all your financial needs. We're a neobank that's there for you 24/7 with services that'll help you get ahead. Install the app today and avail any of our products below: TONIK ACCOUNT Your Tonik Account is your main account. It'll give you the satisfaction of also having 5 Stashes and 5 Time Deposit accounts within the Tonik App. You're going to love how you can move, organize, and personalize your cash. You will also have a virtual card and can request for a physical debit card to use in all your financial transactions. QUICK LOAN Need an easy loan but got no credit history or collateral? Our Quick Loan has got you covered. You can get approved in just minutes and borrow PHP5000 up to PHP50,000 depending on your needs. It's called quick for a reason, because you only need to submit 1 valid ID and 1 month's payslip. Plus, your payment dates are on your terms: choose whichever date is most convenient for you and get auto-debited on that date! What else is awesome about getting a loan with a digital bank is that you can see all your details on the app and cash out the full amount in real time. We've also got no pre-termination or early payment fees! Yass! TONIK LOAN FEATURES: • Fast approval and real-time disbursement to your Tonik Account • No credit history and no collateral needed • Minimal documents required - only 1 valid ID and proof of income • Flexible payment date - your preferred salary payout date • 6, 9, 12, 18, or 24 months installment • 100% digital - all loan info can be seen on the Tonik App • Cash out the full loan amount real-time • One bank account for application and cash disbursement • No pre-termination or early payment fees • Top up your main account. Get auto-debited on your due date QUICK LOAN TERMS: • Loan amounts: ₱5,000 to ₱50,000 • Loan tenure: 6 to 24 months • Service Fee: : ₱500 • Monthly EIR: Average 7% but depending on due date • Maximum Annual Percentage Rate (APR): 84% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None Note: Quick Loan Annual Percentage Rate (APR) is at 84%. Linking your salary payroll card will lower said APR to 65%. Minimum loan installment term is 6 months and maximum is 24 months. The Monthly EIR is also based on diminishing principal because principal balance decreases as you pay your monthly installments on time. Example computation: If you apply for a ₱5,000 from Tonik app and opts for 180 days or 6 months installment, you would need to pay a monthly fee of only ₱ 1,048.98. SHOP INSTALLMENT LOAN In-Store shopping has never been easier with Tonik’s Shop Installment Loan. Borrow up to ₱100,000 now and pay it back later for your next shopping spree at our partner stores. Buy Now Pay Later is more fun and helpful with Tonik In-Store shopping. Get a Shop Installment Loan today! SHOP INSTALLMENT LOAN TERMS: • Loan amounts: ₱5,000 to ₱100,000 • Loan tenure: 3 to 24 months • Service Fee: : None • Monthly EIR: Average 4.5% but depending on due date • Maximum Annual Percentage Rate (APR): 54% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None WHO CAN REGISTER AS A TONIK USER: Any Filipino who is: ✔️ At least 18 years old ✔️ Has a residence in the Philippines ✔️ Has a valid email address ✔️ Has an active Philippine mobile number ✔️ Does not classify under the United States FATCA CONTACT TONIK Email: customercare@tonikbank.com Website: https://tonikbank.com Facebook: www.facebook.com/TonikBankPH Tonik Digital Bank, Inc. is regulated by the Bangko Sentral ng Pilipinas.}
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Tonik is the Philippines' first neobank with a digital bank license offering savings deposits with sky high interest rates and quick online cash loans and shop installment loans for all of life’s necessities. Innovative. Passionate. Customer-first. That's Tonik. We're a 100% digital bank on a mission to revolutionize the way money works in Southeast Asia, offering only fast, easy, and secure transactions with a team of experienced bankers taking care of all your financial needs. We're a neobank that's there for you 24/7 with services that'll help you get ahead. Install the app today and avail any of our products below: TONIK ACCOUNT Your Tonik Account is your main account. It'll give you the satisfaction of also having 5 Stashes and 5 Time Deposit accounts within the Tonik App. You're going to love how you can move, organize, and personalize your cash. You will also have a virtual card and can request for a physical debit card to use in all your financial transactions. QUICK LOAN Need an easy loan but got no credit history or collateral? Our Quick Loan has got you covered. You can get approved in just minutes and borrow PHP5000 up to PHP50,000 depending on your needs. It's called quick for a reason, because you only need to submit 1 valid ID and 1 month's payslip. Plus, your payment dates are on your terms: choose whichever date is most convenient for you and get auto-debited on that date! What else is awesome about getting a loan with a digital bank is that you can see all your details on the app and cash out the full amount in real time. We've also got no pre-termination or early payment fees! Yass! TONIK LOAN FEATURES: • Fast approval and real-time disbursement to your Tonik Account • No credit history and no collateral needed • Minimal documents required - only 1 valid ID and proof of income • Flexible payment date - your preferred salary payout date • 6, 9, 12, 18, or 24 months installment • 100% digital - all loan info can be seen on the Tonik App • Cash out the full loan amount real-time • One bank account for application and cash disbursement • No pre-termination or early payment fees • Top up your main account. Get auto-debited on your due date QUICK LOAN TERMS: • Loan amounts: ₱5,000 to ₱50,000 • Loan tenure: 6 to 24 months • Service Fee: : ₱500 • Monthly EIR: Average 7% but depending on due date • Maximum Annual Percentage Rate (APR): 84% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None Note: Quick Loan Annual Percentage Rate (APR) is at 84%. Linking your salary payroll card will lower said APR to 65%. Minimum loan installment term is 6 months and maximum is 24 months. The Monthly EIR is also based on diminishing principal because principal balance decreases as you pay your monthly installments on time. Example computation: If you apply for a ₱5,000 from Tonik app and opts for 180 days or 6 months installment, you would need to pay a monthly fee of only ₱ 1,048.98. SHOP INSTALLMENT LOAN In-Store shopping has never been easier with Tonik’s Shop Installment Loan. Borrow up to ₱100,000 now and pay it back later for your next shopping spree at our partner stores. Buy Now Pay Later is more fun and helpful with Tonik In-Store shopping. Get a Shop Installment Loan today! SHOP INSTALLMENT LOAN TERMS: • Loan amounts: ₱5,000 to ₱100,000 • Loan tenure: 3 to 24 months • Service Fee: : None • Monthly EIR: Average 4.5% but depending on due date • Maximum Annual Percentage Rate (APR): 54% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None WHO CAN REGISTER AS A TONIK USER: Any Filipino who is: ✔️ At least 18 years old ✔️ Has a residence in the Philippines ✔️ Has a valid email address ✔️ Has an active Philippine mobile number ✔️ Does not classify under the United States FATCA CONTACT TONIK Email: customercare@tonikbank.com Website: https://tonikbank.com Facebook: www.facebook.com/TonikBankPH Tonik Digital Bank, Inc. is regulated by the Bangko Sentral ng Pilipinas.}
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Tonik is the Philippines' first neobank with a digital bank license offering savings deposits with sky high interest rates and quick online cash loans and shop installment loans for all of life’s necessities. Innovative. Passionate. Customer-first. That's Tonik. We're a 100% digital bank on a mission to revolutionize the way money works in Southeast Asia, offering only fast, easy, and secure transactions with a team of experienced bankers taking care of all your financial needs. We're a neobank that's there for you 24/7 with services that'll help you get ahead. Install the app today and avail any of our products below: TONIK ACCOUNT Your Tonik Account is your main account. It'll give you the satisfaction of also having 5 Stashes and 5 Time Deposit accounts within the Tonik App. You're going to love how you can move, organize, and personalize your cash. You will also have a virtual card and can request for a physical debit card to use in all your financial transactions. QUICK LOAN Need an easy loan but got no credit history or collateral? Our Quick Loan has got you covered. You can get approved in just minutes and borrow PHP5000 up to PHP50,000 depending on your needs. It's called quick for a reason, because you only need to submit 1 valid ID and 1 month's payslip. Plus, your payment dates are on your terms: choose whichever date is most convenient for you and get auto-debited on that date! What else is awesome about getting a loan with a digital bank is that you can see all your details on the app and cash out the full amount in real time. We've also got no pre-termination or early payment fees! Yass! TONIK LOAN FEATURES: • Fast approval and real-time disbursement to your Tonik Account • No credit history and no collateral needed • Minimal documents required - only 1 valid ID and proof of income • Flexible payment date - your preferred salary payout date • 6, 9, 12, 18, or 24 months installment • 100% digital - all loan info can be seen on the Tonik App • Cash out the full loan amount real-time • One bank account for application and cash disbursement • No pre-termination or early payment fees • Top up your main account. Get auto-debited on your due date QUICK LOAN TERMS: • Loan amounts: ₱5,000 to ₱50,000 • Loan tenure: 6 to 24 months • Service Fee: : ₱500 • Monthly EIR: Average 7% but depending on due date • Maximum Annual Percentage Rate (APR): 84% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None Note: Quick Loan Annual Percentage Rate (APR) is at 84%. Linking your salary payroll card will lower said APR to 65%. Minimum loan installment term is 6 months and maximum is 24 months. The Monthly EIR is also based on diminishing principal because principal balance decreases as you pay your monthly installments on time. Example computation: If you apply for a ₱5,000 from Tonik app and opts for 180 days or 6 months installment, you would need to pay a monthly fee of only ₱ 1,048.98. SHOP INSTALLMENT LOAN In-Store shopping has never been easier with Tonik’s Shop Installment Loan. Borrow up to ₱100,000 now and pay it back later for your next shopping spree at our partner stores. Buy Now Pay Later is more fun and helpful with Tonik In-Store shopping. Get a Shop Installment Loan today! SHOP INSTALLMENT LOAN TERMS: • Loan amounts: ₱5,000 to ₱100,000 • Loan tenure: 3 to 24 months • Service Fee: : None • Monthly EIR: Average 4.5% but depending on due date • Maximum Annual Percentage Rate (APR): 54% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None WHO CAN REGISTER AS A TONIK USER: Any Filipino who is: ✔️ At least 18 years old ✔️ Has a residence in the Philippines ✔️ Has a valid email address ✔️ Has an active Philippine mobile number ✔️ Does not classify under the United States FATCA CONTACT TONIK Email: customercare@tonikbank.com Website: https://tonikbank.com Facebook: www.facebook.com/TonikBankPH Tonik Digital Bank, Inc. is regulated by the Bangko Sentral ng Pilipinas.}
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Tonik is the Philippines' first neobank with a digital bank license offering savings deposits with sky high interest rates and quick online cash loans and shop installment loans for all of life’s necessities. Innovative. Passionate. Customer-first. That's Tonik. We're a 100% digital bank on a mission to revolutionize the way money works in Southeast Asia, offering only fast, easy, and secure transactions with a team of experienced bankers taking care of all your financial needs. We're a neobank that's there for you 24/7 with services that'll help you get ahead. Install the app today and avail any of our products below: TONIK ACCOUNT Your Tonik Account is your main account. It'll give you the satisfaction of also having 5 Stashes and 5 Time Deposit accounts within the Tonik App. You're going to love how you can move, organize, and personalize your cash. You will also have a virtual card and can request for a physical debit card to use in all your financial transactions. QUICK LOAN Need an easy loan but got no credit history or collateral? Our Quick Loan has got you covered. You can get approved in just minutes and borrow PHP5000 up to PHP50,000 depending on your needs. It's called quick for a reason, because you only need to submit 1 valid ID and 1 month's payslip. Plus, your payment dates are on your terms: choose whichever date is most convenient for you and get auto-debited on that date! What else is awesome about getting a loan with a digital bank is that you can see all your details on the app and cash out the full amount in real time. We've also got no pre-termination or early payment fees! Yass! TONIK LOAN FEATURES: • Fast approval and real-time disbursement to your Tonik Account • No credit history and no collateral needed • Minimal documents required - only 1 valid ID and proof of income • Flexible payment date - your preferred salary payout date • 6, 9, 12, 18, or 24 months installment • 100% digital - all loan info can be seen on the Tonik App • Cash out the full loan amount real-time • One bank account for application and cash disbursement • No pre-termination or early payment fees • Top up your main account. Get auto-debited on your due date QUICK LOAN TERMS: • Loan amounts: ₱5,000 to ₱50,000 • Loan tenure: 6 to 24 months • Service Fee: : ₱500 • Monthly EIR: Average 7% but depending on due date • Maximum Annual Percentage Rate (APR): 84% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None Note: Quick Loan Annual Percentage Rate (APR) is at 84%. Linking your salary payroll card will lower said APR to 65%. Minimum loan installment term is 6 months and maximum is 24 months. The Monthly EIR is also based on diminishing principal because principal balance decreases as you pay your monthly installments on time. Example computation: If you apply for a ₱5,000 from Tonik app and opts for 180 days or 6 months installment, you would need to pay a monthly fee of only ₱ 1,048.98. SHOP INSTALLMENT LOAN In-Store shopping has never been easier with Tonik’s Shop Installment Loan. Borrow up to ₱100,000 now and pay it back later for your next shopping spree at our partner stores. Buy Now Pay Later is more fun and helpful with Tonik In-Store shopping. Get a Shop Installment Loan today! SHOP INSTALLMENT LOAN TERMS: • Loan amounts: ₱5,000 to ₱100,000 • Loan tenure: 3 to 24 months • Service Fee: : None • Monthly EIR: Average 4.5% but depending on due date • Maximum Annual Percentage Rate (APR): 54% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None WHO CAN REGISTER AS A TONIK USER: Any Filipino who is: ✔️ At least 18 years old ✔️ Has a residence in the Philippines ✔️ Has a valid email address ✔️ Has an active Philippine mobile number ✔️ Does not classify under the United States FATCA CONTACT TONIK Email: customercare@tonikbank.com Website: https://tonikbank.com Facebook: www.facebook.com/TonikBankPH Tonik Digital Bank, Inc. is regulated by the Bangko Sentral ng Pilipinas.}
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Tonik is the Philippines' first neobank with a digital bank license offering savings deposits with sky high interest rates and quick online cash loans and shop installment loans for all of life’s necessities. Innovative. Passionate. Customer-first. That's Tonik. We're a 100% digital bank on a mission to revolutionize the way money works in Southeast Asia, offering only fast, easy, and secure transactions with a team of experienced bankers taking care of all your financial needs. We're a neobank that's there for you 24/7 with services that'll help you get ahead. Install the app today and avail any of our products below: TONIK ACCOUNT Your Tonik Account is your main account. It'll give you the satisfaction of also having 5 Stashes and 5 Time Deposit accounts within the Tonik App. You're going to love how you can move, organize, and personalize your cash. You will also have a virtual card and can request for a physical debit card to use in all your financial transactions. QUICK LOAN Need an easy loan but got no credit history or collateral? Our Quick Loan has got you covered. You can get approved in just minutes and borrow PHP5000 up to PHP50,000 depending on your needs. It's called quick for a reason, because you only need to submit 1 valid ID and 1 month's payslip. Plus, your payment dates are on your terms: choose whichever date is most convenient for you and get auto-debited on that date! What else is awesome about getting a loan with a digital bank is that you can see all your details on the app and cash out the full amount in real time. We've also got no pre-termination or early payment fees! Yass! TONIK LOAN FEATURES: • Fast approval and real-time disbursement to your Tonik Account • No credit history and no collateral needed • Minimal documents required - only 1 valid ID and proof of income • Flexible payment date - your preferred salary payout date • 6, 9, 12, 18, or 24 months installment • 100% digital - all loan info can be seen on the Tonik App • Cash out the full loan amount real-time • One bank account for application and cash disbursement • No pre-termination or early payment fees • Top up your main account. Get auto-debited on your due date QUICK LOAN TERMS: • Loan amounts: ₱5,000 to ₱50,000 • Loan tenure: 6 to 24 months • Service Fee: : ₱500 • Monthly EIR: Average 7% but depending on due date • Maximum Annual Percentage Rate (APR): 84% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None Note: Quick Loan Annual Percentage Rate (APR) is at 84%. Linking your salary payroll card will lower said APR to 65%. Minimum loan installment term is 6 months and maximum is 24 months. The Monthly EIR is also based on diminishing principal because principal balance decreases as you pay your monthly installments on time. Example computation: If you apply for a ₱5,000 from Tonik app and opts for 180 days or 6 months installment, you would need to pay a monthly fee of only ₱ 1,048.98. SHOP INSTALLMENT LOAN In-Store shopping has never been easier with Tonik’s Shop Installment Loan. Borrow up to ₱100,000 now and pay it back later for your next shopping spree at our partner stores. Buy Now Pay Later is more fun and helpful with Tonik In-Store shopping. Get a Shop Installment Loan today! SHOP INSTALLMENT LOAN TERMS: • Loan amounts: ₱5,000 to ₱100,000 • Loan tenure: 3 to 24 months • Service Fee: : None • Monthly EIR: Average 4.5% but depending on due date • Maximum Annual Percentage Rate (APR): 54% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None WHO CAN REGISTER AS A TONIK USER: Any Filipino who is: ✔️ At least 18 years old ✔️ Has a residence in the Philippines ✔️ Has a valid email address ✔️ Has an active Philippine mobile number ✔️ Does not classify under the United States FATCA CONTACT TONIK Email: customercare@tonikbank.com Website: https://tonikbank.com Facebook: www.facebook.com/TonikBankPH Tonik Digital Bank, Inc. is regulated by the Bangko Sentral ng Pilipinas.}
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Description (
Characters: 4017 of 4000
)
Tonik is the Philippines' first neobank with a digital bank license offering savings deposits with sky high interest rates and quick online cash loans and shop installment loans for all of life’s necessities. Innovative. Passionate. Customer-first. That's Tonik. We're a 100% digital bank on a mission to revolutionize the way money works in Southeast Asia, offering only fast, easy, and secure transactions with a team of experienced bankers taking care of all your financial needs. We're a neobank that's there for you 24/7 with services that'll help you get ahead. Install the app today and avail any of our products below: TONIK ACCOUNT Your Tonik Account is your main account. It'll give you the satisfaction of also having 5 Stashes and 5 Time Deposit accounts within the Tonik App. You're going to love how you can move, organize, and personalize your cash. You will also have a virtual card and can request for a physical debit card to use in all your financial transactions. QUICK LOAN Need an easy loan but got no credit history or collateral? Our Quick Loan has got you covered. You can get approved in just minutes and borrow PHP5000 up to PHP50,000 depending on your needs. It's called quick for a reason, because you only need to submit 1 valid ID and 1 month's payslip. Plus, your payment dates are on your terms: choose whichever date is most convenient for you and get auto-debited on that date! What else is awesome about getting a loan with a digital bank is that you can see all your details on the app and cash out the full amount in real time. We've also got no pre-termination or early payment fees! Yass! TONIK LOAN FEATURES: • Fast approval and real-time disbursement to your Tonik Account • No credit history and no collateral needed • Minimal documents required - only 1 valid ID and proof of income • Flexible payment date - your preferred salary payout date • 6, 9, 12, 18, or 24 months installment • 100% digital - all loan info can be seen on the Tonik App • Cash out the full loan amount real-time • One bank account for application and cash disbursement • No pre-termination or early payment fees • Top up your main account. Get auto-debited on your due date QUICK LOAN TERMS: • Loan amounts: ₱5,000 to ₱50,000 • Loan tenure: 6 to 24 months • Service Fee: : ₱500 • Monthly EIR: Average 7% but depending on due date • Maximum Annual Percentage Rate (APR): 84% • Late fee: ₱500 • Applicable Taxes (DST & GRT): None Note: Quick Loan Annual Percenta